Payday Loans in Hardyville, Kentucky

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No payday loan companies in Hardyville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Abound Credit Union 299 Lincoln Dr, Hodgenville, KY 42748 +1 (800) 285 - 5669
Central Bank & Trust Co 7310 Turfway Rd Ste. 200, Florence, KY 41042 +1 (859) 905 - 5502
Republic State Mortgage 64 Keavy Rd 2, London, KY 40744 +1 (606) 877 - 1384
Farm Credit Mid-America 147 School Rd, Dry Ridge, KY 41035 +1 (859) 824 - 4446
Cash Express 637 N 3rd St, Bardstown, KY 40004 +1 (502) 331 - 0100
WesBanco Bank 100 United Dr, Versailles, KY 40383 +1 (859) 873 - 3136
Money Now 313 S 1st St, La Grange, KY 40031 +1 (502) 225 - 0366
World Finance Corporation 219 S Walnut St #5, Cynthiana, KY 41031 +1 (859) 234 - 3700
Check `n Go 3063 Richmond Rd STE C, Lexington, KY 40509 +1 (859) 269 - 2008
Check Advance 1575 Old US Hwy 68 Loop 2, Maysville, KY 41056 +1 (606) 759 - 7514

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hardyville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loan for Hopkinsville, KY, Payday Loans in Louisville, KY, Guaranteed Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hardyville, KY.

Payday Loans Available in Hardyville, KY By The Following ZIP Codes:

42746

Are Payday Loans Legal In Hardyville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Hardyville, KY payday loan calculator

Payday Loans in Hardyville, Kentucky: What You Need to Know

Are you facing an unexpected expense in Hardyville, Kentucky? Payday loans may be able to provide you with the financial relief you need in a pinch. But before applying for a payday loan, it’s important to understand what they are, how they work, and the laws surrounding them in Kentucky.

What are Payday Loans?

Payday loans are a short-term borrowing solution designed to provide quick cash to borrowers. The loan is typically due on the borrower’s next payday, hence the name. These loans are typically easier to qualify for than traditional bank loans, but they come with higher interest rates and fees.

How do Payday Loans work in Kentucky?

In Kentucky, payday loans are legal but are regulated by state law. Check cashers are the only entities allowed to offer payday loans in the state. Loans are limited to $500 and cannot exceed two weeks in length. Furthermore, lenders cannot charge more than $15 per $100 borrowed in interest and fees.

To secure a payday loan in Kentucky, borrowers are required to provide a post-dated check for the amount borrowed plus fees. If the borrower is unable to repay the loan on time, they may roll it over for an additional fee but cannot exceed the original loan amount.

Benefits of Payday Loans in Hardyville, Kentucky

  • Quick and easy application process.
  • Less stringent credit requirements compared to traditional bank loans.
  • Cash deposited directly into your account, often within 24 hours.
  • Can be used for anything from unexpected expenses to everyday bills.

Apply Now for a Payday Loan in Hardyville, Kentucky

At TheGuaranteedLoans, we understand that unexpected expenses can happen to anyone at any time. That’s why we offer an easy online application process to connect you with potential lenders who may be able to provide you with the cash you need. Even if you have bad credit or no credit, you may still be eligible for a payday loan in Hardyville, Kentucky.

It’s important to note that TheGuaranteedLoans is not a direct lender, but rather a connector service. Once you submit your application, we will match you with potential lenders based on your unique financial situation and needs. From there, you can review and compare offers to find the best option for you.

Interesting Facts and Statistics about Payday Loans in Hardyville, Kentucky

  • According to a report by the Kentucky Coalition for Responsible Lending, the average payday loan in Kentucky is $378 and comes with an interest rate of 340%.
  • The same report found that in 2019, Kentucky residents paid an estimated $189 million in payday loan fees alone.
  • Advocacy groups have raised concerns about the predatory nature of payday loans, particularly among low-income individuals and those with limited financial literacy.

When considering a payday loan in Hardyville, Kentucky or anywhere else, it’s important to weigh the potential benefits against the high interest rates and fees. Always read and understand the terms and conditions of any loan agreement before signing.

Apply now for a payday loan in Hardyville, Kentucky and take the first step toward getting the financial relief you need.

F.A.Q.

What are the requirements to be eligible for a payday loan in Hardyville, Kentucky?

To be eligible for a payday loan in Hardyville, Kentucky, you must be at least 18 years old and have a valid government-issued ID and proof of income.

How long do I have to repay a payday loan in Hardyville, Kentucky?

Payday loans in Hardyville, Kentucky must be repaid within 60 days.