Payday Loans in Burdine, Kentucky

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No payday loan companies in Burdine, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
First Financial Credit 310 Steve Dr 4, Russell Springs, KY 42642 +1 (270) 866 - 4255
Bluegrass Check Advance 507 N Main St, Franklin, KY 42134 +1 (270) 586 - 8233
MoneyGram inside WALMART - 760 WALMART - 760 1002, Old Hwy 60, Hardinsburg, KY 40143 +1 (270) 756 - 6012
World Finance 120 Amanda Ave Ste 400, Salyersville, KY 41465 +1 (606) 259 - 4108
Merchant Cash Advance Kentucky - Small Business Loans Owensboro KY - Commercial Loans, Unsecured Loans, Construction Financing, & Invoice Factoring Jewell Rd, Owensboro, KY 42301 +1 (270) 767 - 6339
U.S. Bank ATM - Dawson Springs 119 S Main St, Dawson Springs, KY 42408 +1 (800) 872 - 2657
Lendmark Financial Services 184 Collins Cir, Prestonsburg, KY 41653 +1 (606) 889 - 9400
World Finance 1407 E Crystal Dr d, La Grange, KY 40031 +1 (502) 222 - 8869
Cash Express 209 N Main St, Elkton, KY 42220
Cash Express 109 E Front St A, Glasgow, KY 42141 +1 (270) 659 - 2795

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Burdine, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Bad Credit Loans in Louisville, KY, Payday Loan Companies in Owensboro, KY and No Credit Check Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Burdine, KY.

Are Payday Loans Legal In Burdine, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Burdine, KY payday loan calculator

Understanding Payday Loans in Burdine, Kentucky

If you reside in Burdine, Kentucky, and you are currently experiencing a financial emergency, you may be considering payday loans as a solution. Payday loans are an easy and quick way to access cash for individuals experiencing financial strain.

Payday loans are a short-term loan solution that can help with unexpected financial emergencies like car repairs, home maintenance, or medical bills. The loans are typically small and paid back with your next paycheck. In Kentucky, payday loans are legal but apply only to check cashers under specific regulations.

How Do Payday Loans Work?

Payday loans work by providing quick cash to individuals in need of emergency financing. Lenders typically require borrowers to provide proof of income and identification. The borrower then writes a postdated check to the lender that includes the amount borrowed plus interest charges. The loan is due on payday, and when the borrower’s paycheck arrives, the lender will cash the check.

The loan amount and fees charged vary depending on the state or location. In Kentucky, payday loans are limited to $500, and the maximum loan term is 60 days. Lenders are required to disclose the loan agreement’s finance charges, including the annual percentage rate (APR) of the loan.

Benefits of Payday Loans

  • Quick access to cash. Payday loans provide borrowers with cash quickly, making them ideal for emergency financial situations.
  • No credit check. Payday lenders don’t typically check a borrower’s credit score, making payday loans accessible to people who might not qualify for traditional loans.
  • Regulated by the state. In Kentucky, payday lenders are regulated by the state, providing borrowers with consumer protection measures.

What Are the Risks?

While payday loans may seem like an attractive solution, they come with risks. Interest rates for payday loans can be exorbitantly high, with some rates exceeding 400 percent APR. This can result in a never-ending cycle of debt for borrowers who are unable to repay the loan by the due date. Additionally, missing a payment can result in additional fees and charges and even legal action by the lender.

Despite the risks, payday loans can be a viable option for those in need of immediate financial assistance.

Apply Now

If you’ve decided that a payday loan is a viable solution, we encourage you to fill out an online application on our website. As a connector service, we will facilitate your connection with potential lenders. Please note that we are not a direct lender, and any loan agreement is between you and the lender.

Interesting Facts About Payday Loans in Burdine, Kentucky

– Kentucky law does not allow borrowers to rollover their loans. This prevents them from accumulating more debt that they cannot afford to repay.

– Kentucky is one of the few states that have limited payday loans to a maximum of 60 days.

– A Center for Responsible Lending report shows that 83% of payday loan borrowers in Kentucky had to take out another loan immediately after paying off the first loan.

Remember, payday loans are a short-term solution that can help with emergencies. However, it’s essential to borrow only what you can afford to repay and understand the terms and conditions of the loan agreement.

F.A.Q.

What are the requirements to be eligible for a payday loan in Burdine, Kentucky?

To be eligible for a payday loan in Burdine, Kentucky, you must be at least 18 years old and have a valid government-issued ID and proof of income.

How long do I have to repay a payday loan in Burdine, Kentucky?

Payday loans in Burdine, Kentucky must be repaid within 60 days.