Payday Loans in Fall Rock, Kentucky

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No payday loan companies in Fall Rock, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Forcht Bank 406 Knox St, Barbourville, KY 40906 +1 (606) 546 - 9500
Ky Cash Advance 901 US-27, Somerset, KY 42501 +1 (606) 676 - 8833
Express Check Advance 211 N Dixie Blvd Ste. B, Radcliff, KY 40160 +1 (270) 352 - 2540
Heights Finance Corporation 3333 Irvin Cobb Dr, Paducah, KY 42003 +1 (270) 442 - 0777
Easy Money Exchange 499 North Dr, Hopkinsville, KY 42240 +1 (270) 886 - 1870
Heights Finance Corporation 1560 Hustonville Rd # 233, Danville, KY 40422 +1 (859) 936 - 0248
USA Service Finance 1104 Paris Rd, Mayfield, KY 42066 +1 (866) 289 - 1813
Cash Express 302 Lancaster St, Stanford, KY 40484 +1 (606) 365 - 8066
Mariner Finance 2073 Lantern Ridge Dr 200, Richmond, KY 40475 +1 (859) 625 - 0770
World Finance 120 E Main St, Scottsville, KY 42164 +1 (270) 239 - 3900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fall Rock, KY, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Florence, KY, Payday Loans in Georgetown, KY, Short-term Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loan for Owensboro, KY and Same Day Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fall Rock, KY.

Are Payday Loans Legal In Fall Rock, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Fall Rock, KY payday loan calculator

Understanding Payday Loans in Fall Rock, Kentucky

If you’re a resident of Fall Rock, Kentucky, you may find yourself in need of quick access to cash from time to time. Payday loans can be a helpful solution to a short-term financial issue. However, as with any financial service, it’s important to understand how payday loans work, their benefits and drawbacks, and how to find a trustworthy lender.

What are Payday Loans?

A payday loan is a short-term loan designed to get you through a financial emergency. These loans are usually for amounts between $100 and $500, with repayment due in full on or before your next payday. Payday loans are not designed to be a long-term solution to financial problems, but rather as a cash advance to help you through a temporary financial setback.

In Fall Rock, Kentucky, payday loans are legal but are only offered through check cashers.

The Benefits of Payday Loans

  • Quick access to cash: Payday loans can provide you with the money you need in as little as one business day.
  • No credit check: Payday lenders typically do not perform a credit check, so even if you have bad credit, you may still be eligible for a loan.
  • Easy application process: Applying for a payday loan is quick and easy, and can often be completed online or over the phone.
  • No collateral required: Payday loans are unsecured loans, meaning you don’t have to provide any collateral, such as your car or home.

The Drawbacks of Payday Loans

  • High fees and interest rates: Payday loans come with high interest rates and fees, making them an expensive form of borrowing.
  • Short repayment terms: You typically have only two to four weeks to repay your payday loan in full, which can be difficult if you’re already struggling to make ends meet.
  • Potential for debt cycle: Some borrowers may find themselves taking out multiple loans to pay off previous loans, leading to a vicious cycle of debt.

Finding a Trustworthy Payday Lender

When choosing a payday lender, it’s important to do your research and find a reputable company. Be sure to:

  • Check for licenses and registration: Make sure the lender is licensed and registered to do business in Kentucky.
  • Read reviews: Look for reviews and testimonials from other borrowers to get an idea of the lender’s track record.
  • Ask about fees and interest rates: Before agreeing to a loan, make sure you understand all the fees and interest rates associated with it.
  • Compare lenders: Don’t settle for the first lender you find. Shop around and compare rates and terms to find the best loan for your needs.

Interesting Facts and Statistics about Payday Loans in Fall Rock, Kentucky

  • According to the Kentucky Coalition for Responsible Lending, the average payday loan in Kentucky has an APR of 460 percent.
  • In Kentucky, you cannot take out more than two payday loans at once, and the total amount borrowed cannot exceed $500.
  • The maximum finance charge for a $100 payday loan in Kentucky is $15. This means that if you borrow $100, you’ll owe a total of $115 when you repay the loan.

Apply Now

If you need a payday loan in Fall Rock, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. Our online application takes just a few minutes to fill out, and we’ll match you with a lender who meets your needs. Remember, we are a connector service and not a direct lender, so we do not make credit decisions or offer loans ourselves.

To apply now, simply fill out our online application form and get the cash you need to get through your financial emergency.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Fall Rock, Kentucky?

Yes, you are only allowed to take out one payday loan at a time in Fall Rock, Kentucky.

Can I take out a payday loan if I have bad credit?

Yes, you can still take out a payday loan in Fall Rock, Kentucky even if you have bad credit.