Payday Loans in Dunnville, Kentucky

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No payday loan companies in Dunnville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 14949 N. US Hwy. 25, Ste. 2, Corbin, KY 40701 +1 (606) 258 - 8148
Oaks Credit Corporation 790 W Dixie Ave #100, Elizabethtown, KY 42701 +1 (270) 769 - 0055
Regions Bank 1104 Paris Rd, Mayfield, KY 42066 +1 (270) 248 - 7970
Speedy Cash 5511 E Shelbiana Rd, Pikeville, KY 41501 +1 (606) 432 - 9105
Advance America 2017-B Brownsboro Rd., Louisville, KY 40206 +1 (502) 897 - 9656
Sacramento Deposit Bank 335 Main St, Sacramento, KY 42372 +1 (270) 736 - 2212
Lendmark Financial Services LLC 1603 Everly Brothers Blvd #2d, Central City, KY 42330 +1 (270) 754 - 2244
KY Cash Advance 113 Clay Dr, Berea, KY 40403 +1 (859) 985 - 1900
Mariner Finance 2425 Scottsville Rd Suite 112, Bowling Green, KY 42104 +1 (270) 393 - 9909
Lendmark Financial Services LLC 3786 US-27, Somerset, KY 42501 +1 (606) 678 - 7171

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dunnville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Florence, KY, Payday Loan Without a Credit Check in Georgetown, KY, Payday Loans in Hopkinsville, KY, Quick Loan in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loan for Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dunnville, KY.

Beautiful sights of Dunnville, KY

Are Payday Loans Legal In Dunnville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Dunnville, KY payday loan calculator

Payday Loans in Dunnville, Kentucky: A Guide

Living in Dunnville, Kentucky, and facing a financial emergency can be a challenging experience. We understand that sometimes, despite our best efforts, life throws us curveballs. That’s why payday loans can be a helpful option to consider. In this comprehensive article, we will guide you through everything you need to know about payday loans in Dunnville, Kentucky.

What are payday loans?

Payday loans are designed to provide a quick source of cash to cover unexpected expenses, such as medical bills, car repairs, or other emergencies. They offer a short-term solution to financial problems, typically due to be repaid within two weeks to a month.

How do payday loans work in Dunnville, Kentucky?

In Kentucky, payday lending is legal, but only for check cashers and similar businesses. Payday lenders must be licensed by the Kentucky Department of Financial Institutions. As a consumer, it is important to note that there are regulations in place to protect you from the predatory lending practices that have been associated with payday loans in other states.

In Dunnville, Kentucky, payday loans are available both in-store and online. To apply for a payday loan, you will need to provide proof of income, a valid government-issued ID, and your personal contact information.

The maximum amount you can borrow in Kentucky is $500, and lenders are not allowed to charge more than $15 per $100 borrowed. This means that for a $500 loan, you can expect to pay $75 in fees. Keep in mind that you will also be responsible for repaying the loan amount and any fees within the agreed-upon timeframe.

The pros and cons of payday loans

  • Pros: Payday loans can be helpful in emergencies when you don’t have other options. They are easy to apply for, and you can get the money quickly.
  • Cons: Payday loans can be expensive, with high-interest rates and fees. They should only be used as a last resort because they can lead to a cycle of debt if not repaid on time.

Interesting facts about payday loans in Dunnville, Kentucky

  • The average payday loan borrower in Kentucky takes out eight loans per year, with an average loan amount of $388.
  • In Kentucky, payday loans are considered to have an APR (annual percentage rate) of 460%, one of the highest in the country.
  • There are more payday loan storefronts in Kentucky than McDonald’s restaurants.

Apply Now

TheGuaranteedLoans is a connector service that can help you find a reputable payday lender in Dunnville, Kentucky. Fill out our online application to get started. We will connect you with potential lenders who can provide you with the financial assistance you need. Remember, payday loans should only be used as a last resort, so make sure you fully understand the terms and fees associated with your loan before committing to anything.

In conclusion

Payday loans in Dunnville, Kentucky, can be a helpful solution in times of financial need. They offer quick access to cash, but it is crucial to fully understand the terms and fees associated with your loan before agreeing to anything. By using a connector service like TheGuaranteedLoans, you can rest assured that you will be connected with reputable lenders who can help you navigate this process with clarity and ease.

F.A.Q.

Can I be denied a payday loan in Dunnville, Kentucky based on my credit score?

No, payday lenders in Dunnville, Kentucky are not allowed to deny a loan based on your credit score. However, a low credit score may affect the terms and conditions of the loan.

How do I know if a payday lender is licensed to operate in Dunnville, Kentucky?

To check if a payday lender is licensed to operate in Dunnville, Kentucky, you can visit the Kentucky Office of Financial Institutions website and search for their name or license number.