Payday Loans in Clayhole, Kentucky

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No payday loan companies in Clayhole, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 1848 S US Hwy 421, Harlan, KY 40831 +1 (606) 573 - 1181
First Southern National Bank 100 N Main St, Monticello, KY 42633 +1 (606) 348 - 8421
Commercial Bank of Grayson 208 E Main St, Grayson, KY 41143 +1 (606) 474 - 7811
Omni Military Loans 295 W Lincoln Trail Blvd, Radcliff, KY 40160 +1 (270) 351 - 8000
World Finance 906 US Hwy 68, Maysville, KY 41056 +1 (606) 564 - 0888
Mariner Finance 1701 Highway 121 Bypass N, A, Murray, KY 42071 +1 (270) 767 - 0382
Old National Bank 130 N Morgan St, Morganfield, KY 42437 +1 (270) 389 - 5200
WesBanco Bank 315 N 3rd St, Bardstown, KY 40004 +1 (502) 331 - 0304
Central Financial Services of Ky, Inc. 195 Cumberland Crossing Shopping Center, Monticello, KY 42633 +1 (606) 348 - 3348
Carter's Quick Cash 2936 KY-2565, Louisa, KY 41230 +1 (606) 638 - 3200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clayhole, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Same Day Loans in Georgetown, KY, Bad Credit Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Emergency Loan in Owensboro, KY and No Credit Check Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clayhole, KY.

Are Payday Loans Legal In Clayhole, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Clayhole, KY payday loan calculator

Payday Loans in Clayhole, Kentucky: What You Need to Know

When financial emergencies arise, it can be difficult to find the money you need to cover unexpected expenses. Whether your car needs repairs, you have a medical bill to pay, or you just need to make ends meet until your next paycheck, payday loans can offer a quick solution to your financial troubles. If you live in Clayhole, Kentucky, here’s what you need to know about payday loans.

How Do Payday Loans Work?

Payday loans are short-term loans that are meant to be repaid on your next payday. Typically, borrowers can receive between $100 and $500, depending on their income and credit score. The application process is simple and quick, with many payday lenders offering online applications that take only a few minutes to complete.

Once you’re approved for a payday loan, you’ll receive the funds directly into your bank account. The loan will be due on your next payday, and you’ll be required to pay back the loan amount plus interest and fees.

What Are the Requirements for a Payday Loan in Clayhole, Kentucky?

The requirements for a payday loan in Clayhole, Kentucky are relatively straightforward. To be eligible for a payday loan, you must:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Have a steady income source
  • Provide proof of income, such as a pay stub or bank statement
  • Have an active checking account

Keep in mind that payday loans are legal in Kentucky, but only for check cashers. Traditional payday lending is illegal in Kentucky. If you’re not sure whether a lender is licensed to offer payday loans, it’s a good idea to check with the Kentucky Department of Financial Institutions before submitting your application.

What Are the Fees and Interest Rates for Payday Loans in Clayhole, Kentucky?

The fees and interest rates for payday loans in Clayhole, Kentucky can vary depending on the lender you choose. The maximum amount you can borrow is $500, and the maximum loan term is 60 days.

According to Kentucky law, lenders can’t charge more than $15 in fees for every $100 borrowed. This means that if you borrow $300, the maximum fee you’ll have to pay is $45.

Interesting Facts and Statistics About Payday Loans in Clayhole, Kentucky

  • According to a 2019 report by the Kentucky Coalition for Responsible Lending, the average interest rate for a payday loan in Kentucky is 391% APR.
  • In Kentucky, 82% of payday loan borrowers take out multiple payday loans in a year.
  • In 2018, payday lenders in Kentucky made over 150,000 loans, totaling more than $57 million.

TheGuaranteedLoans: Your Connection to Payday Loans in Clayhole, Kentucky

If you’re in need of a payday loan in Clayhole, Kentucky, TheGuaranteedLoans can help. As a connector service, we work with a network of potential lenders to find the loan that’s right for you. Our application process is quick and simple, and our network of lenders offers competitive rates and flexible repayment options.

It’s important to keep in mind that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions or take on any risk associated with the loans we connect borrowers with. However, we’re dedicated to providing our customers with the best possible service, and we’re committed to helping you find the financial assistance you need when you need it most.

Ready to Apply for a Payday Loan in Clayhole, Kentucky?

Don’t let unexpected expenses derail your financial stability. Apply for a payday loan in Clayhole, Kentucky today with TheGuaranteedLoans. Our easy online application process takes only a few minutes to complete, and we’ll work with our network of lenders to find the loan that’s right for you.

Remember, payday loans are a short-term solution to your financial needs, and they should be repaid as soon as possible to avoid additional fees and interest. If you have any questions about payday loans or the application process, our friendly customer service team is always available to help. Contact us today to learn more about how TheGuaranteedLoans can help you get the money you need.

F.A.Q.

Can I apply for a payday loan if I am on active military duty in Clayhole, Kentucky?

Yes, individuals on active military duty are eligible to apply for payday loans in Clayhole, Kentucky. However, there are special protections in place for military members, so be sure to inform the lender if you are on active duty.

Are there any restrictions on the interest rate for payday loans in Clayhole, Kentucky?

Yes, the maximum interest rate for payday loans in Clayhole, Kentucky is 390% APR.