Payday Loans in Heidrick, Kentucky

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Heidrick, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance Corporation 106 W John Rowan Blvd d, Bardstown, KY 40004 +1 (502) 350 - 3884
World Finance 390 U.S. 31 W Bypass Ste C, Bowling Green, KY 42101 +1 (270) 843 - 6900
Peoples Bank of Kentucky, Inc. 106 S Main Cross St, Flemingsburg, KY 41041 +1 (606) 845 - 2461
ABC Finance Co Inc 117 Columbia Ave, Glasgow, KY 42141 +1 (270) 659 - 9800
FirstBank 1520 Old Gallatin Rd, Scottsville, KY 42164 +1 (270) 237 - 3141
Check Exchange 1406 Hustonville Rd, Danville, KY 40422 +1 (859) 236 - 0035
World Finance Corporation 1848 S. US Hwy 421, Harlan, KY 40831 +1 (606) 573 - 1181
Check Advance 6754 Bardstown Rd, Louisville, KY 40291 +1 (502) 762 - 9798
World Finance 906 US Hwy 68, Maysville, KY 41056 +1 (606) 564 - 0888
Pioneer Credit Company 811 Taylorsville Rd, Shelbyville, KY 40065 +1 (502) 647 - 5404

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Heidrick, KY, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Florence, KY, Payday Loans in Georgetown, KY, 24-Hour Loan in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loan for Owensboro, KY and Guaranteed Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Heidrick, KY.

Are Payday Loans Legal In Heidrick, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Heidrick, KY payday loan calculator

Understanding Payday Loans in Heidrick, Kentucky

Living in Heidrick, Kentucky, finding a way to make ends meet can be a challenge. Sometimes, life throws us unexpected financial hurdles we are not prepared for. Such situations can cause immense stress and make it difficult to pay bills and make ends meet. This is where payday loans come in.

Payday loans are small-dollar, short-term loans that can help you cover unexpected expenses and emergencies. They can help with emergency car repairs, medical bills, home repairs, and other immediate financial needs.

Are Payday Loans Legal in Heidrick, Kentucky?

Yes, payday loans are legal in Heidrick, Kentucky. However, unlike neighboring states, Kentucky has specific regulations in place to protect borrowers from unscrupulous lending practices. Payday lending in Kentucky is regulated by the Kentucky Office of Financial Institutions. It’s important to note that payday loans are only legal for check cashers, so it’s essential that you work with a licensed lender in the state.

How Do Payday Loans Work in Heidrick, Kentucky?

The process of obtaining a payday loan in Heidrick, Kentucky, is relatively straightforward and convenient. First, you must find a licensed lender and submit an online application. You will be required to provide your personal and financial information, including your name, contact information, Social Security number, income, and employment status. You’ll also need to provide proof of your checking account.

If your application is approved, the lender will transfer the loan amount to your checking account within a few business days. The loan is typically due on your next payday. If you’re unable to repay the loan, the lender may roll it over, which will incur additional fees and interest.

What Are the Requirements for a Payday Loan in Heidrick, Kentucky?

To be eligible for a payday loan in Heidrick, Kentucky, you must meet the following requirements:

  • You must be 18 years or older
  • You must be a U.S. citizen or permanent resident
  • You must have a valid bank account
  • You must be employed and have a steady source of income
  • You must have a valid email address and phone number

Interesting Facts and Statistics About Payday Loans in Heidrick, Kentucky

  • In Kentucky, payday loans are restricted to a maximum of $500
  • The average APR for payday loans in the state is 391%
  • In 2019, Kentucky borrowers took out more than 385,000 payday loans
  • Kentucky law allows borrowers to take out no more than two loans at any given time with a total loan amount of $500 or less

Why Choose TheGuaranteedLoans for Your Payday Loan?

At TheGuaranteedLoans, we understand that obtaining a payday loan can be stressful and overwhelming. That’s why we make the process easy and hassle-free. We’re not a direct lender, but we work with a network of reputable, licensed lenders in Heidrick, Kentucky. By working with us, you’ll be connected with a lender who can meet your financial needs and help you get the cash you need quickly.

Applying for a payday loan with us is simple and secure. You can complete our online application in just a few minutes, and we’ll match you with a lender that meets your unique needs. Our lenders offer flexible repayment terms, competitive interest rates, and excellent customer service.

Apply Now for Your Payday Loan in Heidrick, Kentucky

If you’re facing a financial emergency and need a payday loan in Heidrick, Kentucky, TheGuaranteedLoans can help. Our online application is secure, fast, and easy to complete. You don’t need to leave the comfort of your home to apply for a loan. With just a few clicks, you can get the cash you need to cover your unexpected expenses. Apply now by visiting our website and filling out our online application. Remember, we’re a connector service, not a direct lender, and we’ll help you connect with a licensed lender in Heidrick, Kentucky.

F.A.Q.

Are payday loans legal in Heidrick, Kentucky?

Yes, payday loans are legal in Heidrick, Kentucky.

What is the maximum loan amount I can borrow in Heidrick, Kentucky?

The maximum loan amount you can borrow in Heidrick, Kentucky is $500.