Payday Loans in De Mossville, Kentucky

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No payday loan companies in De Mossville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 544 Conestoga Pkwy Suite 4, Shepherdsville, KY 40165 +1 (502) 543 - 1550
Heights Finance Corporation 73 Greer Lane, Corbin, KY 40701 +1 (606) 528 - 7499
Cash-4-U 1422 US Highway 68 # A, Maysville, KY 41056 +1 (606) 759 - 4444
WesBanco Bank 315 N 3rd St, Bardstown, KY 40004 +1 (502) 331 - 0304
First Southern National Bank 359 Court St, Wickliffe, KY 42087 +1 (270) 335 - 3181
Advance Til Payday 671 Knox Blvd, Radcliff, KY 40160 +1 (270) 352 - 2460
First American Cash Advance 6661 Dixie Hwy 5, Louisville, KY 40258 +1 (502) 937 - 5186
Town Square Bank 621 12th St, Ashland, KY 41101 +1 (606) 929 - 9700
Cash Express 209 N Main St, Elkton, KY 42220
Justin Eden - CMG Financial Mortgage Loan Officer NMLS 2016341 1801 Louisville Rd, Frankfort, KY 40601 +1 (502) 655 - 7905

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in De Mossville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Online Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in De Mossville, KY.

Are Payday Loans Legal In De Mossville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

De Mossville, KY payday loan calculator

The Ins and Outs of Payday Loans in De Mossville, Kentucky

Payday loans are a type of short-term loan that can be taken out to help cover unexpected expenses or emergencies. These loans are legal in Kentucky, but only check cashers are allowed to offer payday loans. In this article, we’ll explore everything you need to know about payday loans in De Mossville, Kentucky.

Regulations for Payday Loans in De Mossville, Kentucky

Kentucky has regulations in place to protect consumers who use payday loans. Check cashers who offer payday loans are required to follow these regulations:

  • Maximum loan amount: $500
  • Maximum loan term: 14 days
  • Finance charge: $15 for every $100 borrowed
  • APR: 460% for a 14-day loan
  • One rollover is allowed
  • Two loans total per borrower allowed at a time

The maximum amount you can borrow is $500. You will be charged $15 for every $100 borrowed, which comes out to an annual percentage rate (APR) of 460% for a 14-day loan. One rollover is allowed, meaning you can extend your loan once. However, there are no refinancing options available.

The Application Process for Payday Loans in De Mossville, Kentucky

The application process for payday loans in De Mossville, Kentucky is straightforward. Here are the basic steps involved:

  1. Research and compare authorized check cashers in your area.
  2. Gather the necessary documents, including a government-issued ID, proof of income, and a blank check.
  3. Visit the authorized check casher and fill out an application.
  4. A check casher will review your application and let you know whether you have been approved or denied.
  5. If approved, you will receive your money in cash or a check.

It is important to note that payday loans in De Mossville, Kentucky are meant to be short-term loans for emergency situations. You should not rely on them for long-term financial solutions.

The Risks of Payday Loans in De Mossville, Kentucky

While payday loans can be a helpful tool in emergency situations, there are also risks involved. The high APR and short repayment term mean that if you are unable to repay your loan on time, you could end up in a cycle of debt that can be difficult to break. Additionally, the lack of regulation for lenders who are not check cashers could put you at risk of falling prey to predatory lending practices.

Interesting Facts and Statistics

  • Kentucky has the highest payday loan usage among US states.
  • In 2019, Kentucky residents took out over 522,000 payday loans.
  • The average APR for a payday loan in Kentucky is 391%.
  • De Mossville is a small unincorporated community in Pendleton County, Kentucky.

Apply Now

If you need quick cash to cover an unexpected expense or emergency, TheGuaranteedLoans can help you connect with potential lenders who offer payday loans in De Mossville, Kentucky. We’re not a direct lender, but we’re here to help make the loan process easier for you. To get started, fill out our online application today.

Remember to always review all loan terms and conditions before accepting any offer. And, be sure to only borrow what you can afford to repay.

F.A.Q.

Can I apply for a payday loan online in De Mossville, Kentucky?

Yes, you can apply for a payday loan online in De Mossville, Kentucky, as long as the lender is licensed to operate in the state.

Do I need a bank account to take out a payday loan in De Mossville, Kentucky?

Yes, you will need a valid bank account to take out a payday loan in De Mossville, Kentucky.