Payday Loans in Cromona, Kentucky

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No payday loan companies in Cromona, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Regency Finance Company 11 Village Plz, Shelbyville, KY 40065 +1 (502) 633 - 3060
Forcht Bank 203 S Main St, Williamstown, KY 41097 +1 (859) 824 - 4436
Don Moore Nissan 4216 Frederica St, Owensboro, KY 42301 +1 (270) 926 - 2502
LendNation 2101 Hikes Ln, Louisville, KY 40218 +1 (502) 459 - 1000
Express Check Advance 1222 Skyline Dr Ste D, Hopkinsville, KY 42240 +1 (270) 707 - 1921
Speedy Cash 123 Corporate Dr 103, Hazard, KY 41701 +1 (606) 439 - 5050
Forcht Bank 1331 Hwy 25, Williamsburg, KY 40769 +1 (606) 549 - 9500
River City Pawn 2045 US-41, Henderson, KY 42420 +1 (270) 212 - 9047
Bluegrass Check Advance 810 W Main St, Glasgow, KY 42141 +1 (270) 629 - 5717
ky check advance 209 KY-15, Jackson, KY 41339 +1 (606) 666 - 7007

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cromona, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Same Day Loans in Georgetown, KY, Guaranteed Loans in Hopkinsville, KY, Guaranteed Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cromona, KY.

Are Payday Loans Legal In Cromona, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Cromona, KY payday loan calculator

What you need to know about Payday Loans in Cromona, Kentucky

Payday loans are a type of short-term loan that people can take out when they need money quickly. These loans are typically for small amounts, and they are meant to be paid back within a few weeks. In Cromona, Kentucky, payday loans are legal for check cashers, and they can provide much-needed financial relief for those who are struggling to make ends meet. If you are considering taking out a payday loan in Cromona, here is what you need to know.

How Payday Loans Work

Payday loans are designed for people who need a small amount of money quickly. They are typically for a few hundred dollars, and they are meant to be paid back within a few weeks. When you take out a payday loan, you will need to provide proof of income and a bank account. The lender will then deposit the loan amount into your bank account and collect payment, including interest and fees, on your next payday.

The Pros and Cons of Payday Loans

  • Pros: Payday loans can be a good choice if you need money quickly and you have no other options. They are easy to qualify for, and you can get money fast. Plus, if you pay the loan back on time, it can help you maintain a good credit score.
  • Cons: Payday loans come with high interest rates and fees, which can make them difficult to pay back. If you miss a payment or can’t pay the loan back on time, you may end up in a cycle of debt that can be difficult to break.

The Costs of Payday Loans

Payday loans in Cromona, Kentucky, come with high interest rates and fees. Under Kentucky law, payday lenders can only charge up to $15 per $100 borrowed. This means that if you borrow $500, you will need to pay back $575. Depending on the lender and the length of the loan, you could end up paying even more in interest and fees.

Applying for a Payday Loan in Cromona, Kentucky

If you decide to take out a payday loan in Cromona, Kentucky, it’s important to choose a reputable lender. Look for a lender that is registered with the Kentucky Department of Financial Institutions and that has a good reputation. You can also check online reviews to see what other borrowers have to say.

When you apply for a payday loan, you will need to provide proof of income, a bank account, and some personal information. The lender will then review your application and let you know if you are approved. If you are approved, the loan amount will be deposited into your bank account, and you will need to pay it back, including interest and fees, on your next payday.

Interesting Facts about Payday Loans in Cromona, Kentucky

  • In 2019, the average payday loan amount in Kentucky was $377.
  • 62% of Kentucky payday loan borrowers report using the loans for recurring expenses such as rent and utilities.
  • Kentucky has some of the most relaxed payday loan regulations in the country.

Apply Now

If you are considering a payday loan in Cromona, Kentucky, TheGuaranteedLoans can help. We are a connector service that connects borrowers with potential lenders. Remember, payday loans come with high interest rates and fees, and they should only be used as a last resort. But if you need money quickly, a payday loan could be the right choice for you. Fill out our online application today to get started.

F.A.Q.

Can I cancel or void my payday loan in Cromona, Kentucky?

Yes, you have the right to cancel or void your payday loan within 14 days of signing the loan agreement in Cromona, Kentucky.

Can I be charged a penalty for prepaying my payday loan in Cromona, Kentucky?

No, you cannot be charged a penalty for prepaying your payday loan in Cromona, Kentucky.