Payday Loans in Knifley, Kentucky

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No payday loan companies in Knifley, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Commerce Bank 534 Marsailles Rd, Versailles, KY 40383 +1 (859) 879 - 9455
Best Financial Services Inc 83 Steve Dr, Russell Springs, KY 42642 +1 (270) 866 - 2996
Cash-A-Check 1125 N Main St, Beaver Dam, KY 42320 +1 (270) 274 - 7779
Auburn Banking Co 218 W Main St, Auburn, KY 42206 +1 (270) 542 - 4185
Fast Payday Loans 503 N Main St, Nicholasville, KY 40356 +1 (859) 887 - 2700
World Finance Corporation 1916 Bypass Rd, Winchester, KY 40391 +1 (859) 737 - 6281
Heights Finance Corporation 2550 KY-72 #2, Harlan, KY 40831 +1 (606) 573 - 3224
USA Payday Loans 200 Tiger Way, Georgetown, KY 40324
Yes Loans & Check Cashing 3821 Louisa Rd, Catlettsburg, KY 41129 +1 (606) 739 - 0503
HLT Check Exchange 441 S Mayo Trail, Paintsville, KY 41240 +1 (606) 789 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Knifley, KY, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Florence, KY, Emergency Loan in Georgetown, KY, Payday Loans in Hopkinsville, KY, Quick Loan in Louisville, KY, Bad Credit Loans in Owensboro, KY and No Credit Check Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Knifley, KY.

Are Payday Loans Legal In Knifley, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Knifley, KY payday loan calculator

Understanding Payday Loans in Knifley, Kentucky

Payday loans are a type of short-term loan that is typically due on the borrower’s next payday. These loans are often used when unexpected expenses arise, and the borrower needs money to cover them until they receive their next paycheck.

In Knifley, Kentucky, payday loans are legal, but only for check cashers. Brick and mortar stores, as well as online lenders, offer payday loans to residents of Knifley.

How do Payday Loans Work?

To apply for a payday loan, the borrower must provide the lender with proof of income, a checking account or prepaid debit card, and personal information, such as their name and address. The lender will then lend the borrower the desired amount of money, usually up to $500, depending on the borrower’s income.

The borrower is then required to pay the loan back, plus interest and fees, on their next payday. If the borrower is unable to pay the loan back on time, the lender may offer a rollover, which means the borrower must pay additional fees and interest to extend the loan.

The Pros and Cons of Payday Loans

Like any financial product, payday loans come with both pros and cons. One of the major benefits of payday loans is that they are easy to qualify for, and the application process is typically quick and simple. This makes them an attractive option for individuals who need money quickly.

However, payday loans can also come with high interest rates and fees, making them an expensive form of borrowing. Additionally, borrowers who are unable to pay the loan back on time may find themselves in a cycle of debt, as they must pay additional fees and interest to extend the loan.

Interesting Facts and Statistics about Payday Loans in Knifley, Kentucky

  • Kentucky has the 7th highest rate of payday loan usage in the country.
  • The average payday loan in Kentucky is $323, with an average interest rate of 455%.
  • The majority of payday loan borrowers in Kentucky are female.
  • Typically, payday loan borrowers in Kentucky have an income of less than $30,000 per year.

Apply Now

At TheGuaranteedLoans, we connect borrowers in Knifley, Kentucky, with potential lenders who offer payday loans. Our application process is quick and easy, and we are committed to connecting borrowers with lenders who offer fair and affordable loans.

Please note that TheGuaranteedLoans is a connector service and not a direct lender. We work with a network of reputable lenders who are committed to offering fair and affordable loans to borrowers in Knifley and beyond.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application form. We’ll match you with lenders who offer loans that meet your needs and budget. Apply now to get the funds you need to cover unexpected expenses!

F.A.Q.

How do I repay a payday loan in Knifley, Kentucky?

Payday loans in Knifley, Kentucky are typically repaid in full on the borrower's next payday, either by providing a post-dated check or authorizing electronic access to the borrower's checking account.

Can I apply for a payday loan if I am self-employed in Knifley, Kentucky?

Yes, individuals who are self-employed are eligible to apply for payday loans in Knifley, Kentucky. However, they may need to provide additional documentation to prove their income.