Payday Loans in Ghent, Kentucky

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No payday loan companies in Ghent, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
HLT Check Exchange 71 Miller Dr, Owingsville, KY 40360 +1 (606) 674 - 9195
World Finance Corporation 1380 Flemingsburg Rd, Morehead, KY 40351 +1 (606) 780 - 0384
Citizens National Bank - Main Office 44 Public Square, Somerset, KY 42501 +1 (606) 679 - 6341
Cash Express 1310 Hustonville Rd, Danville, KY 40422 +1 (859) 238 - 7444
44 Auto Mart 1 Bardstown 104 W John Rowan Blvd, Bardstown, KY 40004 +1 (502) 348 - 4187
Check Advance 226 Shane Dr, Glasgow, KY 42141 +1 (270) 659 - 2874
World Finance 24 Caden Way Ste 1, Russell Springs, KY 42642 +1 (270) 284 - 4009
Ace Pawn Shop and Vehicle Pawn and Loan 600 S 6th St, Paducah, KY 42003 +1 (270) 441 - 4001
Neil Huffman Honda of Frankfort 1440 Versailles Rd 103, Frankfort, KY 40601 +1 (502) 695 - 6100
World Finance Corporation 14659 US-25 #21, Corbin, KY 40701 +1 (606) 526 - 0401

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ghent, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Same Day Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, 24-Hour Loan in Owensboro, KY and Quick Loan in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ghent, KY.

Beautiful sights of Ghent, KY

Payday Loans Available in Ghent, KY By The Following ZIP Codes:

41045

Are Payday Loans Legal In Ghent, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Ghent, KY payday loan calculator

Payday Loans in Ghent, Kentucky: What You Need to Know

The need for emergency cash can arise at any time, and when it does, it’s important to know where to turn for help. One option that many people consider is a payday loan. In Ghent, Kentucky, payday loans are legal for check cashers, but it’s important to understand how they work and what the risks are before taking one out.

How Do Payday Loans Work?

Payday loans are typically short-term loans that you can get quickly and easily, often without a credit check. The loan amounts are usually small, ranging from a few hundred dollars to a few thousand dollars, and they are designed to help you cover unexpected expenses until your next payday.

To get a payday loan, you’ll typically need to show proof of income and identification, along with a post-dated check or authorization to withdraw funds from your bank account on the due date.

The loan amount, plus fees and interest, is due on your next payday, and if you can’t repay the loan in full at that time, you may be charged additional fees and interest, which can quickly add up. In some cases, people get caught in a cycle of debt, taking out new loans to pay off old ones and incurring more fees and interest along the way.

The Benefits of Payday Loans

  • Easy application process with no credit check required.
  • Quick access to cash when you need it most.
  • Funds can be used for any purpose.

The Risks of Payday Loans

  • High fees and interest rates can add up quickly, making the loan very expensive.
  • Short repayment terms can make it difficult to repay the loan in full on time.
  • Failure to repay the loan can result in additional fees and damage to your credit score.

Interesting Facts and Statistics About Payday Loans in Ghent, Kentucky

  • In 2019, the average payday loan in Kentucky was $339.19.
  • The average interest rate on a payday loan in Kentucky is 391%.
  • In Kentucky, there are more payday lending storefronts than McDonald’s restaurants and KFCs combined.

Apply Now

If you’re in need of emergency cash and considering a payday loan, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and we work with a network of reputable lenders to help you find the right loan for your needs. Fill out our online application today to get started.

Remember, payday loans can be a valuable tool in certain situations, but they also come with risks and should only be used as a last resort. It’s important to understand the terms and conditions of the loan before you sign anything, and make sure you have a plan to repay the loan in full on time to avoid additional fees and interest.

F.A.Q.

What fees are associated with payday loans in Ghent, Kentucky?

Payday loans in Ghent, Kentucky may have fees for late payments, insufficient funds, or other penalties. Be sure to carefully review the terms of the loan before agreeing to it.

Can I apply for a payday loan if I am currently in bankruptcy in Ghent, Kentucky?

No, individuals who are currently in bankruptcy are not eligible for payday loans in Ghent, Kentucky.