Payday Loans in Flat Lick, Kentucky

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No payday loan companies in Flat Lick, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Kwik Kash Pawn 1120 Main St, Munfordville, KY 42765 +1 (270) 524 - 5274
World Finance Corporation 940 Jamestown St, Columbia, KY 42728 +1 (270) 384 - 2155
Cash Express 1395 US-60, Hardinsburg, KY 40143 +1 (270) 756 - 0141
Expree Credit Union 100 Moore Dr, Frankfort, KY 40601 +1 (502) 564 - 5597
Cash Express 1317 Winchester Ave, Ashland, KY 41101 +1 (606) 327 - 1711
Eagle Finance 104 Northgate Drive 2, Frankfort, KY 40601 +1 (502) 352 - 2225
U.S. Bank Branch 114 W Russell St, Elkhorn City, KY 41522 +1 (606) 754 - 5082
Check Exchange 733 S Broadway St, Georgetown, KY 40324 +1 (502) 868 - 0002
Montana Capital Car Title Loans 1902 Russellville Rd, Bowling Green, KY 42101 +1 (270) 494 - 1830
Hazard Check Exchange 151 E Main St #5, Hazard, KY 41701 +1 (606) 436 - 0411

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Flat Lick, KY, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Guaranteed Loans in Louisville, KY, Emergency Loan in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Flat Lick, KY.

Beautiful sights of Flat Lick, KY

Payday Loans Available in Flat Lick, KY By The Following ZIP Codes:

40935

Are Payday Loans Legal In Flat Lick, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Flat Lick, KY payday loan calculator

Payday Loans in Flat Lick, Kentucky: Everything You Need to Know

For people in Flat Lick, Kentucky, payday loans offer a solution when they need quick cash. But, before you sign up for a payday loan, it’s essential to understand how they work, the laws surrounding them, and their impact on your credit score. In this article, we’ll cover everything you need to know about payday loans in Flat Lick, Kentucky.

What Are Payday Loans?

A payday loan is a short-term loan that you take out and are expected to repay when you receive your next paycheck. Most payday lenders will require you to write a post-dated check for the amount you borrow, plus any fees and interest.

People often take out payday loans when they need fast cash to cover unexpected expenses. Although payday loans typically have higher interest rates than other forms of credit, they’re an attractive option for people who can’t access traditional forms of credit.

Payday Loan Laws in Flat Lick, Kentucky

Payday loans are legal in Kentucky, but only for check cashers. Essentially, this means that if you have unpaid checks, you can use payday loans to cover them, and they’re only allowed to charge up to 15% of the check’s value in fees.

People who apply for payday loans in Kentucky must provide valid identification, proof of income, and contact information. Lenders in Kentucky are required to provide borrowers with a written agreement that discloses all loan terms, including the loan amount, fees, and repayment date.

How Do Payday Loans Affect Your Credit Score?

Payday loans typically don’t affect your credit score if you repay them on time. However, if you fail to repay your loan on time or default on it, the lender can report the delinquency to credit bureaus, which can negatively impact your credit score.

Furthermore, some payday lenders may not report your payments to credit bureaus at all, which means that even if you repay your loan on time, it won’t help improve your credit score.

Why Choose TheGuaranteedLoans for Your Payday Loan?

At TheGuaranteedLoans, we connect borrowers with lenders who meet their financial needs. As a connector service, we can’t guarantee that you’ll be approved for a loan, but we can help you find the right lender for your needs.

Our online application process is straightforward, and we won’t ask for your credit score or any other irrelevant information. Simply fill out the online application, and we’ll match you with a lender who meets your financial needs.

Interesting Facts and Statistics about Payday Loans in Flat Lick, Kentucky

  • According to the Consumer Financial Protection Bureau, the average payday loan borrower takes out eleven loans per year, making the total interest paid substantial.
  • In Kentucky, check cashers are allowed to charge 15% in fees and interest on payday loans, which is comparable to rates in other states.
  • xAccording to a survey by the National Foundation for Credit Counseling, 76% of respondents said they would consider taking out a payday loan if they were short on funds.

Apply Now for Your Payday Loan through TheGuaranteedLoans

If you need a payday loan in Flat Lick, Kentucky, TheGuaranteedLoans can help you find the right lender. Our online application process is secure, fast, and easy to use. Apply now to get the money you need.

F.A.Q.

Can I apply for a payday loan if I am receiving Social Security benefits in Flat Lick, Kentucky?

Yes, individuals who are receiving Social Security benefits are eligible to apply for payday loans in Flat Lick, Kentucky. However, they will need to provide proof of income in order to qualify.

Can I apply for a payday loan if I am a student in Flat Lick, Kentucky?

Yes, students are eligible to apply for payday loans in Flat Lick, Kentucky, as long as they meet the other eligibility requirements. However, it is important to carefully consider whether a payday loan is the best option for managing their finances as a student.