Payday Loans in Breeding, Kentucky

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No payday loan companies in Breeding, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Express 524 Prestonsburg Street, West Liberty, KY 41472 +1 (606) 743 - 1738
Advance America 217 E Broadway, Campbellsville, KY 42718 +1 (270) 465 - 9901
Personal Finance Company 1500 Hustonville Rd # 400, Danville, KY 40422 +1 (859) 236 - 0013
Mariner Finance 1000 E W John Rowan Blvd 102, Bardstown, KY 40004 +1 (502) 349 - 3288
First Community Bank 114 E Jackson St, Clinton, KY 42031 +1 (270) 653 - 4301
Cash Express 637 N 3rd St, Bardstown, KY 40004 +1 (502) 331 - 0100
Lincoln Financial 401 Frederica St, Owensboro, KY 42301 +1 (270) 684 - 0002
Walmart Money Center 28402 US-119, Belfry, KY 41514
Pioneer Credit Company now Mariner Finance 811 Taylorsville Rd, Shelbyville, KY 40065 +1 (502) 647 - 5404
World Finance 390 U.S. 31 W Bypass Ste C, Bowling Green, KY 42101 +1 (270) 843 - 6900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Breeding, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Same Day Loans in Hopkinsville, KY, Short-term Loans in Louisville, KY, Payday Loans in Owensboro, KY and Bad Credit Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Breeding, KY.

Are Payday Loans Legal In Breeding, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Breeding, KY payday loan calculator

Payday Loans in Breeding, Kentucky

If you’re in need of quick cash in Breeding, Kentucky, you may have considered a payday loan. Payday loans are a short-term lending option intended to help individuals cover unexpected expenses or bridge the gap between paychecks. In Kentucky, payday loans are legal, but only for check cashers.

How Payday Loans Work in Breeding, Kentucky

Payday loans typically have a term of two weeks and require borrowers to provide a post-dated check or authorize an electronic debit for the amount borrowed plus fees. The fees can vary depending on the lender and the amount borrowed, but can be as high as 15% of the loan amount.

For example, if you borrow $500, you may be required to pay back $575 after two weeks. If you can’t repay the loan on the due date, you may be able to rollover the loan for an additional fee.

It’s important to note that payday loans can be an expensive form of credit and should only be considered as a last resort. The fees and interest charged by payday lenders can add up quickly and make it difficult to repay the loan in full.

How to Apply for a Payday Loan in Breeding, Kentucky

If you’ve decided that a payday loan is the right option for you, there are several steps you can take to apply for a loan:

  • Gather your personal information, including your name, address, and Social Security number.
  • Find a payday lender in Breeding, Kentucky. Some popular options include Check Into Cash and Advance America.
  • Fill out the lender’s application, which will typically require information about your employment, income, and banking information.
  • Provide the lender with a post-dated check or authorize an electronic debit for the loan amount plus fees.
  • Receive the loan funds either in cash or through a deposit to your bank account.

Interesting Facts about Payday Loans in Breeding, Kentucky

  • In 2019, Kentucky payday lenders issued 566,684 loans, totaling $235 million
  • The average loan amount in Kentucky was $415
  • Kentucky payday lenders charged an average APR of 391%
  • Kentucky is one of 26 states that allow payday lending

It’s also important to note that there have been efforts to regulate or ban payday lending in Kentucky. In 2019, a bill was introduced in the Kentucky Senate that would cap the interest rate on payday loans at 36%. However, the bill did not pass.

Apply for a Payday Loan Now

If you’re in need of a payday loan in Breeding, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and we’ll work to find a lender that meets your needs.

It’s important to remember that TheGuaranteedLoans is not a direct lender and does not make lending decisions. We are a connector service that facilitates the connection between borrowers and lenders.

Before you apply for a payday loan, be sure to consider all of your options and determine if a payday loan is the best choice for your financial situation. Remember, payday loans can be an expensive form of credit and should only be used as a last resort.

F.A.Q.

Is there a cooling-off period between payday loan payments in Breeding, Kentucky?

Yes, there is a mandatory cooling-off period of at least 7 days between payday loan payments in Breeding, Kentucky.

Can I be charged additional fees for late or missed payments on my payday loan in Breeding, Kentucky?

Yes, you may be charged additional fees for late or missed payments on your payday loan in Breeding, Kentucky.