Payday Loans in Fairdale, Kentucky

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No payday loan companies in Fairdale, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Pawn Masters 913 N Wilson Rd, Radcliff, KY 40160 +1 (270) 352 - 2274
Sacramento Deposit Bank 335 Main St, Sacramento, KY 42372 +1 (270) 736 - 2212
Citizens Bank 201 Nolan Ave, Fulton, KY 42041 +1 (270) 472 - 2626
Citizens Bank, The 335 Prestonsburg St, West Liberty, KY 41472 +1 (606) 743 - 1501
U.S. Bank ATM - Cave City 104 Broadway St, Cave City, KY 42127 +1 (800) 872 - 2657
Cash America Pawn 1019 Skyline Dr, Hopkinsville, KY 42240 +1 (270) 885 - 6000
Check Advance US-68, Maysville, KY 41056 +1 (606) 759 - 7514
Citizens Bank - Broadhead 53 S Main St, Brodhead, KY 40409 +1 (606) 758 - 8212
Personal Finance Company 528 W Dixie Ave 107, Elizabethtown, KY 42701 +1 (270) 360 - 0922
Cash Express 1607 Midland Trail, Shelbyville, KY 40065 +1 (502) 633 - 3491

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fairdale, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Online Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Short-term Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fairdale, KY.

Payday Loans Available in Fairdale, KY By The Following ZIP Codes:

00000

Are Payday Loans Legal In Fairdale, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Fairdale, KY payday loan calculator

Payday Loans in Fairdale, Kentucky: Everything You Need to Know

From time to time, everyone can find themselves in a tough financial situation. Whether it’s an emergency car repair, a medical bill, or just an unexpected expense, having the funds to cover it can be a challenge. That’s where payday loans come in. If you’re a resident of Fairdale, Kentucky, you may be wondering how these loans work in your area. This guide will provide you with all the information you need to know about payday loans in Fairdale, Kentucky.

What is a Payday Loan?

A payday loan is a small, short-term loan that is typically repaid on the borrower’s next payday. These loans are designed to provide quick cash to those who need it most. In Fairdale, Kentucky, payday loans are legal for check cashers only.

How Do Payday Loans Work in Fairdale, Kentucky?

The process of applying for a payday loan in Fairdale, Kentucky is relatively simple. The borrower completes an application, provides proof of income and employment, and receives a cash advance, which is typically due on their next payday. Some lenders may require a post-dated check or access to the borrower’s bank account as security for the loan.

In Fairdale, Kentucky, payday lenders cannot charge more than $15 per $100 borrowed. The repayment term cannot exceed 14 days, and borrowers cannot have more than 2 loans at a time.

What are the Benefits of Payday Loans in Fairdale, Kentucky?

  • Quick access to cash
  • No collateral required
  • Easy application process
  • Approval is often based on income and employment, rather than credit history

What are the Risks of Payday Loans in Fairdale, Kentucky?

  • High interest rates can make the loan very expensive
  • Short repayment terms can make it difficult to pay back the loan on time
  • Multiple loans can lead to a cycle of debt

Interesting Facts and Statistics about Payday Loans in Fairdale, Kentucky

  • In 2019, the average payday loan amount in Kentucky was $375.
  • Only check cashers are permitted to offer payday loans in Kentucky.
  • The maximum amount allowed to be borrowed is $500.
  • The average APR for a payday loan in Kentucky is 459%, according to the Kentucky Department of Financial Institutions.

Apply Now

If you find yourself in need of a payday loan in Fairdale, Kentucky, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders who may be able to help. Our process is fast and easy, and all you need to do is fill out our online application form. Remember, we are not a direct lender, and we do not make credit decisions. But we can help you find a lender who may be able to provide you with the funds you need.

Overall, it’s important to remember that payday loans can be a helpful tool when used responsibly. If you’re considering a payday loan in Fairdale, Kentucky, be sure to do your research, and only borrow what you can afford to repay. With the right approach, a payday loan can be a valuable resource for those who need it most.

F.A.Q.

Can I apply for a payday loan if I am receiving Social Security benefits in Fairdale, Kentucky?

Yes, individuals who are receiving Social Security benefits are eligible to apply for payday loans in Fairdale, Kentucky. However, they will need to provide proof of income in order to qualify.

Can I apply for a payday loan if I am a student in Fairdale, Kentucky?

Yes, students are eligible to apply for payday loans in Fairdale, Kentucky, as long as they meet the other eligibility requirements. However, it is important to carefully consider whether a payday loan is the best option for managing their finances as a student.