Payday Loans in Emlyn, Kentucky

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No payday loan companies in Emlyn, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Fifth Third Bank & ATM 800 Eastern Bypass, Richmond, KY 40475 +1 (859) 625 - 5353
World Finance Corporation 1215 N Main St #18, Monticello, KY 42633 +1 (606) 348 - 9308
The Cecilian Bank 536 Highland Ave, Vine Grove, KY 40175 +1 (270) 877 - 6200
Check Exchange Hit 405 Flemingsburg Rd, Morehead, KY 40351 +1 (606) 783 - 0717
Cash Express 4111 Dixie Hwy, Erlanger, KY 41018 +1 (859) 727 - 3860
Ace Pawn Shop and Vehicle Pawn and Loan 600 S 6th St, Paducah, KY 42003 +1 (270) 441 - 4001
Cash Express 850 Highway 15 South, Jackson, KY 41339 +1 (606) 693 - 0410
Fifth Third Bank & ATM 628 S College St, Harrodsburg, KY 40330 +1 (859) 734 - 7796
Commercial Bank Of Grayson 155 W Tom T Hall Blvd, Olive Hill, KY 41164 +1 (606) 474 - 7811
USA Check Cashing 821 W Broadway, Louisville, KY 40202 +1 (502) 585 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Emlyn, KY, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Short-term Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loan Companies in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Emlyn, KY.

Payday Loans Available in Emlyn, KY By The Following ZIP Codes:

40730

Are Payday Loans Legal In Emlyn, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Emlyn, KY payday loan calculator

Are you struggling to make ends meet in Emlyn, Kentucky? If you find yourself in a financial bind and need quick cash to cover unexpected expenses, you may be considering a payday loan. While payday loans can be a good option for some people, it’s essential to understand the risks and benefits before making a decision.

How do payday loans work in Emlyn, Kentucky?

Payday loans are short-term loans designed to provide quick cash to those in need. In Kentucky, payday loans are legal, but they are only applicable to check cashers. Essentially, you write a post-dated check to your lender for the amount of the loan plus interest fees. On your next payday, the lender will cash the check to receive repayment.

In Emlyn, Kentucky, you can borrow up to $500 with a payday loan. Lenders may charge up to $15 per $100 borrowed plus a $1 database fee. This means that if you borrow $100 for two weeks, you would owe $115 in repayment.

What are the risks of payday loans in Emlyn, Kentucky?

  • High fees and interest rates: The interest fees for payday loans can be anywhere from 200-400% APR, making them some of the most expensive types of loans available. You can quickly find yourself in a cycle of debt if you’re unable to afford the repayment.
  • Short repayment terms: Most payday loans come due in two weeks, leaving little time to come up with the funds to repay the loan. If you’re unable to repay the loan, you may be charged additional fees, leading to further financial hardship.
  • Risk of fraud: Some lenders may engage in unethical or illegal practices, such as charging hidden fees or using aggressive debt collection tactics. It’s essential to choose a reputable lender to avoid becoming the victim of fraud.

What are the benefits of payday loans in Emlyn, Kentucky?

  • Quick cash: If you need money fast and don’t have other financing options, a payday loan can provide cash in a hurry.
  • Accessible: Payday loans are available to those without perfect credit or a traditional banking relationship.
  • Convenience: Payday loans are easy to access, often with minimal paperwork or documentation required.

Interesting facts and statistics about payday loans in Emlyn, Kentucky

  • Kentucky has the highest poverty rate in the United States, at 18.8%.
  • The average annual income in Emlyn, Kentucky, is $16,888.
  • According to the Pew Charitable Trusts, 28% of Kentucky residents have taken out a payday loan at some point in their lives.

Apply now for a payday loan in Emlyn, Kentucky

If you’re in need of quick cash to cover unexpected expenses, TheGuaranteedLoans can help. As a connector service, we work with a network of potential lenders to match you with the right loan for your needs.

Our online application process is fast and easy. Simply fill out our application and receive an instant decision. If you’re approved, you’ll receive loan offers from lenders in our network, and you can choose the best option for you. Remember, we are not a direct lender, but we will help facilitate your connection with potential lenders.

Don’t let unexpected expenses derail your finances. Apply now for a payday loan in Emlyn, Kentucky, and get the financial relief you need.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Emlyn, Kentucky?

Yes, you are only allowed to take out one payday loan at a time in Emlyn, Kentucky.

Can I take out a payday loan if I have bad credit?

Yes, you can still take out a payday loan in Emlyn, Kentucky even if you have bad credit.