Payday Loans in Helton, Kentucky

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Helton, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash A Check 733 W Main St, Lebanon, KY 40033 +1 (270) 692 - 1695
Fast Payday Loans 8312 Preston Hwy, Louisville, KY 40219 +1 (502) 964 - 2650
Check Into Cash 1200-C Bypass Rd, Winchester, KY 40391 +1 (859) 744 - 2628
U.S. Bank ATM - Loretto 4695 KY-52, Loretto, KY 40037 +1 (800) 872 - 2657
Central Bank & Trust Co. 43 N Maple St, Winchester, KY 40391 +1 (859) 745 - 7617
Check Into Cash 1091 N Main St, Nicholasville, KY 40356 +1 (859) 881 - 8056
Community Trust Bank 678 Hwy 25, Corbin, KY 40701 +1 (606) 526 - 8777
Winchester Federal Bank 57 S Main St, Winchester, KY 40391 +1 (859) 744 - 1900
Kentucky Pawn Depot LLC. 910 N Dixie Hwy 102, Elizabethtown, KY 42701 +1 (270) 982 - 7296
BB&T 102 NW Park Square, Russellville, KY 42276 +1 (270) 726 - 2451

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Helton, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, No Credit Check Loans in Louisville, KY, Payday Loans in Owensboro, KY and Emergency Loan in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Helton, KY.

Are Payday Loans Legal In Helton, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Helton, KY payday loan calculator

Understanding Payday Loans in Helton, Kentucky

Payday loans are a type of short-term loan that has become increasingly popular in recent years. They are designed to provide borrowers with access to quick cash, with loan amounts typically ranging from a few hundred dollars up to $1,000 or more.

In the state of Kentucky, payday loans are legal, but only for check cashers. This means that if you need a payday loan in Helton, Kentucky, you’ll need to visit a check cashing location to get one.

How Do Payday Loans Work in Helton, Kentucky?

The process of getting a payday loan in Helton, Kentucky is relatively simple. First, you will need to find a check cashing location that offers payday loans. Once you have found a location, you will need to provide some basic information, such as your name, address, and income information. You will also need to provide a post-dated check or authorize an electronic debit from your bank account for the full amount of the loan plus any fees and interest.

Once your loan is approved, you will typically receive the funds in cash or as a direct deposit to your bank account. The loan will be due on your next payday, and you will need to repay the full amount of the loan plus any fees and interest at that time.

The Benefits of Payday Loans in Helton, Kentucky

Payday loans can be a useful tool for individuals who need access to quick cash. They are designed to provide borrowers with short-term financial relief and are often used to cover unexpected expenses such as car repairs or medical bills.

One of the benefits of payday loans is that they are relatively easy to qualify for, even if you have poor credit. This can make them a good option for individuals who may not qualify for traditional loans from banks or other lenders.

The Risks of Payday Loans in Helton, Kentucky

While payday loans can be a useful tool for some individuals, they do come with some risks and downsides that should be considered before taking out a loan.

One of the biggest risks of payday loans is that they often come with high interest rates and fees. This can make them very expensive, especially if you are unable to repay the loan on time. If you are unable to repay your loan, you may end up in a cycle of debt, where you are constantly renewing your loan and paying additional fees and interest.

Another risk of payday loans is that they can be a gateway to additional financial problems. If you find yourself relying on payday loans to cover your expenses, you may end up in a situation where you are unable to make ends meet without taking out additional loans.

Interesting Facts and Statistics About Payday Loans in Helton, Kentucky

  • According to the Kentucky Coalition for Responsible Lending, the average payday loan borrower in Kentucky takes out 10 loans per year, with an average loan amount of $340.
  • A typical payday loan in Kentucky carries an interest rate of 459% APR.
  • In 2019, the Kentucky General Assembly passed reforms aimed at protecting consumers from abusive payday lending practices. Under the new law, payday loans are limited to a maximum of two loans at a time, and borrowers must be given at least 90 days to repay their loan.

Apply Now

If you need a payday loan in Helton, Kentucky, TheGuaranteedLoans can help. We are a connector service that can match you with potential lenders who offer payday loans. Our online application process is fast and easy, and we work with a network of trusted lenders to help you get the cash you need. Apply now to see if you qualify.

F.A.Q.

What are the requirements to be eligible for a payday loan in Helton, Kentucky?

To be eligible for a payday loan in Helton, Kentucky, you must be at least 18 years old and have a valid government-issued ID and proof of income.

How long do I have to repay a payday loan in Helton, Kentucky?

Payday loans in Helton, Kentucky must be repaid within 60 days.