Payday Loans in Bryants Store, Kentucky

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No payday loan companies in Bryants Store, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Advance 650 US-27 #2, Somerset, KY 42501 +1 (606) 677 - 6632
Cash Advance Center Of Kentucky 1631 Ashland Rd, Greenup, KY 41144 +1 (606) 473 - 0353
Community Trust Bank 38720 KY-194, Phelps, KY 41553 +1 (606) 456 - 8701
LHome 1126 Berry Blvd, Louisville, KY 40215 +1 (502) 882 - 8091
World Finance 162 Appalachian Plaza, South Williamson, KY 41503 +1 (606) 237 - 5115
Heartland Credit Corporation 910 W Dixie Ave, Elizabethtown, KY 42701 +1 (270) 737 - 5858
Fairway Independent Mortgage Corporation 433 N Main St, Harlan, KY 40831 +1 (606) 312 - 1232
Cash Advance Centers of KY 818 13th St, Ashland, KY 41101 +1 (606) 326 - 0323
Cash Express 1302B E Main St, Cumberland, KY 40823 +1 (606) 589 - 2525
Community Trust Bank 721 Wheatley Rd, Ashland, KY 41101 +1 (606) 329 - 6610

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bryants Store, KY, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Florence, KY, Payday Loan Companies in Georgetown, KY, 24-Hour Loan in Hopkinsville, KY, No Credit Check Loans in Louisville, KY, No Credit Check Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bryants Store, KY.

Beautiful sights of Bryants Store, KY

Are Payday Loans Legal In Bryants Store, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Bryants Store, KY payday loan calculator

Payday Loans in Bryants Store, Kentucky: All You Need to Know

If you’re struggling to make ends meet, a payday loan could provide much-needed financial assistance. In Kentucky, payday loans are legal and are offered by check cashers. Bryants Store, Kentucky, is no exception and has a number of payday lenders who can help you out in times of need.

What is a Payday Loan?

A payday loan is a short-term loan that usually lasts for two weeks to a month. It allows people to borrow money quickly to cover unexpected expenses, like medical bills or car repairs, that pop up between paychecks. However, because payday loans come with high interest rates and fees, it’s important to think carefully before signing on the dotted line.

Payday Loans in Bryants Store, Kentucky

As mentioned earlier, payday loans are legal in Bryants Store, Kentucky, and are regulated under the Kentucky Revised Statutes 286.9.010 et seq. Lenders are required to obtain a license from the Kentucky Department of Financial Institutions and must disclose all fees and interest rates in writing.

How Do Payday Loans Work in Bryants Store, Kentucky?

To qualify for a payday loan in Bryants Store, Kentucky, you must be at least 18 years of age and have a steady source of income. You’ll need to provide proof of income, such as a pay stub, and a valid government-issued ID.

Once you’ve been approved, you’ll write a postdated check for the loan amount plus fees and interest. The lender will hold onto the check until the loan is due, usually on or around your next payday. If you can’t pay back the loan on time, you may be able to roll it over for an additional fee.

Pros and Cons of Payday Loans in Bryants Store, Kentucky

While payday loans can be a lifesaver for those who need quick cash, they come with several drawbacks and should be used as a last resort. Here are some pros and cons to consider before taking out a payday loan in Bryants Store, Kentucky:

Pros

  • Easy and quick to obtain
  • No credit check required
  • Can help you stay afloat during financial emergencies

Cons

  • High fees and interest rates
  • Can trap you in a cycle of debt
  • May require a postdated check or access to your bank account

Interesting Facts and Statistics about Payday Loans in Bryants Store, Kentucky

Did you know that the typical borrower takes out eight payday loans per year in Kentucky? Or that the average loan amount is $263? Here are some other interesting facts and statistics about payday loans in Bryants Store and across Kentucky:

  • There are over 500 payday lending locations in Kentucky
  • Kentucky residents pay a median interest rate of 391% on payday loans
  • The payday loan industry in Kentucky generates over $300 million in fees annually

Apply Now

If you’re in need of a payday loan in Bryants Store, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application form, and we’ll match you with a lender who meets your needs. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we work with a network of trusted lenders across the country.

In conclusion, payday loans can be a good solution for unexpected financial emergencies in Bryants Store, Kentucky, but they should be used with caution and only as a last resort. Before taking out a payday loan, be sure to read all terms and conditions and consider all your options for borrowing money.

F.A.Q.

Can I apply for a payday loan if I am on active military duty in Bryants Store, Kentucky?

Yes, individuals on active military duty are eligible to apply for payday loans in Bryants Store, Kentucky. However, there are special protections in place for military members, so be sure to inform the lender if you are on active duty.

Are there any restrictions on the interest rate for payday loans in Bryants Store, Kentucky?

Yes, the maximum interest rate for payday loans in Bryants Store, Kentucky is 390% APR.