Payday Loans in Florence, Kentucky

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Payday Loan Companies in Florence, KY

Company nameAddressZip codePhone number
Advance America 7108 Turfway Rd 41042 +1 (859) 746 - 0049
Advance U Cash 4997 Houston Rd 41042 +1 (859) 746 - 2274
C & C Mortgage 7415 Burlington Pike 41042 +1 (859) 283 - 9000
Central Bank & Trust Co 7310 Turfway Rd Ste. 200 41042 +1 (859) 905 - 5502
Check `n Go 7277 Turfway Rd 41042 +1 (859) 746 - 1111
Check Advance 7105 Dixie Hwy 41042 +1 (859) 371 - 7274
CheckSmart 8459 US-42 41042 +1 (859) 647 - 7500
CheckSmart 8459-D, US-42 41042 +1 (859) 647 - 7500
Eagle Finance 7791 Dixie Hwy Suite B 41042 +1 (859) 525 - 9725
General Electric Credit Union Florence 8659 U.S. Hwy 42 41042 +1 (513) 243 - 4328
Heights Finance Corporation 13 Oblique St 41042 +1 (859) 525 - 0888
Kemba Credit Union 5935 Merchants St 41042 +1 (513) 762 - 5070
Kentucky Federal 6890 Dixie Hwy 41042 +1 (859) 283 - 2400
Mariner Finance 4971 Houston Rd 41042 +1 (859) 282 - 1145
Nicholas Financial Inc 8121 Connector Dr 41042 +1 (859) 647 - 6701
Payday Advance Florence 7953 Mall Rd 41042 +1 (859) 594 - 4302
Quick Money 7960 US-42 41042 +1 (859) 371 - 3777
Regency Finance Company 8470 US-42 41042 +1 (859) 282 - 1500
Republic Finance 1035 Vandercar Way Suite 1250 41042 +1 (859) 282 - 0470
Stockton Mortgage Florence, KY NMLS 8259 4895 Houston Rd 41042 +1 (859) 344 - 4300
US Cash Advance 7953 Mall Rd 41042 +1 (859) 594 - 4300
World Finance 1035 Vandercar Way Suite 600 41042 +1 (859) 918 - 5007

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Florence, KY, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Florence, KY, Bad Credit Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Emergency Loan in Louisville, KY, Payday Loans in Owensboro, KY and Online Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Florence, KY.

Beautiful sights of Florence, KY

Payday Loans Available in Florence, KY By The Following ZIP Codes:

41042, 41022

Are Payday Loans Legal In Florence, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Florence, KY payday loan calculator

Payday loans in Florence, Kentucky, are typically short-term loans offered to people with severe financial needs. They do not require the borrower to be employed, and they offer cash with relatively low-interest rates that are paid back after a single pay period.

The borrower is given an initial amount of money and then must repay it on the next payday, which may vary from one day to four weeks. The loan may be repaid by charging the financial institution an additional fee for each repayment period, usually $10 or $15 for each month. The fees vary based on the borrower’s financial condition and how much is borrowed.

Payday loans are typically purchased from several different financial services companies. Borrowers usually choose from a menu of loan products based on income, financial condition, and other personal information to determine the best loan product for their needs until they have sufficient funds to repay the balance. Financial institutions can also work with many types of lenders who offer various lending options.

Payday loans in Florence, Kentucky, are offered by various companies, including money brokers and lenders. These companies are not regulated by federal or state authorities, although some states have implemented their laws regarding the industry. Some companies that offer payday loan products are registered with a federal agency, while others are not.

Payday loans may be offered to borrowers with no credit history, job history, or property history. They may also be offered to those who do not want to establish credit and those who do not have a bank account. The cost of getting a payday cash advance loan is relatively low compared to other types of loans, often less than $50. Borrowers make a single payment for the full amount owed after each paycheck for one week or one month, depending on how much is requested.

Payday loans in Florence, Kentucky, are short-term loans available to borrowers with financial needs. Borrowers must be prepared with a good credit history and adequate income. They cannot be used for emergencies or to make payments on nontraditional loans such as a mortgage or tax refund. Payday loan companies can offer borrowers the opportunity to get cash quickly without necessarily affecting the borrower’s eligibility for traditional forms of credit, including mortgages and auto loans.

How to Find a Good Direct Lender in Florence, KY Online?

For many people, payday loan companies are their top priority since they can provide them with cash immediately, which can solve their short-term financial hardships. A few people get a payday loan because it is an easy money source to use, and they don’t have to submit any paperwork or go through any rigmarole to get approved for the amount they need. What’s more, most of them do not want to pay anything at all for the service. That’s exactly why there are a lot of choices out there when you are looking for direct lenders in Florence, KY. Direct lenders are the best option if you don’t care about paperwork and want easy access to your money.

