Payday Loans in Combs, Kentucky

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No payday loan companies in Combs, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Acceptance 4361 KY-2565, Louisa, KY 41230 +1 (606) 638 - 9779
Farmers Bank and Trust 201 S Main St, Marion, KY 42064 +1 (270) 965 - 3106
Bluegrass Check Advance 121 Copper Creek Dr, Powderly, KY 42367 +1 (270) 377 - 3646
River City Pawn 202 S Main St, Leitchfield, KY 42754 +1 (270) 259 - 4047
Advance America 14949 N. US Hwy. 25, Ste. 2, Corbin, KY 40701 +1 (606) 258 - 8148
Heartland Credit Corporation 910 W Dixie Ave, Elizabethtown, KY 42701 +1 (270) 737 - 5858
PBK Bank 9889 Main St, Hustonville, KY 40437 +1 (606) 346 - 4911
Cash in a Dash LLC 1360 Richmond Rd, Irvine, KY 40336 +1 (606) 723 - 0799
Central Financial Services of Ky, Inc. 195 Cumberland Crossing Shopping Center, Monticello, KY 42633 +1 (606) 348 - 3348
Pay Day USA 924 N Mulberry St, Elizabethtown, KY 42701

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Combs, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, 24-Hour Loan in Hopkinsville, KY, Bad Credit Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Combs, KY.

Beautiful sights of Combs, KY

Are Payday Loans Legal In Combs, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Combs, KY payday loan calculator

Payday loans have long been a controversial topic, often associated with predatory lending practices that can leave borrowers in a cycle of debt. However, in Combs, Kentucky, payday loans are legal for check cashers. While these loans can be a lifeline for those facing unexpected expenses, they also require careful consideration and understanding of the terms and conditions.

How Payday Loans Work in Combs, Kentucky

Payday loans, also known as cash advance loans, offer short-term, high-interest loans to borrowers who need cash quickly. In Combs, Kentucky, check cashers are allowed to offer payday loans with certain regulations in place.

To qualify for a payday loan in Combs, Kentucky, borrowers must provide proof of income and a valid ID. The maximum loan amount is $500, and lenders are allowed to charge up to $15 per $100 borrowed. Loans cannot exceed 14 days in length and can only be renewed once.

While payday loans can be a helpful solution for those facing unexpected expenses, they also come with risks. The high-interest rates can make repayment difficult, and failure to repay a payday loan can result in additional fees and collection efforts by the lender.

The Pros and Cons of Payday Loans

Before deciding to take out a payday loan in Combs, Kentucky, it’s important to weigh the pros and cons.

Pros:

  • Quick access to cash
  • No credit check required
  • Easy application process

Cons:

  • High-interest rates
  • Short-term repayment period
  • Potentially negative impact on credit score if not repaid on time

It’s important to carefully consider these pros and cons before taking out a payday loan in Combs, Kentucky, or anywhere else.

Interesting Facts About Payday Loans in Combs, Kentucky

  • The average payday loan borrower in Kentucky takes out eight loans per year.
  • As of 2019, there were 820 payday lenders operating in Kentucky.
  • The average payday loan in Kentucky is $340.

Applying for a Payday Loan with TheGuaranteedLoans

If you’re considering a payday loan in Combs, Kentucky, TheGuaranteedLoans can connect you with potential lenders. We are a connector service, not a direct lender, and our goal is to help you find the right loan for your needs.

To begin the application process, simply fill out our online application form. We’ll ask for basic information about yourself and your financial situation, and we’ll work to connect you with lenders who may be able to offer you a loan.

Remember, a payday loan can offer a financial lifeline in times of need, but it’s important to carefully consider the terms and conditions before agreeing to a loan. With TheGuaranteedLoans, you can explore your options and find the loan that’s right for you.

F.A.Q.

Can I be denied a payday loan in Combs, Kentucky based on my credit score?

No, payday lenders in Combs, Kentucky are not allowed to deny a loan based on your credit score. However, a low credit score may affect the terms and conditions of the loan.

How do I know if a payday lender is licensed to operate in Combs, Kentucky?

To check if a payday lender is licensed to operate in Combs, Kentucky, you can visit the Kentucky Office of Financial Institutions website and search for their name or license number.