Payday Loans in Dubre, Kentucky

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No payday loan companies in Dubre, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
First Financial Credit 295 Campbellsville Bypass Ste. 2, Campbellsville, KY 42718 +1 (270) 789 - 6818
Franklin Bank & Trust Co 317 N Main St, Franklin, KY 42134 +1 (270) 586 - 7121
World Finance Corporation 1230 S Main St, Morgantown, KY 42261 +1 (270) 526 - 4171
Raymond James Financial Services 138 N Main St, Russellville, KY 42276 +1 (270) 726 - 5600
Lendmark Financial Services LLC 4645 Village Square Dr H, Paducah, KY 42001 +1 (270) 442 - 4351
World Finance Corporation 2551 KY-227 a, Carrollton, KY 41008 +1 (502) 732 - 0965
Cash Express 131 S Main St, Harlan, KY 40831 +1 (606) 574 - 1991
Town & Country Bank and Trust 148 S Main St, New Haven, KY 40051 +1 (502) 549 - 3167
Ez Mortgage Loans Inc 308 Horton St # 3, Grayson, KY 41143 +1 (606) 325 - 4500
Personal Finance Company 970 Bloomfield Rd, Bardstown, KY 40004 +1 (502) 348 - 8119

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dubre, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Quick Loan in Louisville, KY, Payday Loans in Owensboro, KY and 24-Hour Loan in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dubre, KY.

Are Payday Loans Legal In Dubre, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Dubre, KY payday loan calculator

Are you thinking about taking out a payday loan in Dubre, Kentucky? If so, it’s important to understand the laws surrounding these loans and the potential risks involved. In this article, we’ll explore everything you need to know about payday loans in Dubre, including their legality, fees, and alternatives.

What Are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. They are designed to provide a quick and easy source of cash for those who may be experiencing financial difficulties. In Dubre, Kentucky, payday loans are legal for check cashers only.

How Do Payday Loans Work?

In order to apply for a payday loan, you will need to provide some basic personal information, such as your name, address, and employment details. You will also need to provide proof of income, such as a pay stub or bank statement.

If you are approved for a payday loan, the lender will typically deposit the funds directly into your bank account or provide you with cash. You will then be required to repay the loan plus any fees and interest on your next payday.

What Are the Fees and Interest Rates for Payday Loans in Dubre?

The fees and interest rates for payday loans can vary depending on the lender and the amount of the loan. In Dubre, Kentucky, lenders are allowed to charge up to $15 for every $100 borrowed. This means that if you take out a $500 payday loan, you could be paying up to $75 in fees alone.

The APR for payday loans in Dubre can be as high as 459%, making them one of the most expensive forms of credit available.

Alternatives to Payday Loans in Dubre

If you’re considering a payday loan in Dubre, it’s important to explore all of your options first. Here are some alternatives to consider:

  • Personal loans: If you have good credit, you may be eligible for a personal loan from a bank or credit union with lower fees and interest rates than payday loans.
  • Credit counseling: A credit counselor can work with you to create a budget and find ways to manage your debts without resorting to payday loans.
  • Negotiating with creditors: If you’re struggling to make ends meet, try reaching out to your creditors to see if there are any payment arrangements or hardship programs available.

Interesting Facts About Payday Loans in Dubre, Kentucky

  • Kentucky has some of the highest payday loan interest rates in the country, with an average APR of 391%.
  • In 2015, Kentucky borrowers took out more than 587,000 payday loans, totaling $146 million in principal.
  • Payday lending is a controversial industry, with many advocates calling for stricter regulations to protect consumers.

Apply Now

If you’re in need of a payday loan in Dubre, Kentucky, you can apply now on TheGuaranteedLoans website. We are not a direct lender, but we can connect you with potential lenders to help you find the best loan for your needs. Remember, payday loans are a high-cost form of credit and should only be used as a last resort.

Apply now and get the cash you need today.

F.A.Q.

Can I be sued or have my wages garnished if I default on my payday loan in Dubre, Kentucky?

Yes, you can be sued or have your wages garnished if you default on your payday loan in Dubre, Kentucky.

Are there any consumer protection laws for payday loans in Dubre, Kentucky?

Yes, Kentucky has consumer protection laws for payday loans that regulate the terms and conditions of these loans.