Payday Loans in Dover, Kentucky

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No payday loan companies in Dover, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Doctor Payday 423 Broadway St, Paintsville, KY 41240 +1 (606) 789 - 7779
Best Financial Services Inc 103 Industrial Park Rd #2, Greensburg, KY 42743 +1 (270) 932 - 2213
Advance America 3216 Irvin Cobb Dr Suite D, Paducah, KY 42003 +1 (270) 444 - 6190
World Finance 1215 N Main St Ste 18, Monticello, KY 42633 +1 (606) 348 - 9308
Best Financial Service 2340 US-127, Russell Springs, KY 42642 +1 (270) 866 - 2996
Pawn Masters 913 N Wilson Rd, Radcliff, KY 40160 +1 (270) 352 - 2274
First Financial Bank 6081 Limaburg Rd, Burlington, KY 41005 +1 (859) 525 - 7720
Old National Bank 501 Hospital Dr, Madisonville, KY 42431 +1 (270) 824 - 4100
Dixon Bank 42 Us Hwy 41A S, Dixon, KY 42409 +1 (270) 639 - 5082
Advance America 1755 Scottsville Rd #4a, Bowling Green, KY 42104 +1 (270) 781 - 4680

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dover, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loan Without a Credit Check in Georgetown, KY, Same Day Loans in Hopkinsville, KY, Guaranteed Loans in Louisville, KY, Payday Loans in Owensboro, KY and Same Day Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dover, KY.

Beautiful sights of Dover, KY

Payday Loans Available in Dover, KY By The Following ZIP Codes:

41034

Are Payday Loans Legal In Dover, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Dover, KY payday loan calculator

Understanding Payday Loans in Dover, Kentucky

Payday loans are a financial service that many people utilize to help them get through difficult financial times. Whether it’s an unexpected car repair or a medical bill, payday loans offer a short-term solution to help cover expenses.

However, before taking out a payday loan, it’s important to understand how they work, and the regulations surrounding the loans in your state. In Dover, Kentucky, payday loans are legal, but only for check cashers. This means that traditional payday loan lenders, who offer loans online or in-store, are not authorized to operate in the state.

How Payday Loans Work

Payday loans are short-term loans that are typically due on your next paycheck. The amount of the loan is usually based on your income, with lenders requiring proof of employment or a steady income source.

When you apply for a payday loan, the lender will check your credit score and ask for information about your income and expenses. If you are approved for the loan, the funds are typically deposited into your bank account within 24-48 hours.

The loan term for a payday loan can vary, but is usually between 7-30 days. On the due date of the loan, the lender will automatically withdraw the loan amount plus any associated fees from your bank account.

The Risks of Payday Loans

While payday loans can be a convenient way to cover unexpected expenses, they also come with risks. The fees associated with payday loans can be extremely high, often leading borrowers to take out additional loans to repay their initial loan.

Additionally, payday loans can trap borrowers in a cycle of debt, as they are designed to be repaid quickly and can require another loan to cover daily expenses until the next paycheck. Lastly, payday loans can have serious consequences on the borrower’s credit score if they are unable to repay the loan on time.

Interesting Facts and Statistics About Payday Loans in Dover, Kentucky

  • Approximately one-third of Americans use payday loans to cover expenses.
  • The average payday loan interest rate is around 400% APR.
  • Kentucky is one of 27 states that allows payday lending.
  • The most common payday loan borrower is a middle-aged woman earning less than $40k annually.

Apply Now with TheGuaranteedLoans

If you are considering a payday loan in Dover, Kentucky, TheGuaranteedLoans can help match you with potential lenders who can provide the funds you need. As a connector service, we work with various lenders to find the best loan option for your situation, including payday loans.

To begin the process, simply fill out our online application form. We ask for basic information such as your name, address, and employment status. Once you submit your application, we will match you with potential lenders who can provide the funds you need.

It’s important to remember that payday loans should only be used as a short-term solution for financial emergencies. Be sure to read the loan terms and conditions carefully, and only borrow what you can afford to repay on your next paycheck.

Apply now with TheGuaranteedLoans and take control of your financial situation today.

F.A.Q.

Are payday loans legal in Dover, Kentucky?

Yes, payday loans are legal in Dover, Kentucky.

What is the maximum loan amount I can borrow in Dover, Kentucky?

The maximum loan amount you can borrow in Dover, Kentucky is $500.