Payday Loans in Bypro, Kentucky

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No payday loan companies in Bypro, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
First Southern National Bank 88 S Bethel St, Russellville, KY 42276 +1 (270) 726 - 5650
Check Into Cash 711 12th St Suite 125, Ashland, KY 41101 +1 (606) 325 - 1640
Bank of Cadiz & Trust Co. 106 Lakota Drive, Cadiz, KY 42211 +1 (270) 522 - 0450
Walmart Money Center 1650 Edmonton Rd, Tompkinsville, KY 42167 +1 (270) 487 - 0780
Farm Credit Mid-America 7112 AA Highway, Maysville, KY 41056 +1 (606) 375 - 4350
American Check Advance 1440 Nashville Rd Unit O, Franklin, KY 42134 +1 (270) 586 - 4500
U.S. Bank ATM - Taylor Mill Remke's 5018 Old Taylor Mill Rd, Covington, KY 41015 +1 (800) 872 - 2657
Community Trust Bank 155 Main St, Whitesburg, KY 41858 +1 (606) 633 - 0161
USA Check Cashing 821 W Broadway, Louisville, KY 40202 +1 (502) 585 - 2274
Cash Express 514 Market St, Falmouth, KY 41040 +1 (859) 654 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bypro, KY, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Emergency Loan in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bypro, KY.

Are Payday Loans Legal In Bypro, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Bypro, KY payday loan calculator

Payday Loans in Bypro, Kentucky: What You Need to Know

If you’re looking for a fast financial solution, payday loans might be the right choice for you. As a type of short-term loan, payday loans can be a quick way to cover unexpected expenses between paychecks. If you live in Bypro, Kentucky, you might be wondering if they are legal and how they work in your state. We’re here to help you understand all the details.

How Payday Loans Work

A payday loan is a short-term, small-dollar loan that is typically due on the borrower’s next payday. They are usually used to cover bills, unexpected expenses, or other immediate financial needs. Depending on the state, the amount of the loan can vary, but in Bypro, Kentucky, you can typically borrow up to $500.

To apply for a payday loan, you’ll need to provide proof of income, a government-issued ID, and a checking account. The lender will use this information to determine how much money they are willing to lend you. If you’re approved, you’ll need to sign a loan agreement that outlines the terms of the loan, including the interest rate and fees.

Typically, payday loans have a very short repayment period- usually two weeks. If you can’t repay the loan in full by the due date, you can usually extend the loan term by paying additional fees. However, keep in mind that this can cause the loan to become even more expensive over time.

Are Payday Loans Legal in Bypro, Kentucky?

Yes, payday loans are legal in Bypro, Kentucky, but only for check cashers. According to Kentucky law, lenders must be licensed to operate in the state, and check cashers are the only type of lender that can legally offer payday loans. Banks and other lenders cannot offer payday loans in Kentucky.

It’s important to note that payday loans can be risky, especially if you don’t have the ability to repay the loan on time. These loans often come with high interest rates and fees, and if you can’t repay the loan, you may be subject to additional fees or even legal action. Be sure to carefully consider whether a payday loan is the right choice for your financial situation before you apply.

Interesting Facts and Statistics about Payday Loans in Bypro, Kentucky

  • In Kentucky, payday loans have an average interest rate of 459% APR.
  • The average payday loan borrower in Kentucky takes out eight loans per year.
  • As of 2020, there were 555 licensed check cashers in Kentucky.

How to Apply for a Payday Loan in Bypro, Kentucky

If you’re interested in applying for a payday loan in Bypro, Kentucky, TheGuaranteedLoans.com can help. We are a connector service that works with a network of potential lenders. To apply, simply fill out our online application form and we’ll search our network of lenders to try to find a lender that may be willing to work with you. However, keep in mind that we are not a lender and cannot guarantee you will be approved for a payday loan. Our service is free, and we do not charge any fees.

The Bottom Line

If you need a fast solution to cover unexpected expenses, a payday loan might be a good choice for you. Just be sure to read the terms of the loan carefully and consider whether you’ll be able to repay it on time. If you’re ready to apply for a payday loan in Bypro, Kentucky, TheGuaranteedLoans.com is here to help.

Apply now to see if you qualify for a payday loan in Bypro, Kentucky- it only takes a few minutes to get started.

F.A.Q.

What fees are associated with payday loans in Bypro, Kentucky?

Payday loans in Bypro, Kentucky may have fees for late payments, insufficient funds, or other penalties. Be sure to carefully review the terms of the loan before agreeing to it.

Can I apply for a payday loan if I am currently in bankruptcy in Bypro, Kentucky?

No, individuals who are currently in bankruptcy are not eligible for payday loans in Bypro, Kentucky.