Payday Loans in Hillview, Kentucky

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No payday loan companies in Hillview, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Bluegrass Check Advance and Payday Loans 100 Madison Square Dr, Madisonville, KY 42431 +1 (270) 821 - 1616
Woodforest Bank 200 Walmart Way, Morehead, KY 40351 +1 (606) 783 - 0555
Cash Emporium 2440 Winchester Ave, Ashland, KY 41101 +1 (606) 325 - 9771
Cash Express 109 E Front St A, Glasgow, KY 42141 +1 (270) 659 - 2795
Best Financial Services Inc 502 Jamestown St, Columbia, KY 42728 +1 (270) 384 - 0508
Cash Express 15936 Fort Campbell Blvd, Oak Grove, KY 42262 +1 (270) 439 - 5182
BB&T 164 Main St, Pikeville, KY 41501 +1 (606) 433 - 5500
Eagle Finance 4333 Winston Ave, Latonia, KY 41015 +1 (859) 491 - 9901
Fairway Independent Mortgage Corporation 433 N Main St, Harlan, KY 40831 +1 (606) 312 - 1232
U.S. Bank Branch 108 S Main St, Mortons Gap, KY 42440 +1 (270) 824 - 3072

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hillview, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loan for Georgetown, KY, Online Loans in Hopkinsville, KY, Online Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hillview, KY.

Beautiful sights of Hillview, KY

Payday Loans Available in Hillview, KY By The Following ZIP Codes:

40109, 40129, 40165, 40229

Are Payday Loans Legal In Hillview, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Hillview, KY payday loan calculator

Payday loans in Hillview, Kentucky: What you need to know

Payday loans are a type of short-term loan that provide immediate cash to borrowers who are in need of assistance. Although payday loans often carry high interest rates, they are popular with consumers who need quick access to funds without the hassle of traditional loans.

In Hillview, Kentucky, payday loans are legal, but they’re only available through check cashers. If you’re considering a payday loan in Hillview, it’s important to understand the regulations and requirements before you apply.

How payday loans work in Hillview, Kentucky

Payday loans in Hillview, Kentucky are regulated by the state’s Division of Financial Institutions. Check cashers are the only entities authorized to offer payday loans in the state, and they must be licensed and follow strict guidelines established by state law. Here’s what you need to know:

  • Payday loans in Kentucky are limited to a maximum of $500, and repayment terms cannot exceed 60 days.
  • Check cashers can charge a maximum interest rate of 15% on payday loans, which means that a $100 loan would carry $15 in interest.
  • Borrowers can only have two payday loans outstanding at any given time, and the loans cannot be renewed or refinanced.
  • In the event of default or non-payment, a check casher can charge a maximum fee of $25, but cannot pursue criminal action against a borrower.

Requirements for obtaining a payday loan in Hillview

If you’re considering a payday loan in Hillview, Kentucky, there are several important requirements that you must meet:

  • You must be at least 18 years old and have a valid government-issued ID.
  • You must have a regular source of income, and the check casher will require proof of income such as a pay stub or bank statement.
  • You must provide the check casher with a post-dated check for the loan amount, plus any applicable fees.

It’s important to remember that payday loans are intended to be short-term loans, and should only be used for emergency expenses such as unexpected car repairs or medical bills. If you’re struggling with long-term financial difficulties, a payday loan may not be the best option.

Interesting facts and statistics about payday loans in Hillview

  • As of 2021, there are 42 licensed check cashers in Hillview, Kentucky.
  • The average payday loan amount in Kentucky is $340.
  • According to a study by the Pew Charitable Trusts, the average payday borrower in Kentucky takes out eight loans per year, and spends almost half the year in debt.

Apply now for a payday loan in Hillview!

At TheGuaranteedLoans, we’re committed to helping consumers get the financial help they need, when they need it. If you’re considering a payday loan in Hillview, Kentucky, we can help you find a lender that’s right for your needs. Simply fill out our online application, and we’ll connect you with potential lenders who can offer you the cash you need.

Remember: TheGuaranteedLoans is a connector service, and not a direct lender. We do not make credit decisions, and we do not guarantee loan approval. However, we work with a network of reputable lenders who are committed to providing fair and transparent lending practices.

Apply now and take the first step toward financial security!

F.A.Q.

Are there any alternatives to payday loans in Hillview, Kentucky?

Yes, there are several alternatives to payday loans in Hillview, Kentucky, such as small personal loans, credit union loans, or borrowing from friends or family.

What should I do if I am unable to repay my payday loan in Hillview, Kentucky?

If you are unable to repay your payday loan in Hillview, Kentucky, you should contact your lender immediately and discuss your options, such as negotiating a payment plan or seeking financial counseling.