Payday Loans in Jonesville, Kentucky

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No payday loan companies in Jonesville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Abound Credit Union 1452 Old State Rd, Brandenburg, KY 40108 +1 (800) 285 - 5669
United Bank 3285 Main St, Stamping Ground, KY 40379 +1 (502) 535 - 6221
Walmart Money Center 725 Campbellsville Bypass, Campbellsville, KY 42718 +1 (270) 789 - 0707
Cash Express 8136 US-60, Ashland, KY 41102 +1 (606) 928 - 1039
Huntington Bank 2252 Burlington Pike, Burlington, KY 41005 +1 (859) 586 - 7100
ky check advance 209 KY-15, Jackson, KY 41339 +1 (606) 666 - 7007
Mariner Finance 300 Mill St Suite 100, Leitchfield, KY 42754 +1 (270) 287 - 9021
Heights Finance Corporation 102 Finley Dr, Georgetown, KY 40324 +1 (502) 570 - 0301
Cash Express 465 Mountain Pkwy, Salyersville, KY 41465 +1 (606) 349 - 7745
44 Auto Mart 1 Bardstown 104 W John Rowan Blvd, Bardstown, KY 40004 +1 (502) 348 - 4187

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jonesville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Guaranteed Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Quick Loan in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jonesville, KY.

Are Payday Loans Legal In Jonesville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Jonesville, KY payday loan calculator

The Ins and Outs of Payday Loans in Jonesville, Kentucky

Payday loans are a common financial tool that many Americans use to manage their monthly expenses. For those living in Jonesville, Kentucky, taking out a payday loan is a legal option for those who need fast cash. In this article, we’ll explore the ins and outs of payday loans in Jonesville, including how they work, how to apply for one, and what to consider before taking out a loan.

What is a Payday Loan?

A payday loan is a short-term loan that typically has a high-interest rate. These loans are designed to help individuals who need cash quickly and cannot wait until their next paycheck. Typically, payday loans are due on the borrower’s next payday, which is usually within two weeks of the loan being issued.

In Jonesville, Kentucky, payday loans are legal for check cashers. The maximum amount that can be borrowed is $500, and lenders are allowed to charge up to $15 per $100 borrowed. This means that if you borrow $300, you can expect to pay $45 in interest and fees.

How to Apply for a Payday Loan

Applying for a payday loan in Jonesville is a simple process. First, you’ll need to find a lender that offers payday loans in your area. TheGuaranteedLoans is a connector service that can help connect you with potential lenders in Jonesville.

Once you’ve found a lender, you’ll need to provide some basic information, including your name, address, and employment information. You’ll also need to provide proof of income and a bank account where the loan can be deposited.

Typically, payday loans do not require a credit check, which means that individuals with poor credit can still be approved for a loan. However, it’s important to remember that payday loans come with high-interest rates and fees, so it’s essential to carefully consider whether you can afford to repay the loan before applying.

What to Consider Before Taking Out a Payday Loan

While payday loans can be a helpful financial tool, they also come with risks. Before taking out a payday loan in Jonesville, it’s important to carefully consider a few key factors.

  • Costs and Fees: Payday loans come with high-interest rates and fees, which can make them expensive. You should carefully consider whether you can afford to repay the loan and whether it’s worth the cost.
  • Repayment Terms: Payday loans are typically due on the borrower’s next payday, which is usually within two weeks. If you cannot repay the loan on time, you may be charged additional fees and interest, which can make it even harder to repay the loan.
  • Alternatives: Before taking out a payday loan, consider whether there are other options available. For example, you may be able to borrow from a friend or family member, or you may be able to negotiate a payment plan with your creditors.

Interesting Facts and Statistics about Payday Loans in Jonesville, Kentucky

  • In Kentucky, the average payday loan is $340.
  • According to the National Consumer Law Center, payday loans typically have an average interest rate of 391%.
  • According to a survey by Pew Charitable Trusts, 12 million Americans take out payday loans every year.

Apply Now

At TheGuaranteedLoans, we are a connector service that can help connect you with potential lenders in Jonesville, Kentucky. If you’re considering taking out a payday loan, we encourage you to fill out an online application on our website. Remember, we are not a direct lender, but we’ll facilitate your connection with potential lenders who may be able to help. Apply now to get started.

In conclusion, payday loans in Jonesville, Kentucky can be a helpful financial tool for those who need fast cash. However, it’s essential to carefully consider the costs and risks associated with payday loans before applying. With the help of TheGuaranteedLoans, you can connect with potential lenders and find the loan that’s right for you.

F.A.Q.

Are payday loans legal in Jonesville, Kentucky?

Yes, payday loans are legal in Jonesville, Kentucky.

What is the maximum loan amount I can borrow in Jonesville, Kentucky?

The maximum loan amount you can borrow in Jonesville, Kentucky is $500.