Payday Loans in Dayton, Kentucky

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No payday loan companies in Dayton, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
River Valley AgCredit 12350 US-60, Kevil, KY 42053 +1 (270) 462 - 2155
Advance Til Payday 671 Knox Blvd, Radcliff, KY 40160 +1 (270) 352 - 2460
FNB Bank, Inc. 101 E Broadway, Mayfield, KY 42066 +1 (270) 247 - 1758
Bank of Edmonson County 109 Main St, Brownsville, KY 42210 +1 (270) 597 - 2175
World Finance Corporation 35 Black Bear Avenue, Cumberland, KY 40823 +1 (606) 589 - 4688
Alpine Auto Finance LLC 11700 Commonwealth Dr 602, Louisville, KY 40299 +1 (502) 208 - 4101
Bluegrass Check Advance and Payday Loans 1563 U.S. 31 W Bypass, Bowling Green, KY 42101 +1 (270) 842 - 5252
Tom's Pay Day Express 311 Ferry St, Russell, KY 41169 +1 (606) 834 - 0146
Citizens National Bank - Main Office 44 Public Square, Somerset, KY 42501 +1 (606) 679 - 6341
Cash Express 226 S Walnut St #4, Cynthiana, KY 41031 +1 (859) 234 - 8773

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dayton, KY, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Florence, KY, Guaranteed Loans in Georgetown, KY, 24-Hour Loan in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dayton, KY.

Beautiful sights of Dayton, KY

Payday Loans Available in Dayton, KY By The Following ZIP Codes:

41074

Are Payday Loans Legal In Dayton, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Dayton, KY payday loan calculator

Payday loans are a popular short-term lending option for individuals in need of fast cash. If you’re in Dayton, Kentucky, you may be wondering if you’re eligible for a payday loan. Fortunately, payday loans are legal in Kentucky, and as long as you meet certain requirements, you may be able to qualify for one.

How do Payday Loans Work in Dayton, Kentucky?

A payday loan is a type of loan that is meant to be repaid in a short amount of time, typically within a few weeks. The loan amount is usually a portion of the borrower’s next paycheck and can range from a few hundred to a few thousand dollars.

In Dayton, Kentucky, payday loans are legal for check cashers only. This means that if you’re looking to take out a payday loan, you’ll need to visit a check casher instead of a traditional lender.

To qualify for a payday loan in Dayton, Kentucky, you’ll need to meet the following requirements:

  • You must be at least 18 years old
  • You must have a valid government-issued ID
  • You must have a steady source of income
  • You must have an active checking account

Once you meet these requirements, you can apply for a payday loan through a check casher. The application process is typically quick and easy, and you can often receive your funds on the same day that you apply.

What are the Pros and Cons of Payday Loans in Dayton, Kentucky?

Like any lending option, payday loans have their pros and cons. Here are some of the advantages and disadvantages of taking out a payday loan in Dayton, Kentucky:

Pros:

  • Quick and easy application process
  • No credit check required
  • Funds can be received on the same day of application

Cons:

  • High-interest rates and fees
  • Short repayment terms
  • Potential for a cycle of debt if the loan is not repaid on time

Interesting Facts and Statistics about Payday Loans in Dayton, Kentucky

If you’re considering a payday loan in Dayton, Kentucky, you may be interested in some of the following facts and statistics:

  • In 2020, the average payday loan amount in Kentucky was $366
  • Between 2010 and 2020, the number of payday loan storefronts in Kentucky decreased from 843 to 555
  • In 2020, the average APR for payday loans in Kentucky was 391%

Despite these statistics, it’s important to remember that each individual’s experience with payday loans may vary and that you should carefully consider whether a payday loan is the right option for your financial situation.

Apply Now with TheGuaranteedLoans

If you’re interested in applying for a payday loan in Dayton, Kentucky, TheGuaranteedLoans can help. We are a connection service that helps connect borrowers with potential lenders. By filling out our online application form, you can be connected with a lender who may be able to offer you a payday loan.

Our application process is quick, easy, and confidential, and you can receive a decision on your application within minutes. Remember, payday loans should be used responsibly and only for emergencies or unexpected expenses.

Apply now with TheGuaranteedLoans and get the cash you need to cover your short-term financial needs.

F.A.Q.

Can I be sued or have my wages garnished if I default on my payday loan in Dayton, Kentucky?

Yes, you can be sued or have your wages garnished if you default on your payday loan in Dayton, Kentucky.

Are there any consumer protection laws for payday loans in Dayton, Kentucky?

Yes, Kentucky has consumer protection laws for payday loans that regulate the terms and conditions of these loans.