Payday Loans in Goshen, Kentucky

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No payday loan companies in Goshen, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Peoples Exchange Bank 5377 Main St, Clay City, KY 40312 +1 (800) 364 - 3631
Bedford Loan & Deposit Bank 943 Pendleton Rd, Pendleton, KY 40055 +1 (502) 743 - 5179
A+ Loans LLC 1805 S Main St 1, Corbin, KY 40701 +1 (606) 215 - 3486
Fast Payday Loans 8312 Preston Hwy, Louisville, KY 40219 +1 (502) 964 - 2650
German American Bank 607 S L Rogers Wells Blvd, Glasgow, KY 42141 +1 (270) 651 - 2265
Regency Finance Company 509 S L Rogers Wells Blvd c, Glasgow, KY 42141 +1 (270) 261 - 4941
Express Check Advance 1222 Skyline Dr Ste D, Hopkinsville, KY 42240 +1 (270) 707 - 1921
World Finance 544 Conestoga Pkwy Suite 4, Shepherdsville, KY 40165 +1 (502) 543 - 1550
BB&T 300 N Mayo Trl, Paintsville, KY 41240 +1 (606) 789 - 4045
World Finance 120 E Main St, Scottsville, KY 42164 +1 (270) 239 - 3900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Goshen, KY, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Florence, KY, Bad Credit Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Goshen, KY.

Beautiful sights of Goshen, KY

Payday Loans Available in Goshen, KY By The Following ZIP Codes:

40026

Are Payday Loans Legal In Goshen, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Goshen, KY payday loan calculator

What You Need to Know About Payday Loans in Goshen, Kentucky

If you’re in need of fast cash and have limited options for borrowing, payday loans may seem like the answer to your financial woes. However, it’s important to have a thorough understanding of how payday loans work before deciding to take out one of these loans.

What are Payday Loans?

Payday loans, also known as cash advances, are short-term loans typically used by people who need quick access to cash to cover unexpected expenses. These loans are usually due on the borrower’s next payday.

In Kentucky, payday loans are legal, although the state has restrictions on loan amounts, interest rates, and repayment terms. Check cashers, or businesses that cash checks for a fee, are the only entities allowed to offer payday loans in Kentucky.

How Do Payday Loans Work?

To obtain a payday loan, you’ll need to provide proof of income and a valid form of identification. You’ll also need to have an active checking account.

Loan amounts are typically small, ranging from $100 to $500. The repayment term for a payday loan can vary, but is generally due on your next payday, which is typically within two weeks of receiving the loan.

Interest rates on payday loans can be high, with some lenders charging as much as 400% APR. This means that if you borrow $100, you could end up owing $400 in interest and fees over the course of a year. It’s important to read the fine print before agreeing to a payday loan, and to consider other options if possible.

Pros and Cons of Payday Loans

Like any financial product, payday loans have both advantages and disadvantages. One advantage of payday loans is that they provide quick access to cash when you need it most. They’re also easy to obtain, even if you have bad credit or no credit history.

However, payday loans can carry high interest rates and fees, which can make it difficult to repay the loan on time. This can lead to a cycle of debt, where you’re forced to constantly borrow more money to pay off the loan, resulting in even more interest and fees.

How to Apply for a Payday Loan in Goshen, Kentucky

If you’re considering a payday loan in Goshen, Kentucky, there are several check cashers in the area that offer these loans. It’s important to research potential lenders and read reviews before applying for a loan.

At TheGuaranteedLoans, we offer a service that connects you with potential lenders. We’re not a direct lender, but we can facilitate the loan application process and help you find a lender that meets your needs.

Interesting Facts About Payday Loans in Kentucky

  • Payday lenders in Kentucky are required to provide borrowers with a written agreement outlining the terms of the loan, including the interest rate and any fees.
  • There is no limit to the number of payday loans a borrower can have in Kentucky, although lenders are limited in the amount they can lend.
  • In 2019, Kentucky lawmakers passed a bill aimed at limiting payday loan interest rates. The bill would cap interest rates at 36%, but has yet to become law.

Apply Now

If you’re in need of a payday loan in Goshen, Kentucky, TheGuaranteedLoans can help you find a lender that meets your needs. Click ‘Apply Now’ to start the loan application process.

Please note that TheGuaranteedLoans is not a direct lender, and we do not make loan decisions. Our service is free to use, and we connect borrowers with potential lenders. If you have any questions or concerns, please contact us at any time.

F.A.Q.

Can I apply for a payday loan online in Goshen, Kentucky?

Yes, you can apply for a payday loan online in Goshen, Kentucky, as long as the lender is licensed to operate in the state.

Do I need a bank account to take out a payday loan in Goshen, Kentucky?

Yes, you will need a valid bank account to take out a payday loan in Goshen, Kentucky.