Payday Loans in Grand Rivers, Kentucky

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No payday loan companies in Grand Rivers, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank ATM - Taylor Mill Remke's 5018 Old Taylor Mill Rd, Covington, KY 41015 +1 (800) 872 - 2657
Old National Bank 301 S 2nd St, Central City, KY 42330 +1 (270) 757 - 6260
Advance America 264 Kroger Center Dr, Morehead, KY 40351 +1 (606) 784 - 4253
Cash Express 1713 Scottsville Rd Ste B, Bowling Green, KY 42104 +1 (270) 393 - 8965
First American Cash Advance 1340 Old US Hwy 27, Somerset, KY 42501 +1 (606) 677 - 6632
Cash Express 410 S Broadway St, Providence, KY 42450 +1 (270) 667 - 9880
Farmers Bank 222 S Main St, Hardinsburg, KY 40143 +1 (270) 756 - 5022
Ag Credit 106 Cs-1097, Stanford, KY 40484 +1 (606) 365 - 7500
Check Advance 3 N Bloomfield Rd, Winchester, KY 40391 +1 (859) 901 - 1717
Home Federal Bank 1602 Cumberland Ave, Middlesboro, KY 40965 +1 (606) 248 - 1095

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grand Rivers, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Online Loans in Georgetown, KY, Bad Credit Loans in Hopkinsville, KY, Bad Credit Loans in Louisville, KY, Guaranteed Loans in Owensboro, KY and Quick Loan in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grand Rivers, KY.

Beautiful sights of Grand Rivers, KY

Payday Loans Available in Grand Rivers, KY By The Following ZIP Codes:

42045

Are Payday Loans Legal In Grand Rivers, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Grand Rivers, KY payday loan calculator

Payday Loans in Grand Rivers, Kentucky: Understanding the Basics

Life is unpredictable, and sometimes we can face unexpected financial emergencies that leave us with little to no cash on hand. In these situations, payday loans can come to our rescue. In Grand Rivers, Kentucky, check cashers offer legal payday loans to those in need. If you’re considering a payday loan in Grand Rivers, it is important to understand how they work and the potential risks involved. This article will provide you with a comprehensive guide on payday loans in Grand Rivers, Kentucky.

What are payday loans?

Payday loans, also known as cash advances, are short-term loans designed to help borrowers get through financial emergencies until their next paycheck. In Grand Rivers, Kentucky, payday loans are legal, but only if offered by check cashers. These loans typically have a higher interest rate than traditional loans and are meant to be paid back within a few weeks or months.

How do payday loans work in Grand Rivers, Kentucky?

To obtain a payday loan in Grand Rivers, Kentucky, you must have a valid state-issued ID, a regular income source, and an active bank account. With this information, you can apply for a loan in-store or online. In-store loans are issued on the spot, and online loans are typically deposited into your bank account within one business day.

When you receive your loan, it is important to read the terms and conditions carefully. Payday loans in Grand Rivers, Kentucky have high interest rates and fees, so it is crucial to understand the total cost of borrowing. Typically, payday loans in Grand Rivers, Kentucky are due on your next payday, and if you cannot pay in full, you may be able to roll over the loan for an additional fee.

The risks of payday loans in Grand Rivers, Kentucky

While payday loans can offer a quick solution to financial emergencies, they also come with significant risks. In Grand Rivers, Kentucky, payday loans have high interest rates and fees, making it difficult to pay back the loan on time. If you cannot pay back the loan, you may be subject to additional fees and interest charges, creating a cycle of debt that is hard to break.

Another risk associated with payday loans in Grand Rivers, Kentucky is predatory lending. Some payday lenders may not disclose the full terms and conditions of the loan, leading borrowers into a cycle of debt that is hard to escape. It is crucial to read the fine print carefully and only borrow from reputable lenders.

Interesting facts and statistics about payday loans in Grand Rivers, Kentucky

  • In 2019, the average payday loan amount in Kentucky was $322, with an average APR of 426%.
  • Kentucky law allows lenders to charge up to $15 per $100 borrowed in fees, which can add up quickly.
  • According to a report by the Kentucky Coalition on Community and Justice, 83% of payday loan borrowers in Kentucky have trouble paying back their loans on time.

Apply Now

If you are in need of a payday loan in Grand Rivers, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. Please note that TheGuaranteedLoans is a connector service and not a direct lender.

To apply for a payday loan, simply fill out our online application form. Once you submit your application, we will match you with potential lenders who may be able to meet your financial needs. If you are matched with a lender, you will be directed to their website to complete the process.

Remember, borrowing money always comes with risks, so it is important to read the terms and conditions carefully and only borrow what you can afford to pay back. Payday loans in Grand Rivers, Kentucky can be helpful in the event of an emergency, but they should not be used as a long-term solution to financial problems.

At TheGuaranteedLoans, we are committed to helping you find the best solution for your financial needs while ensuring your safety and security. Apply today and get connected with potential lenders who may be able to help.

F.A.Q.

What fees are associated with payday loans in Grand Rivers, Kentucky?

Payday loans in Grand Rivers, Kentucky may have fees for late payments, insufficient funds, or other penalties. Be sure to carefully review the terms of the loan before agreeing to it.

Can I apply for a payday loan if I am currently in bankruptcy in Grand Rivers, Kentucky?

No, individuals who are currently in bankruptcy are not eligible for payday loans in Grand Rivers, Kentucky.