Payday Loans in Crayne, Kentucky

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No payday loan companies in Crayne, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Bank, The 335 Prestonsburg St, West Liberty, KY 41472 +1 (606) 743 - 1501
Advance America 3640 Louisa Rd, Catlettsburg, KY 41129 +1 (606) 739 - 4200
BB&T 840 Whitley St, London, KY 40741 +1 (606) 878 - 7646
Check Exchange Hit 405 Flemingsburg Rd, Morehead, KY 40351 +1 (606) 783 - 0717
Walmart Money Center 805 US-27, Cynthiana, KY 41031
Central Financial Services of Ky, Inc. Shopping Center, 195 Cumberland Crossing, Monticello, KY 42633 +1 (606) 348 - 3348
The Cecilian Bank 11 E Hiseville Main St, Hiseville, KY 42152 +1 (270) 453 - 3700
Advance America 1301 Winchester Rd #77, Lexington, KY 40505 +1 (859) 255 - 6378
World Finance 43 Owls Nest Rd, Hyden, KY 41749 +1 (606) 907 - 4100
Heights Finance Corporation 1267 Paris Rd, Mayfield, KY 42066 +1 (270) 247 - 0691

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Crayne, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Emergency Loan in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Online Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Crayne, KY.

Payday Loans Available in Crayne, KY By The Following ZIP Codes:

42033

Are Payday Loans Legal In Crayne, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Crayne, KY payday loan calculator

Payday Loans in Crayne, Kentucky: A Comprehensive Guide

Are you in need of quick cash? Do you live in Crayne, Kentucky? Payday loans might be an option for you. In this guide, we’ll provide you with all the information you need to know about payday loans in Crayne, Kentucky.

What are Payday Loans?

A payday loan is a short-term, high-interest loan that is typically due on your next payday. Payday loans are often used by people who need access to quick cash to cover unexpected expenses or emergencies.

  • Payday loans can range from $50 to $500 in Kentucky.
  • The maximum loan term is 60 days.
  • The maximum finance charge is $15 for every $100 borrowed.
  • APR can be up to 460% for a 14-day $100 loan.

How Do Payday Loans Work in Crayne, Kentucky?

In Crayne, Kentucky, payday loans are legal but are only available through check cashers. To get a payday loan, you must provide the check casher with a postdated check for the amount you want to borrow, plus the loan fee. The check casher will then give you the cash you need.

On the due date, the check casher will deposit your check to pay back the loan. If the check bounces, you will be charged an additional fee. If you’re unable to pay back the loan on time, you may be able to renew or rollover the loan, but this will come with additional fees and interest charges.

Benefits of Payday Loans

  • Quick access to cash
  • No credit check required
  • Easy approval process
  • Can help in emergencies

Drawbacks of Payday Loans

  • High interest rates and fees
  • Short repayment terms
  • Can lead to a cycle of debt
  • No protection from lenders who may take advantage of borrowers

Interesting Facts and Statistics about Payday Loans in Crayne, Kentucky

  • According to a report by the Kentucky Coalition for Responsible Lending, the average APR for payday loans in Kentucky is 391%.
  • The same report found that payday lending in Kentucky costs borrowers over $100 million in fees annually.
  • In 2020, there were 555 licensed payday lenders in Kentucky.

Apply Now

If you’re in need of quick cash in Crayne, Kentucky, TheGuaranteedLoans can help you connect with potential lenders. Fill out our online application to get started. Please note that TheGuaranteedLoans is a connector service, not a direct lender. We do not make credit decisions and we do not endorse any particular lender. We simply help you connect with potential lenders who may be able to meet your borrowing needs.

Remember, payday loans should only be used as a last resort. Be sure to read the terms and conditions carefully and only borrow what you can afford to pay back. If you’re struggling with debt, there are resources available to help, such as credit counseling and debt management plans.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Crayne, Kentucky?

Yes, you are only allowed to take out one payday loan at a time in Crayne, Kentucky.

Can I take out a payday loan if I have bad credit?

Yes, you can still take out a payday loan in Crayne, Kentucky even if you have bad credit.