Payday Loans in Dewitt, Kentucky

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No payday loan companies in Dewitt, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Quik Cash 934 Louisville Rd Suite D, Frankfort, KY 40601 +1 (502) 696 - 9280
Mariner Finance 2030 N Dixie Hwy, Elizabethtown, KY 42701 +1 (270) 234 - 8555
First Financial Credit 205 18th St 3, Middlesboro, KY 40965 +1 (606) 248 - 5050
Woodforest Bank 809 N 12th St, Murray, KY 42071 +1 (270) 753 - 4889
Lendmark Financial Services LLC 391 S Mayo Trail, Paintsville, KY 41240 +1 (606) 789 - 9200
U.S. Bank Branch 406 S 7th St, Mayfield, KY 42066 +1 (270) 247 - 9494
Cash A Check 409 Columbia Hwy, Greensburg, KY 42743 +1 (270) 299 - 2383
Community Trust Bank 752 N Main St, Jamestown, KY 42629 +1 (270) 343 - 2556
Personal Finance Company 700 Happy Valley Rd b, Glasgow, KY 42141 +1 (270) 629 - 4732
Green Street Pawn 1500 N Green St, Henderson, KY 42420 +1 (270) 827 - 5754

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dewitt, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loan for Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dewitt, KY.

Are Payday Loans Legal In Dewitt, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Dewitt, KY payday loan calculator

Payday Loans in Dewitt, Kentucky: A Comprehensive Guide

Are you in a tight financial situation and need cash quickly? You might be considering a payday loan. In Dewitt, Kentucky, payday loans are legal and available to residents who need short-term financial assistance. However, before taking out a payday loan, it’s important to understand how they work and the risks involved.

What Are Payday Loans?

Payday loans are short-term loans that typically range from $100 to $500. They are designed to help individuals who are in need of cash between paychecks and cannot wait until their next payday. The loan is typically due on the borrower’s next payday, which is why they are called payday loans.

How Do Payday Loans Work in Dewitt, Kentucky?

In Dewitt, Kentucky, payday loans are legal but are only available through check cashers. The terms of a payday loan vary depending on the lender, but typically, the borrower writes a post-dated check for the loan amount plus fees and interest. The lender then gives the borrower cash, and the borrower agrees to repay the loan on their next payday.

Payday loans are not meant to be a long-term financial solution and should only be used for short-term emergencies. Borrowers should be aware of the high interest rates and fees associated with payday loans, which can add up quickly and become very expensive.

The Risks of Payday Loans

Payday loans can be risky for borrowers because of their high-interest rates and fees. The APR for payday loans can be over 400%, which means that borrowers can quickly become trapped in a cycle of debt that they cannot escape. In addition, borrowers who cannot repay their loan on time may be subject to additional fees and charges, which can make the loan even more expensive.

How to Apply for a Payday Loan in Dewitt, Kentucky

To apply for a payday loan in Dewitt, Kentucky, you must visit a check casher that offers payday loans. The application process typically takes less than 30 minutes, and borrowers must have a valid ID, a bank account, and proof of income.

When applying for a payday loan, it’s important to read the terms and conditions of the loan agreement carefully and understand the fees and interest rates associated with the loan. This will help avoid surprises down the road.

Interesting Facts and Statistics about Payday Loans in Dewitt, Kentucky

  • In Kentucky, payday loans are only available through check cashers.
  • The average payday loan borrower in Kentucky takes out eight loans per year.
  • In 2019, payday lenders in Kentucky charged an average APR of 391%.
  • According to the Kentucky Coalition for Responsible Lending, payday lenders in Kentucky collected over $200 million in fees from consumers between 2012 and 2019.

Apply Now: Get Connected with Potential Lenders!

If you are considering a payday loan in Dewitt, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application form, and we will match you with lenders who fit your needs. Remember, TheGuaranteedLoans is a connector service and not a direct lender, so we will facilitate the connection between lenders and borrowers.

Before applying for a payday loan, be sure to read the terms and conditions carefully and consider the risks involved. Payday loans are not meant to be a long-term financial solution and can be very expensive. Only take out a payday loan if you are sure that you can repay it on time.

In Conclusion

Payday loans can be a useful financial tool for those in need of short-term cash. However, they come with high-interest rates and fees that can quickly add up. If you’re considering a payday loan in Dewitt, Kentucky, be sure to understand the risks involved and read the loan agreement carefully. Remember, TheGuaranteedLoans can help facilitate the connection between lenders and borrowers, but it’s important to use payday loans responsibly and only when absolutely necessary.

F.A.Q.

What fees are associated with payday loans in Dewitt, Kentucky?

Payday loans in Dewitt, Kentucky may have fees for late payments, insufficient funds, or other penalties. Be sure to carefully review the terms of the loan before agreeing to it.

Can I apply for a payday loan if I am currently in bankruptcy in Dewitt, Kentucky?

No, individuals who are currently in bankruptcy are not eligible for payday loans in Dewitt, Kentucky.