Payday Loans in Glendale, Kentucky

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No payday loan companies in Glendale, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services 4055 Flaherty Rd, Vine Grove, KY 40175 +1 (270) 828 - 8181
KY Cash Advance 113 Clay Dr, Berea, KY 40403 +1 (859) 985 - 1900
South Central Bank 24127 Louisville Rd, Park City, KY 42160 +1 (270) 749 - 5101
First Financial Credit 466 Manchester Square, Manchester, KY 40962 +1 (606) 599 - 0732
Cumberland Security Bank 107 S Main St, Somerset, KY 42501 +1 (606) 679 - 9361
Bluegrass Check Advance and Payday Loans 507 N Main St, Franklin, KY 42134 +1 (270) 586 - 8233
Check Into Cash 711 12th St Suite 125, Ashland, KY 41101 +1 (606) 325 - 1640
C Plant Federal Credit Union 339 E Kentucky Dr, La Center, KY 42056 +1 (270) 665 - 8014
USA Service Finance 1104 Paris Rd, Mayfield, KY 42066 +1 (866) 289 - 1813
Mariner Finance 727 N Main St, Franklin, KY 42134 +1 (270) 586 - 0049

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Glendale, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Emergency Loan in Georgetown, KY, Payday Loans in Hopkinsville, KY, 24-Hour Loan in Louisville, KY, Payday Loan Companies in Owensboro, KY and Quick Loan in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Glendale, KY.

Beautiful sights of Glendale, KY

Payday Loans Available in Glendale, KY By The Following ZIP Codes:

42740

Are Payday Loans Legal In Glendale, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Glendale, KY payday loan calculator

Payday Loans in Glendale, Kentucky

If you’re caught off guard by an unexpected expense, a payday loan may seem like a quick and easy solution. In Glendale, Kentucky, payday loans are legal for check cashers only. But before you jump into any agreement, it’s essential to understand what payday loans are, how they work, and the risks involved.

What are Payday Loans?

A payday loan is a short-term, high-interest loan that’s typically due on your next payday. Payday loan lenders offer quick cash to borrowers in exchange for a post-dated check or electronic access to their bank account. Payday loans are usually for small amounts, ranging from $100 to $500, with interest rates as high as 400% or more.

How Do Payday Loans Work?

Payday loan lenders don’t require good credit or collateral, making it easier for people with bad credit or no credit to get approved. To apply for a payday loan, you’ll need to provide proof of income, a checking account, and a government-issued ID. Once approved, you’ll receive your cash either in cash, on a prepaid debit card, or through direct deposit into your bank account.

On your due date, the lender will automatically withdraw the principal amount you borrowed plus interest and fees from your bank account. If you don’t have enough funds to cover this payment, you may be charged additional fees and interest, causing your debt to spiral out of control.

The Risks of Payday Loans

Payday loans are often a quick fix for those in urgent need of cash, but they come with high risks.

  • High-Interest Rates: Payday loans come with steep interest rates, with some lenders charging up to 400% APR or more.
  • Short Repayment Terms: Payday loans often come with short repayment terms, ranging from two weeks to a month. If you’re unable to repay your loan on time, you may face additional fees and interest charges.
  • Potential for Debt Traps: Due to the high-interest rates and short repayment terms, many borrowers may find themselves caught in a cycle of debt, continuously borrowing to pay off their previous loans.
  • Impact on Credit Scores: Failing to repay your payday loan can negatively impact your credit score.

Interesting Facts and Statistics About Payday Loans in Glendale, Kentucky

  • According to the Kentucky Department of Financial Institutions, in 2019, there were 555,391 payday loans issued in Kentucky, totaling over $220 million in principal.
  • The average payday loan amount in Kentucky is $378, with an average fee of $52 per loan.
  • As of 2021, there are about 3.4 payday loan stores for every 10,000 residents in Kentucky.

Apply Now

If you’re in need of financial assistance, TheGuaranteedLoans can help connect you with potential lenders who offer payday loans, title loans, and other loan options. Apply now on our website and get started on the path to financial relief. Remember, TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. We are a connector service that helps match borrowers with potential lenders.

It’s important to remember that payday loans are a temporary solution to urgent financial needs. Before you make any agreements, make sure to understand the terms and risks involved, and always borrow responsibly.

F.A.Q.

What is the maximum interest rate allowed on payday loans in Glendale, Kentucky?

The maximum interest rate allowed on payday loans in Glendale, Kentucky is 36%.

Can I renew or rollover my payday loan in Glendale, Kentucky?

No, renewing or rolling over payday loans is not allowed in Glendale, Kentucky.