Payday Loans in Island, Kentucky

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No payday loan companies in Island, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services 1627 Ashland Rd, Greenup, KY 41144 +1 (606) 473 - 9876
River City Pawn 202 S Main St, Leitchfield, KY 42754 +1 (270) 259 - 4047
Hancock Bank and Trust Company 102 W Main St, Cloverport, KY 40111 +1 (270) 788 - 3749
Mariner Finance 118 S Main St 4, Dry Ridge, KY 41035 +1 (859) 824 - 4455
ABC Finance Co., Inc. 430 US-62, Princeton, KY 42445 +1 (270) 365 - 7444
Cashland 311 US-62, Princeton, KY 42445 +1 (877) 690 - 2274
Cash Express 630 W 7th St, Hopkinsville, KY 42240 +1 (270) 890 - 9979
Advance America 601 D. N, Carol Malone Blvd, Grayson, KY 41143 +1 (606) 474 - 9119
Heights Finance Corporation 1365 S Main St, Madisonville, KY 42431 +1 (270) 825 - 8755
Farmers State Bank RR 3, Booneville, KY 41314 +1 (606) 593 - 2224

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Island, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Short-term Loans in Louisville, KY, Online Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Island, KY.

Beautiful sights of Island, KY

Payday Loans Available in Island, KY By The Following ZIP Codes:

42350

Are Payday Loans Legal In Island, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Island, KY payday loan calculator

Understanding Payday Loans in Island, Kentucky – What You Need to Know

Are you considering a payday loan in Island, Kentucky? Payday loans are a popular option for those who need cash quickly, but it’s important to understand the details before making a decision. In this article, we’ll provide all the necessary information and walk you through the process of securing a payday loan in Island, Kentucky.

What are Payday Loans?

Payday loans are a short-term loan option that’s designed to provide quick cash for those who need it. These loans are typically offered to people with poor credit or without a credit history, and they function as an advance on the borrower’s upcoming paycheck. Borrowers typically have to repay the loan plus interest and fees on their next payday.

In Kentucky, payday loans are legal and regulated by state law. However, these loans are only legal for check cashers, which means that banks are unable to offer payday loans to their customers.

How Does the Payday Loan Process Work in Island, Kentucky?

The process of securing a payday loan in Island, Kentucky is fairly straightforward. First, you’ll need to find a licensed check casher in the state. Once you’ve found a lender, you’ll need to provide some basic information about yourself, including your name, address, and employment information.

After providing your information, the lender will review your application and determine if you’re eligible for a payday loan. If you are approved, the lender will typically provide the cash within a few hours or the next business day. You’ll then be expected to repay the loan plus interest and fees on your next payday.

What are the Risks of Payday Loans?

While payday loans can be a helpful resource in times of financial need, these loans come with some inherent risks. For one, payday loans typically come with high interest rates, which can make it difficult to repay the loan on time. Additionally, if you’re unable to repay the loan on time, you may be subject to additional fees and penalties.

It’s important to carefully consider your financial situation before taking out a payday loan. Make sure you’re able to repay the loan on time and avoid falling into a cycle of debt.

Interesting Facts and Statistics About Payday Loans in Island, Kentucky

  • More than 50% of payday loan borrowers in Kentucky have an annual income of less than $30,000.
  • The average payday loan in Kentucky is $350.
  • Kentucky law allows lenders to charge up to $15 in interest per $100 borrowed.
  • In 2019, Kentucky borrowers took out more than 555,000 payday loans.

Apply Now

If you’re considering a payday loan in Island, Kentucky, TheGuaranteedLoans can help connect you with a potential lender. Our service is designed to connect borrowers with lenders who can offer competitive rates and flexible repayment terms. Keep in mind that TheGuaranteedLoans is a connector service, not a direct lender, and we do not make credit decisions or provide loans ourselves.

To get started, simply fill out our online application and we’ll match you with a lender who can provide a payday loan that meets your needs. It’s a simple and easy process that can help you get the cash you need quickly.

Conclusion

If you’re in need of quick cash in Island, Kentucky, a payday loan may be a helpful resource. However, it’s important to understand the risks and make sure you’re able to repay the loan on time. By following the advice in this article and working with TheGuaranteedLoans, you can secure a payday loan that meets your needs and allows you to take control of your finances.

F.A.Q.

What are the requirements to be eligible for a payday loan in Island, Kentucky?

To be eligible for a payday loan in Island, Kentucky, you must be at least 18 years old and have a valid government-issued ID and proof of income.

How long do I have to repay a payday loan in Island, Kentucky?

Payday loans in Island, Kentucky must be repaid within 60 days.