Payday Loans in Elizaville, Kentucky

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Elizaville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Quik Cash 16492 Fort Campbell Blvd #2, Oak Grove, KY 42262 +1 (270) 640 - 1880
Cash Express 2192 N Main St, Jamestown, KY 42629 +1 (270) 343 - 3621
Pioneer Credit Company 144 New Towne Square, Morehead, KY 40351 +1 (606) 780 - 9848
Check Advance US-68, Maysville, KY 41056 +1 (606) 759 - 7514
Eagle Finance 650 N Main St Suite 216, Somerset, KY 42502 +1 (606) 676 - 0899
Easy Money Shoppe 5162 Hinkleville Rd, Paducah, KY 42001 +1 (270) 443 - 2999
WesBanco Bank 103 Churchill Dr, Newport, KY 41071 +1 (859) 572 - 2660
Check Into Cash 2945 B-9 Scottsville Rd, Bowling Green, KY 42104 +1 (270) 780 - 0024
Cash Express 511 E Main St A, Warsaw, KY 41095 +1 (859) 904 - 0045
Check `n Go 315 Leonardwood Dr #4, Frankfort, KY 40601 +1 (502) 226 - 4444

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Elizaville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, No Credit Check Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loan for Louisville, KY, Payday Loan for Owensboro, KY and Payday Loan Without a Credit Check in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Elizaville, KY.

Payday Loans Available in Elizaville, KY By The Following ZIP Codes:

41037

Are Payday Loans Legal In Elizaville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Elizaville, KY payday loan calculator

Introduction

If you live in Elizaville, Kentucky, and you need money urgently, you may have heard of payday loans. Payday loans are a type of short-term loan that can help you bridge the gap between paychecks when unexpected expenses arise. While payday loans have been a source of controversy in the financial world, they are legal in Kentucky, and many people find them to be a valuable and accessible resource.

How Payday Loans Work

A payday loan is a small, short-term loan that must be paid back on your next payday. The loan amount typically ranges from $100 to $500, and the fees and interest rates are higher than traditional loans. Payday loans are designed to be a quick and easy solution to unexpected financial emergencies, but they can also become a cycle of debt if you are unable to repay the loan on time.

To apply for a payday loan in Elizaville, Kentucky, you must be at least 18 years old and provide proof of income, a valid ID, and a checking account. You can apply in person at a check cashing store or online. Once approved, the funds will be deposited directly into your checking account, and you will be required to repay the loan on your next payday.

Pros and Cons of Payday Loans

Like any financial decision, payday loans have pros and cons that must be carefully considered before applying. Some of the benefits of payday loans include fast and easy access to cash, no credit check, and a short repayment period. On the other hand, some of the drawbacks of payday loans include high fees and interest rates, a limited amount of money available, and the potential for a cycle of debt.

It’s important to weigh the pros and cons of payday loans and consider other alternatives, such as credit cards or personal loans, before making a decision.

Regulations in Kentucky

Payday loans are legal in Kentucky, but they are subject to certain regulations. As of 2021, the maximum amount of payday loan you can borrow in Kentucky is $500, and the loan term cannot exceed 60 days. There is also a cap on the interest rate, which cannot exceed 15% of the loan amount. It’s important to note that payday lenders in Kentucky must be licensed by the Kentucky Department of Financial Institutions (KDFI) and follow state regulations to operate.

Interesting Facts and Statistics

  • In Kentucky, the average payday loan borrower takes out 10 loans per year.
  • The total amount of payday loans in Kentucky in 2019 was $698 million.
  • As of 2021, there are over 500 payday lending locations in Kentucky.

Applying for Payday Loans in Elizaville with TheGuaranteedLoans

If you’re considering applying for a payday loan in Elizaville, Kentucky, TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders to connect borrowers with potential lenders. To apply for a payday loan through TheGuaranteedLoans, simply visit our website and fill out our online application. We’ll review your application and connect you with a lender that meets your needs. It’s important to remember that TheGuaranteedLoans is not a direct lender and does not make credit decisions, but we can help you find a lender that can provide the financial assistance you need.

Conclusion

Payday loans can be a valuable resource for those in need of quick cash in Elizaville, Kentucky. While they come with some risks, they can also provide a lifeline for those facing unexpected financial emergencies. By understanding the regulations and carefully considering your options, you can make an informed decision about whether a payday loan is right for you. If you’re ready to get started, TheGuaranteedLoans can help connect you with potential lenders and provide the financial assistance you need.

F.A.Q.

Can I be denied a payday loan in Elizaville, Kentucky based on my credit score?

No, payday lenders in Elizaville, Kentucky are not allowed to deny a loan based on your credit score. However, a low credit score may affect the terms and conditions of the loan.

How do I know if a payday lender is licensed to operate in Elizaville, Kentucky?

To check if a payday lender is licensed to operate in Elizaville, Kentucky, you can visit the Kentucky Office of Financial Institutions website and search for their name or license number.