Payday Loans in Clearfield, Kentucky

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No payday loan companies in Clearfield, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 310 US-62 W, Princeton, KY 42445 +1 (270) 365 - 7177
Lendmark Financial Services LLC 2718 State Hwy 421, Manchester, KY 40962 +1 (606) 598 - 8626
Cash Express 210 S 1st St, La Grange, KY 40031 +1 (502) 225 - 4886
First National Bank of Grayson 200 Carol Malone Blvd, Grayson, KY 41143 +1 (606) 474 - 2000
Bullet Pawn Guns and Jewelry 425 S Green St STE B, Henderson, KY 42420 +1 (270) 827 - 3838
U.S. Bank Branch 119 S Main St, Dawson Springs, KY 42408 +1 (270) 797 - 2976
Advance America 106 Kentucky Home Square, Bardstown, KY 40004 +1 (502) 350 - 3310
First Kentucky Bank 1331 N Main St, Beaver Dam, KY 42320 +1 (270) 274 - 3381
C & C Mortgage 7415 Burlington Pike, Florence, KY 41042 +1 (859) 283 - 9000
Cash America Pawn 4131 Dixie Hwy, Louisville, KY 40216 +1 (502) 448 - 9581

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clearfield, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Short-term Loans in Hopkinsville, KY, No Credit Check Loans in Louisville, KY, Same Day Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clearfield, KY.

Payday Loans Available in Clearfield, KY By The Following ZIP Codes:

40313

Are Payday Loans Legal In Clearfield, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Clearfield, KY payday loan calculator

Payday Loans in Clearfield, Kentucky: Your Guide to Quick Cash

Are you in need of quick cash in Clearfield, Kentucky? Maybe you have unexpected expenses, or just need a little extra to tide you over until your next paycheck. Payday loans can be a great solution for temporary financial needs, but it’s essential to understand the details before taking one out.

What is a Payday Loan?

A payday loan is a short-term loan designed to provide money quickly. The borrower typically writes a post-dated check for the loan amount plus fees, which the lender cashes on the borrower’s next payday. These loans are usually for small amounts, with the average loan amount in Kentucky being $300.

Are Payday Loans Legal in Kentucky?

Payday loans are legal in Kentucky, but only for check cashers. Banks and other financial institutions are prohibited from offering payday loans. Kentucky state law allows lenders to charge a maximum of $15 per $100 loaned, which means borrowers pay $45 for a $300 loan.

How Do I Qualify for a Payday Loan?

To qualify for a payday loan, you must be at least 18 years old and have a regular income source. Lenders typically require proof of income, such as pay stubs or bank statements. You’ll also need a valid ID and an active checking account.

What Are the Risks of Payday Loans?

Payday loans can be risky, especially if you don’t fully understand the terms and conditions. The high interest rates and fees can make it difficult to repay the loan, which can lead to a cycle of debt. It’s essential to make sure you can repay the loan on your next payday, or you risk incurring additional fees and charges.

Note: APR (Annual Percentage Rate) varies from 391% to 782% depending on the lender, loan amount, and repayment period. Please refer to your loan agreement for specific rates and terms.

Interesting Facts and Statistics about Payday Loans in Clearfield, Kentucky

  • According to the Center for Responsible Lending, the average payday borrower in Kentucky takes out eight loans per year, with an average loan size of $318.
  • As of 2021, there are more than 500 payday lenders operating in Kentucky, with the majority of them located in low-income areas.
  • Kentucky law permits lenders to charge late fees of $15 for each $100 of the loan amount, which can quickly add up if the borrower is unable to repay the loan on time.

Apply Now: Connect with a Kentucky Payday Lender

At TheGuaranteedLoans, we’re here to help you find a quick and easy payday loan in Clearfield, Kentucky. Our online application process is simple and straightforward, and we’ll match you with potential lenders that can meet your needs.

Please keep in mind that we are a connector service and not a direct lender. Your application will be forwarded to potential lenders, who will contact you directly with loan offers, rates, and terms. Once you review and accept an offer, you’ll work directly with the lender to finalize the loan.

Don’t let unexpected expenses catch you off guard. Apply for a payday loan today with TheGuaranteedLoans and get the cash you need to cover your expenses.

F.A.Q.

How do I repay a payday loan in Clearfield, Kentucky?

Payday loans in Clearfield, Kentucky are typically repaid in full on the borrower's next payday, either by providing a post-dated check or authorizing electronic access to the borrower's checking account.

Can I apply for a payday loan if I am self-employed in Clearfield, Kentucky?

Yes, individuals who are self-employed are eligible to apply for payday loans in Clearfield, Kentucky. However, they may need to provide additional documentation to prove their income.