Payday Loans in Huddy, Kentucky

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No payday loan companies in Huddy, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Peoples Bank & Trust Co 101 N Main, Owenton, KY 40359 +1 (502) 484 - 3466
Louisa Cash Express 100 Pocahontas St, Louisa, KY 41230
Fortera Credit Union 3225 Lafayette Rd, Hopkinsville, KY 42240 +1 (931) 431 - 6800
World Finance Corporation 7694 Liberty Rd, West Liberty, KY 41472 +1 (606) 743 - 4212
People's Choice Credit Union 1000 Elm St, Fulton, KY 42041 +1 (270) 472 - 1190
Lease Zone 733 S Broadway St, Georgetown, KY 40324 +1 (502) 868 - 0002
United Community Bank of West Kentucky 131 E Main St, Morganfield, KY 42437 +1 (270) 389 - 3232
First Financial Bank 1843-2099, Oak Park Blvd, Calvert City, KY 42029 +1 (270) 395 - 0781
First Financial Bank 104 S Chiles St, Harrodsburg, KY 40330 +1 (859) 734 - 5452
Cash Express 274 KY-44, Shepherdsville, KY 40165 +1 (502) 543 - 4379

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Huddy, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Quick Loan in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loan for Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Huddy, KY.

Beautiful sights of Huddy, KY

Are Payday Loans Legal In Huddy, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Huddy, KY payday loan calculator

Understanding Payday Loans in Huddy, Kentucky

Payday loans have become a popular financial option for many individuals in need of short-term funds. In Huddy, Kentucky, residents can access payday loans through check cashers since they are legal. These loans provide a way for individuals to access quick cash and pay back the loan on their next payday.

How Payday Loans Work in Huddy, Kentucky?

Payday loans are different from traditional bank loans in that they are typically for smaller loan amounts and have a shorter loan term. In Huddy, Kentucky, the maximum amount for payday loans is $500, with a repayment term of 14 to 60 days.

To apply for a payday loan in Huddy, Kentucky, you will need to provide proof of income, such as a pay stub or bank statement, and a valid ID. The lender will also require a post-dated check for the loan amount and fees. If the loan is not repaid in full by the due date, the lender can cash the post-dated check.

The fees for payday loans in Huddy, Kentucky are regulated by the state. The fees are limited to $15 per $100 borrowed. For example, if you borrow $300, the fees cannot exceed $45. In addition, lenders cannot charge fees for loan renewals or extensions.It is important to note that payday loans can be expensive and should only be used for emergency situations.

The Pros and Cons of Payday Loans in Huddy, Kentucky

Payday loans offer benefits to those in need of quick cash. One of the most significant benefits is the ease of access to funds, with many payday lenders offering online applications and quick approval times. In addition, payday lenders do not usually require a credit check, making it easier for individuals with poor credit scores to access funds.

However, there are also risks associated with payday loans. The high fees can make it difficult for borrowers to repay the loan, leading to a cycle of debt. In addition, some payday lenders have been found to engage in predatory lending practices, such as charging excessive fees or rolling over loans without the borrower’s consent.

Interesting Facts and Statistics About Payday Loans in Huddy, Kentucky

  • Approximately 12 million Americans use payday loans each year.
  • The average payday loan borrower takes out eight loans per year.
  • Around 80% of payday loans are rolled over or renewed within two weeks.
  • In Kentucky, the average payday loan amount is $340.
  • Huddy, Kentucky is home to several payday lenders, offering easy access to payday loans for residents.

Apply Now for a Payday Loan in Huddy, Kentucky

If you are in need of quick cash in Huddy, Kentucky, consider a payday loan from one of the trusted lenders in our network. TheGuaranteedLoans is a connector service that can help match you with potential lenders. Simply fill out our online application and get connected to lenders who meet your needs.

Remember to only borrow what you can afford to repay, and always read the terms and conditions carefully before accepting a loan offer. Say goodbye to the stress of financial emergencies today and apply now!

F.A.Q.

Can I apply for a payday loan online in Huddy, Kentucky?

Yes, you can apply for a payday loan online in Huddy, Kentucky, as long as the lender is licensed to operate in the state.

Do I need a bank account to take out a payday loan in Huddy, Kentucky?

Yes, you will need a valid bank account to take out a payday loan in Huddy, Kentucky.