Payday Loans in Jonancy, Kentucky

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No payday loan companies in Jonancy, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Express 805 N Main St b, Tompkinsville, KY 42167 +1 (270) 487 - 1052
Money Now 2206 Hikes Ln A, Louisville, KY 40218 +1 (502) 456 - 6663
City National Bank 603 S Mayo Trail, Paintsville, KY 41240 +1 (606) 788 - 0044
Jerry's Jewelry 1207 W Madison St, Franklin, KY 42134 +1 (270) 586 - 5403
Cash Express 4065 N Mayo Trail, Pikeville, KY 41501 +1 (606) 437 - 1622
Cash Express 302 Campbellsville Bypass, Campbellsville, KY 42718 +1 (270) 469 - 3623
World Finance Corporation 2551 KY-227 a, Carrollton, KY 41008 +1 (502) 732 - 0965
Cash Express 856 Paris Rd, Mayfield, KY 42066 +1 (270) 247 - 2012
Central Kentucky Federal Savings Bank, a Division of First Federal Savings Bank of Kentucky 120 Skywatch Dr, Danville, KY 40422 +1 (859) 236 - 4277
The Cecilian Bank 536 Highland Ave, Vine Grove, KY 40175 +1 (270) 877 - 6200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jonancy, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jonancy, KY.

Are Payday Loans Legal In Jonancy, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Jonancy, KY payday loan calculator

The Facts About Payday Loans in Jonancy, Kentucky

Sometimes, life has a way of throwing unexpected expenses our way and it can be difficult to make ends meet. In those moments, it can be helpful to have access to additional funds, which is where payday loans come in. In Jonancy, Kentucky, payday loans are a relatively common way to get access to quick cash when you need it.

What Are Payday Loans?

A payday loan is a short-term loan that is meant to be paid back on your next payday. Typically, payday loans are for smaller amounts of money than traditional personal loans and are usually used as a form of emergency cash. In Jonancy, Kentucky, check cashers are the only ones allowed to offer payday loans, and they must be licensed by the state.

How Do Payday Loans Work?

The process of getting a payday loan in Jonancy is relatively straightforward. You’ll need to provide proof of income, a government-issued ID, and a post-dated check or authorization for a withdrawal from your bank account. The post-dated check or withdrawal is for the full amount of the loan plus any fees and interest. If you’re approved for the loan, you’ll receive the funds you need and then repay the loan on your next payday.

The Pros and Cons of Payday Loans

While payday loans can be helpful in a pinch, they’re not always the best option. Here are some of the pros and cons to consider before taking out a payday loan in Jonancy:

  • Pros
  • Payday loans can provide quick access to cash when you need it
  • You don’t need a high credit score to get approved
  • The application process is usually quick and easy
  • Cons
  • Payday loans can have high interest rates and fees
  • They can lead to a cycle of debt if you’re unable to repay them on time
  • They’re not a long-term solution to financial problems

Interesting facts and statistics about Payday loans in Jonancy, Kentucky

According to recent data, the average APR for payday loans in Kentucky is 391%. Only check cashers are allowed to offer payday loans in Kentucky; at this moment there are 2 check cashers active in Jonancy, with approximately 5 to 10 payday loans issued daily in total.

Apply Now

If you’re considering a payday loan in Jonancy, remember that TheGuaranteedLoans is here to help connect you with potential lenders. Simply fill out our online application and we’ll work to connect you with lenders who meet your needs. It’s important to remember that TheGuaranteedLoans is not a direct lender and that payday loans can have high interest rates and fees. We encourage you to carefully consider your options and only take out a payday loan if it’s the best option for your financial situation.

In conclusion

Payday loans can be a helpful option in an emergency financial situation, but it’s important to carefully consider your options before taking out a loan. Make sure you understand the fees and interest rates associated with the loan, and always make sure you can repay the loan on time to avoid falling into a cycle of debt.

F.A.Q.

Can I apply for a payday loan if I am receiving Social Security benefits in Jonancy, Kentucky?

Yes, individuals who are receiving Social Security benefits are eligible to apply for payday loans in Jonancy, Kentucky. However, they will need to provide proof of income in order to qualify.

Can I apply for a payday loan if I am a student in Jonancy, Kentucky?

Yes, students are eligible to apply for payday loans in Jonancy, Kentucky, as long as they meet the other eligibility requirements. However, it is important to carefully consider whether a payday loan is the best option for managing their finances as a student.