Payday Loans in Gulston, Kentucky

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No payday loan companies in Gulston, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
City National Bank 386 W Main St, Carlisle, KY 40311 +1 (859) 289 - 3400
Cinfed Credit Union 333 Scott Blvd 1, Covington, KY 41011 +1 (513) 333 - 3890
First Financial Credit 10 West HWY 92, Williamsburg, KY 40769 +1 (606) 549 - 5504
Cash Express 1317 Winchester Ave, Ashland, KY 41101 +1 (606) 327 - 1711
Personal Finance Company 1701 HWY 121 Bypass North, Suite A, Murray, KY 42071 +1 (270) 767 - 0382
U.S. Bank Branch 201 E 11th St, Benton, KY 42025 +1 (270) 527 - 1383
BB&T 100 S Main St, Crittenden, KY 41030 +1 (859) 428 - 2500
WesBanco Bank 4055 Flaherty Rd, Vine Grove, KY 40175 +1 (270) 828 - 8181
Cash Express 109 E Front St A, Glasgow, KY 42141 +1 (270) 659 - 2795
First National Bank of Grayson 200 Carol Malone Blvd, Grayson, KY 41143 +1 (606) 474 - 2000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gulston, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loan Without a Credit Check in Louisville, KY, Payday Loans in Owensboro, KY and 24-Hour Loan in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gulston, KY.

Are Payday Loans Legal In Gulston, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Gulston, KY payday loan calculator

Payday loans are a type of short-term borrowing that has become increasingly popular in recent years. They offer a quick and easy solution for individuals who need cash fast and can’t wait until their next paycheck. In Kentucky, payday loans are legal for check cashers, and in Gulston, residents have access to several lending options.

What are Payday Loans?

Payday loans are small, short-term loans that are typically due on the borrower’s next payday. They are generally used for emergency expenses, such as car repairs or medical bills, and are meant to be paid back quickly. The loans are usually for amounts between $100 and $1,000 and typically have high interest rates and fees.

Legal Status of Payday Loans in Kentucky

In Kentucky, payday loans are legal for check cashers. The state has certain regulations in place to protect consumers, including a maximum loan amount of $500 and a maximum interest rate of 15%. Lenders are also required to provide borrowers with a written agreement that outlines the terms and conditions of the loan.

Payday Loan Lenders in Gulston, Kentucky

Residents of Gulston have several payday loan options available to them. Some of the most popular lenders include Check Into Cash and Cash Express. These lenders offer online and in-person services, allowing individuals to apply for loans from the comfort of their own homes or in-store.

Pros and Cons of Payday Loans

Pros:

  • Quick and easy access to cash
  • No credit check required
  • Can be used for emergency expenses

Cons:

  • High fees and interest rates
  • May trap borrowers in a cycle of debt
  • Not a long-term solution to financial problems

Interesting Facts and Statistics about Payday Loans in Gulston, Kentucky

According to data collected by the Kentucky Department of Financial Institutions, there were 555,551 payday loans made in the state in the year 2019. The average amount of each loan was $362, and the average interest rate was 391%. These statistics highlight the fact that payday loans can be an expensive way to access credit and should be used with caution.

Apply Now with TheGuaranteedLoans

For individuals in Gulston who need quick access to cash, TheGuaranteedLoans offers a convenient solution. We are a connector service that can help you find a lender who is willing to offer you a payday loan. Our application process is fast and easy, and we work with a network of lenders to ensure that you get the best possible deal.

It’s important to remember that TheGuaranteedLoans is not a direct lender and does not provide loans ourselves. Instead, we facilitate your connection with potential lenders and make it easy for you to find the right one for your needs. Apply now on our website and get connected with a lender today!

Conclusion

Payday loans can be a useful tool for individuals who need quick access to cash to cover emergency expenses. In Gulston, Kentucky, payday loans are legal for check cashers, and residents have several lending options available to them. However, it’s important to remember that payday loans can be expensive and should only be used as a last resort. With TheGuaranteedLoans, you can apply for a payday loan and get connected with a lender quickly and easily. Apply now on our website and get the help you need!

F.A.Q.

Can I apply for a payday loan online in Gulston, Kentucky?

Yes, you can apply for a payday loan online in Gulston, Kentucky, as long as the lender is licensed to operate in the state.

Do I need a bank account to take out a payday loan in Gulston, Kentucky?

Yes, you will need a valid bank account to take out a payday loan in Gulston, Kentucky.