Payday Loans in Isonville, Kentucky

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No payday loan companies in Isonville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 2551 KY-227 Ste A, Carrollton, KY 41008 +1 (502) 732 - 0965
Cash Express 702 H C Mathis Dr, Paducah, KY 42001 +1 (270) 444 - 0971
Lincoln Financial Group 2940 Hebron Park Dr 301, Hebron, KY 41048 +1 (859) 689 - 4970
World Finance 7694 Liberty Rd, West Liberty, KY 41472 +1 (606) 462 - 2131
CFSB 456 5th Ave SE, Calvert City, KY 42029 +1 (270) 395 - 7616
Sacramento Deposit Bank 335 Main St, Sacramento, KY 42372 +1 (270) 736 - 2212
WesBanco Bank 100 United Dr, Versailles, KY 40383 +1 (859) 873 - 3136
Kwik Cash 315 W 5th St #200, Benton, KY 42025 +1 (270) 527 - 4344
Hope Capital Co. Settlement Funding 460 Allen Dr, Salyersville, KY 41465 +1 (606) 359 - 3423
First Kentucky Bank 223 S 6th St, Mayfield, KY 42066 +1 (270) 247 - 1403

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Isonville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Bad Credit Loans in Georgetown, KY, Same Day Loans in Hopkinsville, KY, Online Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loan Without a Credit Check in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Isonville, KY.

Payday Loans Available in Isonville, KY By The Following ZIP Codes:

41149, 41171

Are Payday Loans Legal In Isonville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Isonville, KY payday loan calculator

Payday loans are a popular type of loan in Isonville, Kentucky. These loans offer quick and easy access to funds in times of financial emergency. In Kentucky, payday loans are legal for check cashers only. However, borrowers should make sure that they understand the terms and fees associated with payday loans before taking out such a loan. It’s important to understand that payday loans can be risky and come with high interest rates.

How do payday loans work in Isonville, Kentucky?

Payday loans work by allowing borrowers to access quick cash based on their next paycheck. In Isonville, Kentucky, borrowers can apply for a payday loan in person or online. After the borrower provides their proof of income and other necessary documentation, they may receive cash in exchange for a post-dated check or authorization to withdraw funds from their bank account on the date the loan is due.

Payday loans in Isonville, Kentucky typically have a term of 14 days, although the loan term may be extended up to 60 days with the agreement of both the borrower and the lender. Borrowers are required to pay back the loan and any associated fees on the due date. If the borrower fails to repay the loan in full on the due date, the lender may charge additional fees and interest.

What are the fees associated with payday loans in Isonville, Kentucky?

Payday loans in Isonville, Kentucky can come with high fees and interest rates. The fees associated with payday loans can vary depending on the lender. However, the maximum finance charge that can be charged on a payday loan in Kentucky is $15 per $100 borrowed. This means that if a borrower takes out a payday loan for $500, they will be required to repay $575 on the due date.

The interest rate for a payday loan in Kentucky is not limited. However, lenders are required to disclose the APR (annual percentage rate) on the loan. The APR includes the interest rate and any fees associated with the loan. It’s important for borrowers to understand the APR so they can compare the cost of different payday loans and make an informed decision about which loan to choose.

How much can I borrow with a payday loan in Isonville, Kentucky?

The amount that borrowers can borrow with a payday loan in Isonville, Kentucky varies depending on the lender and the borrower’s income. Typically, borrowers can borrow up to $500 with a payday loan. However, the amount that a borrower can borrow may be lower based on their income and other factors.

What are the eligibility requirements for a payday loan in Isonville, Kentucky?

To be eligible for a payday loan in Isonville, Kentucky, borrowers must be at least 18 years old and have a steady source of income. Borrowers must also provide identification, proof of income, and other necessary documentation. Lenders may also check the borrower’s credit report to determine their creditworthiness.

What are the risks associated with payday loans in Isonville, Kentucky?

Payday loans in Isonville, Kentucky can be risky and lead to a cycle of debt. The high fees and interest rates associated with payday loans can make it difficult for borrowers to repay the loan on the due date. Borrowers who are unable to repay the loan on time may face additional fees and interest charges, which can make it even harder to pay off the loan.

Borrowers who are unable to repay the loan may also be at risk of falling into a cycle of debt. This can occur when borrowers take out new payday loans to pay off existing loans. The fees and interest associated with these loans can quickly add up, making it difficult or impossible for borrowers to escape the cycle of debt.

Apply now for a payday loan in Isonville, Kentucky

If you’re facing a financial emergency and need access to cash quickly, a payday loan may be a solution. At TheGuaranteedLoans, we offer a connector service that can connect you with potential lenders who can offer payday loans in Isonville, Kentucky. Our application process is quick and easy, and you can receive a loan decision in minutes.

It’s important to note that TheGuaranteedLoans is not a direct lender. We simply connect borrowers with potential lenders. When you apply for a loan through our site, you’ll be redirected to a lender’s website to complete the application process. We encourage borrowers to review the terms and fees associated with payday loans before applying for a loan.

Interesting facts about payday loans in Isonville, Kentucky:

  • According to the Center for Responsible Lending, the average interest rate on a payday loan in Kentucky is 455% APR.
  • In Kentucky, borrowers are limited to two payday loans at a time, and the total amount borrowed cannot exceed $500.
  • In 2019, there were 516 licensed payday lenders operating in Kentucky.
  • Kentucky is one of 27 states that allows payday lending.

F.A.Q.

Can I be sued or have my wages garnished if I default on my payday loan in Isonville, Kentucky?

Yes, you can be sued or have your wages garnished if you default on your payday loan in Isonville, Kentucky.

Are there any consumer protection laws for payday loans in Isonville, Kentucky?

Yes, Kentucky has consumer protection laws for payday loans that regulate the terms and conditions of these loans.