Payday Loans in Kuttawa, Kentucky

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Kuttawa, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
First American Cash Advance 219 Prince Royal Dr Suite 1, Berea, KY 40403 +1 (859) 985 - 0939
BB&T 107 Yocum St, Evarts, KY 40828 +1 (606) 837 - 3200
Advance America 106 Kentucky Home Square, Bardstown, KY 40004 +1 (502) 350 - 3310
World Finance Corporation 255 Wallace Wilkinson Blvd, Liberty, KY 42539 +1 (606) 787 - 1870
Cash Express 2033B US-41, Henderson, KY 42420 +1 (270) 869 - 1666
Community Check Advance Inc 108 Ensminger Dr, Glasgow, KY 42141 +1 (270) 629 - 2424
World Finance Corporation 324 S Main St, Leitchfield, KY 42754 +1 (270) 259 - 3121
Limestone Bank 646 Elm St, Eminence, KY 40019 +1 (502) 845 - 1001
Lewisburg Banking Co 287 N Main St, Lewisburg, KY 42256 +1 (270) 755 - 4818
Hart County Bank & Trust Co 331 Main St, Munfordville, KY 42765 +1 (270) 524 - 2231

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kuttawa, KY, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kuttawa, KY.

Beautiful sights of Kuttawa, KY

Payday Loans Available in Kuttawa, KY By The Following ZIP Codes:

42055

Are Payday Loans Legal In Kuttawa, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Kuttawa, KY payday loan calculator

Introduction

Payday loans can be a helpful option for people in need of quick cash to cover unexpected expenses. In Kentucky, payday loans are legal, but only for check cashers. Kuttawa is a town in Lyon County, Kentucky, where many people may be considering payday loans for their financial needs. In this article, we will take an in-depth look at payday loans in Kuttawa, Kentucky, and provide useful information for those considering this option.

How Payday Loans Work

Payday loans are short-term loans that are typically due on the borrower’s next payday. To apply for a payday loan, the borrower must meet certain requirements, such as being at least 18 years of age, having a valid ID, and a bank account. The borrower provides the lender with a post-dated check for the loan amount and any fees and receives the loan amount in cash or deposited into their bank account. When the loan is due, the lender cashes the check unless the borrower extends the loan.

Payday Loans in Kentucky

Payday lending is legal in Kentucky, but there are certain restrictions and regulations that lenders must follow. For example, payday loans are limited to a maximum of $500, and the borrower may not have more than two outstanding payday loans at any time. Additionally, the lender cannot charge more than $15 per $100 borrowed in fees. These restrictions are in place to protect borrowers from spiraling into debt due to high fees and interest rates.

Are Payday Loans a Good Idea?

While payday loans can be helpful in emergencies, they come with high-interest rates and fees. The average interest rate on payday loans in Kentucky is around 400%, which means that borrowing $500 for just two weeks could cost the borrower $75 in fees alone. Before deciding to take out a payday loan, borrowers should consider their options and alternatives, such as asking for an advance from their employer or borrowing from family or friends.

Applying for a Payday Loan in Kuttawa, Kentucky

For those who decide that a payday loan is the best option, there are several lenders in Kuttawa, Kentucky that offer payday loans. However, it is important to research and compare lenders to ensure that they are reputable and offer reasonable rates and fees. TheGuaranteedLoans is a connector service that can help borrowers connect with potential lenders. It is important to note that TheGuaranteedLoans is not a direct lender, and borrowers will still need to meet the lender’s requirements and qualifications.

Interesting Facts and Statistics about Payday Loans in Kuttawa, Kentucky

  • According to a report by the Kentucky Coalition for Responsible Lending, the average borrower in Kentucky takes out 10 payday loans per year.
  • The same report found that payday lenders in Kentucky charge an average APR of 391%.
  • In 2019, the Kentucky General Assembly passed a bill to cap payday loan interest rates at 36% APR for active-duty military members and their dependents.

Apply Now

Are you considering a payday loan in Kuttawa, Kentucky? TheGuaranteedLoans can help connect you with potential lenders. Simply visit our website and fill out our online application. Remember, payday loans should only be used in emergencies and when no other options are available. Be sure to research and compare lenders to find the best rates and terms for your needs.

Conclusion

Payday loans can be a useful option for those in need of quick cash, but they come with high-interest rates and fees. Borrowers in Kuttawa, Kentucky have several lenders to choose from, but it is important to do research and compare rates before deciding on a lender. Remember, payday loans should only be used in emergencies and when no other options are available. TheGuaranteedLoans can help borrowers connect with lenders, but it is important to note that TheGuaranteedLoans is not a direct lender and borrowers will still need to meet the lender’s requirements and qualifications.

F.A.Q.

Are payday loans legal in Kuttawa, Kentucky?

Yes, payday loans are legal in Kuttawa, Kentucky.

What is the maximum loan amount I can borrow in Kuttawa, Kentucky?

The maximum loan amount you can borrow in Kuttawa, Kentucky is $500.