Aside from the fact that you can easily get approved for a payday loan without going through a lot of stress, you don’t have to deal with any paperwork when you borrow from a direct lender. Once you are approved for a loan, the lender will deposit your money directly into your checking account. The money can be used instantly since direct lenders do not concern themselves with credit checks or other factors that traditional lenders might use to determine whether they should approve your request or not. It’s because so many people end up getting payday loans online since they want to avoid any hassles that they might have to go through to get their hands on some cash.

The requirements for getting a payday loan are very easy. You can just visit the creditor’s website and click on their online application form. Most of them require:

  • You must have a bank account and a steady source of income.
  • You must be 18 years old or older.
  • You must be a U.S citizen or a permanent legal resident.
  • You cannot have been declared bankrupt in the last seven years.
  • Payday loans should only be used for emergencies and not as ongoing financial solutions to problems.

The loan application only takes a short while to fill out. Once submitted electronically, borrowers are usually told whether they have been approved or denied within just a few minutes.

Cash Advance Online in Florence, KY

One of the popular payday loan companies in Florence, Kentucky, is cash advance online. They offer to borrow money online to help their customers pay off any bills they have accumulated. This means that people who need quick cash can get money from these lenders by making payments through the Internet, which means that you will never have to do your weekly banking at the bank. This way, you can avoid having anyone snooping around your financial records, and you will still get a short-term loan without having to reveal any personal details about yourself.

You should be aware that some lenders offering payday loans online are not interested in receiving important information such as your previous credit history and other facts regarding your financial status. When you are applying for a loan, they will not bother themselves with your credit history, which is why you can get approved without supplying any information about your income or whether you have had any prior bankruptcies or not.

This way, the lender will know that you can pay off your obligations as soon as possible. Interest rates are usually much lower for online payday loans than for other types of short-term loans, which makes them affordable for people who want to borrow relatively small amounts of money. Applicants can also use cash advance online to avoid having their credit rating affected by getting an installment loan in Florence, Kentucky.

Can I Get a Payday Loan for Bad Credit in Florence, KY?

Even if you have bad credit, you can still get a payday loan in Florence, KY. Some lenders will not consider your credit history when you apply for one. What’s more, the interest rates for people with bad credit are much lower than those who have good credit, which means that you can settle your debts for less. It is a great option for people with limited funds since the interest rate is much lower than other types of loans like personal loans and home equity loans.

Even if they are known as payday loans or cash advances, they are revolving lines of credit. They carry relatively low-interest rates compared to other short-term loan options such as signature loans and car title loans. 

24-Hour Payday Loans in Florence, Kentucky

If you need money in Florence, KY, and the lenders are closed, then you can always apply for a 24-hour payday loan. These types of loans are ideal when you need a short-term cash advance that can satisfy your immediate financial needs but can not be paid back until sometime down the road. They usually carry low-interest rates and very short terms, which means that it is possible to get them even if you have bad credit.

Can You Get a Payday Loan in Florence, KY, Without a Bank Account? 

If you have a bad credit history, it is possible to get a payday loan in Florence, KY, without a bank account. It is because some direct lenders accept alternative modes of repayment, such as money orders and cashier’s checks which can be used to repay the debt when it becomes due. Some lenders may even accept checks and bank transfers, but the interest rate and fees they charge are usually higher than those charged by lending institutions.

FAQ

How Do I Know Whether I am Eligible For an Online Payday Loan in Florence, KY?

The requirements for getting approved for a payday loan are very easy. You simply need to be at least 18 years of age and earn at least $1000 each month. You will also need to have a bank account in good standing and preferably has a credit score of 650 or higher, but the lender does not have to verify your credit history since he does not use your credit rating to determine whether he should lend you money or not.

What is The Easiest Loan in Florence, KY, to Get Approved For?

The easiest loan to get approved for is a cash advance online because lenders that are only interested in receiving your income will not make you go through all of the trouble of providing your financial history and other information about yourself.

What Can I Do if I Am Denied a Payday Loan in Florence, KY?

If you are denied a payday loan, you have three options. The first is to apply for another type of short-term loan. Still, this time, try using direct lenders, which specialize in taking people with bad credit histories since they do not require anyone to go through the lengthy application procedure. They also take their time before approving or denying your application. The second option is to apply for a loan in one of your friends’ names who has a good credit rating and a checking account in good standing. The third option is to use a credit card since you can get approved even with a bad credit history.