Payday Loans in Clifty, Kentucky

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No payday loan companies in Clifty, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Express 210 Versailles Rd, Frankfort, KY 40601 +1 (502) 848 - 8471
U.S. Bank Branch 119 S Main St, Dawson Springs, KY 42408 +1 (270) 797 - 2976
Cash Express 2514 Fort Campbell Blvd, Hopkinsville, KY 42240 +1 (270) 886 - 8337
First Financial Bank 2652 N Bend Rd, Hebron, KY 41048 +1 (859) 815 - 1520
CheckSmart 8459 US-42, Florence, KY 41042 +1 (859) 647 - 7500
Speedy Cash 1181 US-119, Whitesburg, KY 41858 +1 (606) 633 - 0986
Speedy Cash 577 Main St, West Liberty, KY 41472 +1 (606) 743 - 9566
Check Into Cash 300 Sam Walton Dr #1300, Somerset, KY 42503 +1 (606) 451 - 3136
WesBanco Bank 103 Churchill Dr, Newport, KY 41071 +1 (859) 572 - 2660
Fifth Third Bank & ATM 10400 Shelbyville Rd, Louisville, KY 40223 +1 (502) 245 - 2177

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clifty, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loan Without a Credit Check in Georgetown, KY, Quick Loan in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clifty, KY.

Are Payday Loans Legal In Clifty, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Clifty, KY payday loan calculator

Payday Loans in Clifty, Kentucky: Your Guide to Short-Term Lending

Emergencies can happen when you least expect them, and you may find yourself in need of extra cash to cover unexpected expenses. While traditional bank loans may not be an option for those with limited credit or financial stability, payday loans offer a potential solution. In this article, we’ll take a closer look at payday loans in Clifty, Kentucky, including their legality, application process, and what to consider before borrowing.

The Legality of Payday Loans in Clifty, Kentucky

In Kentucky, check cashers are permitted to provide payday loans to borrowers. These loans are small short-term loans that are typically due on the borrower’s next payday, usually within two weeks. Payday loans are subject to certain regulations to protect borrowers, including maximum loan amounts and finance charges. Kentucky law dictates that payday loans cannot exceed $500 per borrower and can only charge up to $15 per $100 borrowed in fees. It’s important to note that payday loans are not available to everyone and cannot be rolled over into subsequent loans.

How to Apply for a Payday Loan in Clifty, Kentucky

If you’re considering applying for a payday loan in Clifty, you can begin by researching licensed lenders in the area. From there, you can complete an application through an online platform, in-person, or over the phone. Be prepared to provide personal identification, proof of income, and bank account information to complete your application. Once your application is submitted, lenders will make a decision on whether to approve your loan, and if you are approved, you can typically receive your funds within a few business days.

What to Consider Before Taking out a Payday Loan

Payday loans can be a helpful tool for those who need short-term funds. Still, they’re not without potential risks. When considering a payday loan, there are a few factors you should take into account. Firstly, payday loans are subject to high fees and interest rates, which can add up quickly. Be sure to carefully review the terms of your loan agreement and understand all potential fees and charges before taking out a loan. Additionally, it’s important to consider if you can realistically repay your loan on time. Late or missed payments can lead to additional fees, damaged credit, and the possibility of being sent to collections.

Facts and Statistics About Payday Loans in Clifty, Kentucky

  • Payday loans are legal and regulated in Kentucky, check cashers can provide payday loans up to $500 per borrower
  • The maximum finance charge is $15 per $100 borrowed
  • In Kentucky, there were 959,660 payday loans originated for a total of $390,684,458 in 2020

Apply Now with TheGuaranteedLoans

If you’re considering a payday loan in Clifty or elsewhere in Kentucky, TheGuaranteedLoans can help connect you with trusted lenders in your area. Our online application process is quick and easy, and we’ll work to match you with potential lenders who may be able to meet your needs. Remember that TheGuaranteedLoans is not a direct lender, but rather a connector service. We take pride in providing our customers with reliable, accurate information and resources to help them make informed borrowing decisions.

At TheGuaranteedLoans, we believe that everyone deserves access to financial options, and we’re here to help guide you through the process. If you’re in need of short-term funds, apply now and see what options may be available to you.

F.A.Q.

What is the maximum interest rate allowed on payday loans in Clifty, Kentucky?

The maximum interest rate allowed on payday loans in Clifty, Kentucky is 36%.

Can I renew or rollover my payday loan in Clifty, Kentucky?

No, renewing or rolling over payday loans is not allowed in Clifty, Kentucky.