Payday Loans in Denton, Kentucky

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No payday loan companies in Denton, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Express 1221 E Cumberland Ave, Middlesboro, KY 40965 +1 (606) 242 - 2191
Lendmark Financial Services LLC 1714 Perryville Rd Suite B4, Danville, KY 40423 +1 (859) 236 - 8589
Cash Advance Centers of KY 206 E Madison St, Louisa, KY 41230 +1 (606) 638 - 4001
Cash Express 410 S Broadway St, Providence, KY 42450 +1 (270) 667 - 9880
LendNation 760 Campbell Ln 104, Bowling Green, KY 42104 +1 (270) 846 - 1730
Hancock Bank & Trust Co 8280 US-60 W, Lewisport, KY 42351 +1 (270) 295 - 3713
Walmart Money Center 1405 Middle Rd, Fulton, KY 42041
Southwest Funding LP 629 Trade Ave, Eddyville, KY 42038 +1 (270) 388 - 7557
Farm Credit Mid-America 1203 Mt Eden Rd 100, Shelbyville, KY 40065 +1 (502) 633 - 1420
Citizens Deposit Bank 1201 US-68, Maysville, KY 41056 +1 (606) 564 - 8900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Denton, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Emergency Loan in Georgetown, KY, No Credit Check Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Denton, KY.

Are Payday Loans Legal In Denton, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Denton, KY payday loan calculator

Payday Loans in Denton, Kentucky

If you ever find yourself in need of extra cash, you might consider applying for a payday loan. In Kentucky, payday loans are legal and regulated, allowing borrowers to get quick cash easily. Denton, a small town in Kentucky, has several payday loan providers that offer different options for borrowers.

What is a Payday Loan?

A payday loan is a short-term loan that is typically due on the borrower’s next payday or within a few weeks. Borrowers can typically borrow small amounts, usually up to $500, to cover unexpected expenses or bills. The application process is usually simple and can be done online, over the phone, or in person.

Payday Loans in Denton, Kentucky

Payday loans are legal in Kentucky but are regulated by the state to prevent predatory lending practices. Check cashers are the only entities permitted to offer payday loans, and they must be licensed by the state to do so.

In Denton, Kentucky, there are several options for payday loans:

  • Check Into Cash: Check Into Cash offers payday loans, cash advances, and installment loans to borrowers in Denton. Borrowers can apply online or in-store, with funds available on the same day in most cases.
  • Advance America: Advance America is a national chain that offers payday loans, installment loans, and cash advances. They have a location in nearby Morehead, Kentucky, where Denton residents can apply for a loan.
  • Quik Cash: Quik Cash offers payday loans and check cashing services in Kentucky. They have several locations across the state, including one in nearby Maysville.

Interest Rates and Fees

Payday loans are known for their high interest rates and fees, which can make them costly for borrowers who cannot pay the loan back on time. In Kentucky, the state caps the interest rate at 36% APR, but lenders can still charge additional fees such as a loan origination fee, late payment fee, or insufficient funds fee. It’s essential to read and understand the loan agreement’s terms and conditions before signing up for a payday loan.

The Application Process

Applying for a payday loan is usually simple and straightforward. Borrowers will need to provide personal information, employment details, and their banking information for direct deposit of funds. The lender will review the application and decide on approval, usually within a few minutes or hours.

If approved, the borrower will need to sign a loan agreement and provide a post-dated check or bank account information for the funds’ withdrawal on the due date.

Apply Now

If you are considering applying for a payday loan in Denton, Kentucky, TheGuaranteedLoans can help you connect with potential lenders. Our quick and easy online application process helps you find the best loan options for you, even if you have bad credit or no credit history.

Remember, TheGuaranteedLoans is a connector service, not a direct lender. Applying through our website means we’ll facilitate your connection with potential lenders, but we won’t make the final lending decision.

Interesting Facts and Statistics About Payday Loans in Denton, Kentucky

  • The average payday loan amount in Kentucky is $300.
  • There are over 750 payday loan storefronts in Kentucky.
  • Kentucky payday lenders collected more than $82 million in fees and interest on payday loans in 2019.
  • One in four Kentucky residents has taken out a payday loan.

Conclusion

Payday loans can be a helpful tool for borrowers who need quick cash to cover unexpected expenses. In Denton, Kentucky, there are several options for payday loans, but borrowers must be aware of the high interest rates and fees associated with these loans. Applying through TheGuaranteedLoans can help you find the best loan options for your needs, but it’s essential to read and understand the loan terms and conditions before accepting the loan.

F.A.Q.

Can I be denied a payday loan in Denton, Kentucky based on my credit score?

No, payday lenders in Denton, Kentucky are not allowed to deny a loan based on your credit score. However, a low credit score may affect the terms and conditions of the loan.

How do I know if a payday lender is licensed to operate in Denton, Kentucky?

To check if a payday lender is licensed to operate in Denton, Kentucky, you can visit the Kentucky Office of Financial Institutions website and search for their name or license number.