Payday Loans in Caneyville, Kentucky

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No payday loan companies in Caneyville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 1230 S Main St, Morgantown, KY 42261 +1 (270) 526 - 4171
Check Advance 1550 Hwy 15 South, Suite 22, Jackson, KY 41339 +1 (606) 666 - 5758
Easy Money Exchange 499 North Dr, Hopkinsville, KY 42240 +1 (270) 886 - 1870
Check Exchange 1406 Hustonville Rd, Danville, KY 40422 +1 (859) 236 - 0035
Check Advance 1575 Old US Hwy 68 Loop 2, Maysville, KY 41056 +1 (606) 759 - 7514
Cash Express 850 KY-15, Jackson, KY 41339 +1 (606) 693 - 0410
World Finance Corporation 232 Skywatch Dr, Danville, KY 40422 +1 (859) 236 - 9119
Huntington Bank 2252 Burlington Pike, Burlington, KY 41005 +1 (859) 586 - 7100
The Farmers Bank of Milton 2207 KY-53, La Grange, KY 40031 +1 (502) 225 - 6746
Easy Money Express 4677 Alben Barkley Dr, Paducah, KY 42001 +1 (270) 534 - 4337

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Caneyville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Guaranteed Loans in Georgetown, KY, Guaranteed Loans in Hopkinsville, KY, Payday Loan for Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Caneyville, KY.

Beautiful sights of Caneyville, KY

Payday Loans Available in Caneyville, KY By The Following ZIP Codes:

42721

Are Payday Loans Legal In Caneyville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Caneyville, KY payday loan calculator

The Comprehensive Guide to Payday Loans in Caneyville, Kentucky

When unexpected expenses strike, payday loans can provide a quick and easy solution to bridge the financial gap. In Caneyville, Kentucky, check cashers are legally allowed to offer payday loans to borrowers in need. However, before you decide to take out a payday loan, it is important to understand the terms and conditions, as well as the potential risks involved.

What are Payday Loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. These loans are meant to provide immediate access to cash in situations where traditional lending institutions may not be an option. The application process is generally quick and easy, with loan amounts typically ranging from $100 to $500.

The downside to payday loans is that they often come with high interest rates and fees, which can make it difficult for borrowers to repay their loans on time. In fact, according to the Consumer Financial Protection Bureau, the average interest rate on payday loans is 400%.

How Do Payday Loans Work in Caneyville, Kentucky?

In Caneyville, Kentucky, payday loans are legal for check cashers to offer. Check cashers must be licensed and regulated by the Kentucky Department of Financial Institutions.

According to Kentucky state law, payday loans in Caneyville cannot be for more than $500 and must be repaid within 14 to 60 days. Lenders can charge a maximum fee of $15 for every $100 borrowed, and cannot charge more than $1,000 in interest and fees on a loan.

What Are the Risks of Payday Loans?

While payday loans can provide quick cash in an emergency, they also come with a number of risks and potential downsides. One of the biggest risks of payday loans is the high interest rates and fees. If a borrower is unable to repay their loan on time, they can quickly become trapped in a cycle of debt.

Additionally, payday loans can have a negative impact on a borrower’s credit score. If a borrower is unable to repay their loan and the lender turns the debt over to a collection agency, the borrower’s credit score can be negatively affected.

Interesting Statistics About Payday Loans in Caneyville, Kentucky

  • In 2019, there were 132 licensed payday lenders in Kentucky.
  • The average payday loan amount in Kentucky is $345.
  • The average interest rate on a payday loan in Kentucky is 391%.
  • 51.5% of payday loan borrowers in Kentucky take out five or more loans per year.

Apply Now

If you are considering a payday loan in Caneyville, Kentucky, it is important to research your options and understand the terms and conditions. TheGuaranteedLoans is here to help. As a connector service for potential lenders, we make it easy for you to find the right loan for your unique financial situation. Fill out our online application today, and one of our helpful representatives will be in touch to discuss your loan options.

F.A.Q.

Can I apply for a payday loan online in Caneyville, Kentucky?

Yes, you can apply for a payday loan online in Caneyville, Kentucky, as long as the lender is licensed to operate in the state.

Do I need a bank account to take out a payday loan in Caneyville, Kentucky?

Yes, you will need a valid bank account to take out a payday loan in Caneyville, Kentucky.