Payday Loans in Kirksey, Kentucky

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No payday loan companies in Kirksey, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
SunLendingUSA 1030 Monarch St STE 330, Lexington, KY 40513 +1 (859) 233 - 0143
Salyersville National Bank 342 Parkway Dr, Salyersville, KY 41465 +1 (606) 349 - 3131
Heights Finance Corporation 73 Greer Lane, Corbin, KY 40701 +1 (606) 528 - 7499
World Finance 162 Appalachian Plaza, South Williamson, KY 41503 +1 (606) 237 - 5115
LightPoint Mortgage Company, Inc. 161 St Matthews Ave STE 10, Louisville, KY 40207 +1 (502) 565 - 2511
Bluegrass Credit Corporation 908 E Main St 1, Richmond, KY 40475 +1 (859) 625 - 5561
LendNation 934 Louisville Rd Ste D, Frankfort, KY 40601 +1 (502) 696 - 9280
Aimmes links 240 Manchester Square, Manchester, KY 40962 +1 (606) 598 - 6123
Best Financial Service 2340 US-127, Russell Springs, KY 42642 +1 (270) 866 - 2996
Cash Express 805 Monmouth St, Newport, KY 41071 +1 (859) 291 - 0547

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kirksey, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Florence, KY, Payday Loan Without a Credit Check in Georgetown, KY, Payday Loan Without a Credit Check in Hopkinsville, KY, Bad Credit Loans in Louisville, KY, Payday Loan Without a Credit Check in Owensboro, KY and Payday Loan for Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kirksey, KY.

Are Payday Loans Legal In Kirksey, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Kirksey, KY payday loan calculator

Understanding Payday Loans in Kirksey, Kentucky

When faced with a financial emergency, a payday loan can offer fast and convenient relief that can help you get on your feet again. Payday loans are especially helpful for those who have a less than perfect credit score, as they do not require a credit check to be approved. However, it’s important to understand the details of payday loans before jumping in.

How Do Payday Loans Work in Kirksey, Kentucky?

Payday loans in Kirksey, Kentucky, are legal as long as they are provided by check cashers. A payday loan is a short-term loan that typically ranges from $100 to $1,500. To apply for a payday loan, you’ll need to have proof of income, a checking account, and ID.

Payday loans are designed to be repaid on your next payday, usually within 14 days. The lender will typically require a post-dated check or an authorization for electronic debit authorization in order to take the repayment amount directly from your bank account.

The Pros and Cons of Payday Loans in Kirksey, Kentucky

When used responsibly, payday loans in Kirksey, Kentucky, can be a great way to get fast cash to cover an unexpected expense. However, there are also some potential downsides to consider.

On the plus side, payday loans in Kirksey, Kentucky:

  • Are easy to obtain
  • Do not require a credit check
  • Are available to borrowers with less-than-perfect credit
  • Can be used to cover unexpected expenses or emergencies

However, there are some potential downsides to payday loans in Kirksey, Kentucky:

  • They come with high interest rates and fees
  • Can lead to a cycle of debt if not repaid on time
  • May not be the best solution for long-term financial difficulties

Interesting Facts and Statistics about Payday Loans in Kirksey, Kentucky

  • According to a study by the Consumer Financial Protection Bureau, 80% of payday loans are rolled over or followed by another loan within 14 days.
  • In Kentucky, the average payday loan is $339.50 with an APR of 455%.
  • The National Consumer Law Center reports that Kentucky has the highest payday loan interest rate cap in the country at 36%.

Apply Now

If you need fast cash to cover an unexpected expense, a payday loan in Kirksey, Kentucky, could be the right solution for you. TheGuaranteedLoans is a connecting service that can help you find a potential lender who could meet your needs. We do not directly lend money, but we can help facilitate your connection with a potential lender who could offer you a payday loan that fits your budget and timeline. To get started, simply fill out our online application now.

F.A.Q.

What fees are associated with payday loans in Kirksey, Kentucky?

Payday loans in Kirksey, Kentucky may have fees for late payments, insufficient funds, or other penalties. Be sure to carefully review the terms of the loan before agreeing to it.

Can I apply for a payday loan if I am currently in bankruptcy in Kirksey, Kentucky?

No, individuals who are currently in bankruptcy are not eligible for payday loans in Kirksey, Kentucky.