Payday Loans in Lowmansville, Kentucky

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No payday loan companies in Lowmansville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Central Financial Services 125 Cowtown Rd, Hindman, KY 41822 +1 (606) 785 - 9871
Sebree Deposit Bank 7079 KY-56, Sebree, KY 42455 +1 (270) 826 - 7402
Bank of Jamestown 2215 N Main St, Jamestown, KY 42629 +1 (270) 343 - 3186
Chase Bank 251 Boone Station Rd, Shelbyville, KY 40065 +1 (502) 647 - 1688
Mariner Finance 1850 S Hurstbourne Pkwy Ste. 135, Louisville, KY 40220 +1 (502) 365 - 1716
Fifth Third Bank & ATM 800 Eastern Bypass, Richmond, KY 40475 +1 (859) 625 - 5353
Farmers Deposit Bank 386 W Main St, Carlisle, KY 40311 +1 (859) 234 - 3100
First Southern National Bank 401 N Main St, Greenville, KY 42345 +1 (270) 338 - 3505
Bardstown Financial Services Inc 106 W Flaget St, Bardstown, KY 40004 +1 (502) 349 - 3288
Easy Money Shoppe 2174 Bridge St, Paducah, KY 42003 +1 (270) 443 - 0111

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lowmansville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Florence, KY, Short-term Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, No Credit Check Loans in Louisville, KY, Bad Credit Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lowmansville, KY.

Are Payday Loans Legal In Lowmansville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Lowmansville, KY payday loan calculator

Payday Loans in Lowmansville, Kentucky

If you’re in need of quick cash in Lowmansville, Kentucky, a payday loan could be the solution to your financial woes. Payday loans are a type of short-term loan that’s meant to be repaid with your next paycheck. While payday loans can be a great way to get fast cash, it’s important to understand the risks associated with them before you apply.

The Basics of Payday Loans in Kentucky

Payday loans are legal in Kentucky. Under Kentucky statute 286.9.010 et seq., payday lenders must be licensed and follow certain regulations. However, the laws do not apply to banks or other financial institutions operating under state or federal laws, which can offer payday products.

In Lowmansville, payday loans are generally available to individuals who are at least 18 years old, have an active checking account, and can provide proof of income. Lenders typically do not look at credit scores, so even if you have bad credit, you may still be eligible for a payday loan.

How do Payday Loans Work?

When you apply for a payday loan, you’ll typically be asked to provide proof of income, a government-issued ID, and your checking account information. The lender will then give you a loan, typically ranging from $100 to $500, that you must repay with your next paycheck. This repayment will include the amount you borrowed, plus interest and fees.

The interest rates and fees associated with payday loans can be quite high, so it’s important to read the fine print carefully before you sign a contract. In Kentucky, payday lenders can charge up to $15 per $100 borrowed, which can add up quickly if you’re not careful.

What are the Risks?

The biggest risk associated with payday loans is that they can be very expensive. The interest rates and fees associated with these loans can be much higher than those associated with traditional bank loans or credit cards. If you’re not able to pay back the loan on time, you may end up owing more in interest and fees than you originally borrowed.

Another risk associated with payday loans is that they can lead to a cycle of debt. If you’re not able to pay back the loan on time, you may have to take out another loan to cover your expenses, which can lead to a never-ending cycle of debt.

Finally, payday loans can be a tempting option for individuals who are struggling financially. While payday loans can be a quick fix, they do not address the underlying financial problems that may be causing your financial strain. If you’re struggling to make ends meet, it’s important to address the root of the problem and seek out help from a financial professional.

Interesting Facts and Statistics about Payday Loans in Lowmansville, Kentucky

  • As of 2021, Kentucky has over 700 payday lending locations.
  • The average loan amount in Kentucky is $347.
  • In 2019, Kentucky payday lenders issued nearly 190,000 loans, totaling over $86 million in principal.
  • According to a report by the Center for Responsible Lending, the average APR for payday loans in Kentucky is 460%.

Apply Now

If you’re in need of quick cash, TheGuaranteedLoans can help connect you with potential lenders. Our easy online application process is fast and secure, and we’ll work to get you the best loan possible. Remember, however, that we are a connector service and not a direct lender. Make sure to read all loan agreements carefully and understand the terms before signing anything.

Apply now to get started with TheGuaranteedLoans.

F.A.Q.

Is there a cooling-off period between payday loan payments in Lowmansville, Kentucky?

Yes, there is a mandatory cooling-off period of at least 7 days between payday loan payments in Lowmansville, Kentucky.

Can I be charged additional fees for late or missed payments on my payday loan in Lowmansville, Kentucky?

Yes, you may be charged additional fees for late or missed payments on your payday loan in Lowmansville, Kentucky.