Payday Loans in Busy, Kentucky

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No payday loan companies in Busy, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Bank & Trust Co 201 E Main St, Campbellsville, KY 42718 +1 (270) 465 - 8193
Check Into Cash 2247 Hikes Ln, Louisville, KY 40218 +1 (502) 456 - 2231
Cash Express 2033B US-41, Henderson, KY 42420 +1 (270) 869 - 1666
Check Into Cash 120-A Brighton Park Blvd, Frankfort, KY 40601 +1 (502) 695 - 8360
Monticello Banking Company 2554 US-127, Russell Springs, KY 42642 +1 (270) 866 - 7322
USA Check Cashing 821 W Broadway, Louisville, KY 40202 +1 (502) 585 - 2274
Cash Express 102 Kentucky Ave, Pineville, KY 40977 +1 (606) 337 - 3511
Pioneer Credit Company 1577 U.S. 68 South, Maysville, KY 41056 +1 (606) 375 - 4939
Cash Express 395 Richmond Rd, Irvine, KY 40336 +1 (606) 723 - 0161
Auburn Banking Co 218 W Main St, Auburn, KY 42206 +1 (270) 542 - 4185

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Busy, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Online Loans in Hopkinsville, KY, Payday Loan Companies in Louisville, KY, Payday Loan for Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Busy, KY.

Are Payday Loans Legal In Busy, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Busy, KY payday loan calculator

Payday Loans in Busy, Kentucky: What You Need to Know

Payday loans can be a helpful solution to a financial emergency. If you are in need of quick cash in Busy, Kentucky, you may be considering applying for a payday loan. This guide will give you an overview of what you need to know before you make a decision.

How do Payday Loans Work?

Payday loans are short term loans that typically have to be paid back on your next payday. They are usually for smaller dollar amounts and come with a higher interest rate than traditional loans. To apply for a payday loan, you will typically need to submit a post-dated check for the loan amount plus fees or provide access to your bank account so the lender can automatically withdraw the funds on your payday.

What Are the Requirements for a Payday Loan in Busy, Kentucky?

In Kentucky, payday loans are legal but only for check cashers. To qualify for a payday loan in Busy, you must be at least 18 years old, have a valid ID, a checking account, and a regular source of income. You may be required to provide proof of income, such as a pay stub or bank statement, as well as complete a loan application.

What Are the Fees and Interest Rates for a Payday Loan in Busy, Kentucky?

The fees and interest rates for payday loans in Kentucky are regulated by the state. The maximum amount you can borrow is $500, and the term of the loan cannot exceed 60 days. The fees for payday loans in Kentucky cannot exceed $15 per $100 borrowed. This means that if you borrow $300, the maximum fee you would pay is $45.

What Are the Risks of Payday Loans?

While payday loans can be a helpful solution to a financial emergency, they come with risks that you should consider before you apply. The main risk is the high interest rate, which can make it difficult to pay back the loan in full by your next payday. This can lead to a cycle of debt, where you need to take out another payday loan to pay off the first one.

Another risk to consider is the potential for fraud. Be sure to do your research and only work with reputable lenders who are licensed to operate in Kentucky. Avoid lenders who ask for upfront fees or who pressure you to borrow more than you need.

Interesting Facts and Statistics about Payday Loans in Busy, Kentucky

  • The average payday loan amount in Kentucky is $360
  • Payday loans are banned in 16 states in the United States
  • The average APR for a payday loan in Kentucky is 460%
  • 25% of payday loan borrowers in Kentucky are seniors

Apply Now

If you decide that a payday loan is the right solution for your financial emergency, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application today to get started. Remember, we are a connector service, not a direct lender. We will facilitate your connection with potential lenders so that you can find the loan that works best for you.

At TheGuaranteedLoans, we value transparency and honesty. We provide all the information you need to make an informed decision about your payday loan. Contact us today to learn more.

F.A.Q.

Are there any alternatives to payday loans in Busy, Kentucky?

Yes, there are several alternatives to payday loans in Busy, Kentucky, such as small personal loans, credit union loans, or borrowing from friends or family.

What should I do if I am unable to repay my payday loan in Busy, Kentucky?

If you are unable to repay your payday loan in Busy, Kentucky, you should contact your lender immediately and discuss your options, such as negotiating a payment plan or seeking financial counseling.