Payday Loans in Coxs Creek, Kentucky

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No payday loan companies in Coxs Creek, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Central Kentucky Ag Credit 1120 Old US Highway 127 Road, Frankfort, KY 40601 +1 (502) 875 - 0863
Fortera Credit Union 3225 Lafayette Rd, Hopkinsville, KY 42240 +1 (931) 431 - 6800
Bluegrass Check Advance and Payday Loans 530 S Main St, Leitchfield, KY 42754 +1 (270) 259 - 0047
Eagle Finance 3525 Frederica St, Owensboro, KY 42301 +1 (270) 993 - 8300
Jefferson Financial Services, Inc. 5618 Bardstown Rd, Louisville, KY 40291 +1 (502) 426 - 1333
World Finance Corporation 324 S Main St, Leitchfield, KY 42754 +1 (270) 259 - 3121
Traditional Bank 114 Main St, Frenchburg, KY 40322 +1 (606) 768 - 2145
Cash Express 134 Highway 80, Hyden, KY 41749 +1 (606) 672 - 4246
Advance America 2619 H C Mathis Dr, Paducah, KY 42001 +1 (270) 415 - 9953
Checks Etc 1347 KY-185, Bowling Green, KY 42101 +1 (270) 843 - 4435

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Coxs Creek, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Florence, KY, Payday Loans in Georgetown, KY, Short-term Loans in Hopkinsville, KY, Payday Loan Companies in Louisville, KY, Online Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Coxs Creek, KY.

Beautiful sights of Coxs Creek, KY

Payday Loans Available in Coxs Creek, KY By The Following ZIP Codes:

40013

Are Payday Loans Legal In Coxs Creek, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Coxs Creek, KY payday loan calculator

Payday Loans in Coxs Creek, Kentucky

If you’re looking for a quick and easy way to access cash in Coxs Creek, Kentucky, you might be considering a payday loan. These short-term loans are designed to provide fast access to funds, with a relatively low barrier to entry. However, before you dive in, it’s important to understand the details of how these loans work, and any potential risks involved.

What Are Payday Loans?

Payday loans are a type of short-term loan, typically for small amounts ranging from $100 to $1,000, designed to cover unexpected expenses between paychecks. These loans have a shorter repayment term than traditional loans and often come with higher interest rates.

In Kentucky, payday loans are legal, but only for check cashers. This means that payday lenders must be licensed as check-cashing businesses, and any loan offered must meet the state’s specific requirements for such loans.

The Pros and Cons of Payday Loans

There are several potential benefits to payday loans. They offer quick and easy access to cash, often with minimal credit requirements. This makes them a popular option for those who need money quickly, without the hassle of a traditional loan application process. Additionally, payday loans can be a useful tool for building or repairing credit when used responsibly.

However, payday loans also come with significant risks. They often have high interest rates and fees, which can put borrowers in a cycle of debt if they are unable to pay back the loan on time or in full. Additionally, some lenders have been known to engage in predatory lending practices, taking advantage of borrowers’ financial vulnerability.

What to Consider Before Taking out a Payday Loan

Before taking out a payday loan, it’s important to carefully review the terms and conditions of the loan, including the interest rate, fees, and repayment schedule. Make sure you understand exactly how much you will be expected to repay and when.

Additionally, consider alternative options for accessing cash, such as borrowing from friends or family or applying for a personal loan from a traditional lender. These options may have lower interest rates and fewer fees than payday loans, making them a more cost-effective solution in the long run.

Interesting Facts About Payday Loans in Coxs Creek, Kentucky

  • As of 2021, there are over 300 licensed check cashing businesses in Kentucky
  • In 2019, over 200,000 payday loans were issued in Kentucky
  • The average annual interest rate for payday loans in Kentucky is around 400%

Apply Now

If you’ve considered your options and decided that a payday loan is the right choice for you, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and we work with a network of trusted lenders to help you find the best loan for your needs.

Remember, TheGuaranteedLoans is not a direct lender. Our role is to facilitate your connection with potential lenders and provide assistance throughout the loan application process.

Apply today and take your first step towards accessing the funds you need.

F.A.Q.

What is the maximum interest rate allowed on payday loans in Coxs Creek, Kentucky?

The maximum interest rate allowed on payday loans in Coxs Creek, Kentucky is 36%.

Can I renew or rollover my payday loan in Coxs Creek, Kentucky?

No, renewing or rolling over payday loans is not allowed in Coxs Creek, Kentucky.