Payday Loans in Bronston, Kentucky

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No payday loan companies in Bronston, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 463 Eastern Bypass, Richmond, KY 40475 +1 (859) 624 - 5224
Community Trust Bank 205 S Main St, Greensburg, KY 42743 +1 (270) 932 - 7464
Cash Express 1302B E Main St, Cumberland, KY 40823 +1 (606) 589 - 2525
Central Bank & Trust Co 7310 Turfway Rd Ste. 200, Florence, KY 41042 +1 (859) 905 - 5502
Community Trust Bank 161 S Lake Dr, Prestonsburg, KY 41653 +1 (606) 886 - 2382
World Finance Corporation 7694 Liberty Rd, West Liberty, KY 41472 +1 (606) 743 - 4212
Cash Express 103 Morningside Dr, Marion, KY 42064 +1 (270) 965 - 9965
Advance America 14949 US-25E Scenic Ste. 2, Corbin, KY 40701 +1 (606) 258 - 8148
First Harrison Bank 1612 KY-44, Shepherdsville, KY 40165 +1 (502) 543 - 2226
Speedy Cash 250 Elkhorn St, Elkhorn City, KY 41522 +1 (606) 754 - 9100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bronston, KY, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Florence, KY, Payday Loan Without a Credit Check in Georgetown, KY, Online Loans in Hopkinsville, KY, Guaranteed Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bronston, KY.

Payday Loans Available in Bronston, KY By The Following ZIP Codes:

42518

Are Payday Loans Legal In Bronston, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Bronston, KY payday loan calculator

Understanding Payday Loans in Bronston, Kentucky

For some residents of Bronston, Kentucky, payday loans can be an essential means of getting access to cash when they need it most. These short-term loans are designed to be used to cover unexpected expenses between paychecks, and can provide a much-needed financial lifeline when traditional borrowing options are not available. However, it is important to understand the risks associated with payday loans and make informed decisions about whether or not they are the right choice for you.

How Payday Loans Work

Payday loans are typically small-dollar loans – usually for $500 or less – that are meant to be repaid in full with the borrower’s next paycheck. Because they are designed to be used for short-term needs, they generally have high interest rates and fees. In Kentucky, payday loans are regulated by the Department of Financial Institutions and are legal for check cashers only. Loan terms are limited to two to four weeks and interest rates are capped at 15% per $100 borrowed.

When you apply for a payday loan, you will typically be asked to provide proof of income and a valid ID. You will also need to provide a post-dated check or sign an electronic authorization for the lender to withdraw the total loan amount plus fees from your bank account on the due date. If you are unable to repay the loan on time, you may be subject to additional fees and higher interest rates.

The Pros and Cons of Payday Loans

While payday loans can be a helpful source of cash in a pinch, they do come with significant risks and downsides. Here are some of the pros and cons of payday loans:

Pros:

  • Easy and fast access to cash when you need it – often within 24 hours
  • No credit check required – payday lenders typically only require proof of income and a valid ID
  • Can be less expensive than having a check bounce or missing a payment on a bill, resulting in late fees and additional charges

Cons:

  • High interest rates and fees – payday loans can be some of the most expensive loans available
  • Short repayment terms – you may have to repay the loan in full within a few weeks, making it difficult to pay other bills and expenses
  • Risk of falling into a debt cycle – if you are unable to repay the loan on time, you may be subject to additional fees and may need to take out additional loans to cover existing debt, leading to a cycle of debt that can be difficult to break
  • Not a long-term solution – payday loans are designed to be used for short-term needs only and should not be used for ongoing financial issues

Interesting Facts and Statistics About Payday Loans in Bronston, Kentucky

According to the Kentucky Department of Financial Institutions, there were 1,042 licensed payday lenders in the state of Kentucky as of July 1, 2021. The average payday loan term in Kentucky is 14 days and the average loan amount is $235. The total fees paid on payday loans in Kentucky exceeded $100 million in 2020.

Applying for a Payday Loan in Bronston, Kentucky

If you are considering applying for a payday loan in Bronston, Kentucky, it is important to do your research and make an informed decision about whether or not it is the right choice for you. TheGuaranteedLoans can help connect you with potential lenders in your area, but it is important to remember that we are a connector service and not a direct lender.

Before you apply for a payday loan, make sure you understand the terms and conditions of the loan, including the interest rate, fees, and repayment schedule. Make sure you are able to repay the loan in full on time to avoid additional fees and charges.

Apply Now

Ready to apply for a payday loan in Bronston, Kentucky? TheGuaranteedLoans can help connect you with potential lenders in your area to get you the cash you need. Fill out our online application today and get started!

Please note that while TheGuaranteedLoans can help connect you with potential lenders, we are not a direct lender and do not make lending decisions. We are a connector service that facilitates connections between borrowers and lenders.

F.A.Q.

Can I cancel or void my payday loan in Bronston, Kentucky?

Yes, you have the right to cancel or void your payday loan within 14 days of signing the loan agreement in Bronston, Kentucky.

Can I be charged a penalty for prepaying my payday loan in Bronston, Kentucky?

No, you cannot be charged a penalty for prepaying your payday loan in Bronston, Kentucky.