Payday Loans in Lynch, Kentucky

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No payday loan companies in Lynch, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
LightPoint Mortgage Company, Inc. 161 St Matthews Ave STE 10, Louisville, KY 40207 +1 (502) 565 - 2511
Citizens Bank - Broadhead 53 S Main St, Brodhead, KY 40409 +1 (606) 758 - 8212
FNB Bank, Inc. 2558 Main St, Cadiz, KY 42211 +1 (270) 522 - 6021
Heritage Bank 1057 Ridgeway Ave, Falmouth, KY 41040 +1 (859) 654 - 2073
World Finance Corporation 300 Sam Walton Dr # 1400, Somerset, KY 42501 +1 (606) 678 - 8131
United States Postal Service 5081 4 Mile Rd, Silver Grove, KY 41085 +1 (800) 275 - 8777
Check Into Cash 463 Eastern Bypass, Richmond, KY 40475 +1 (859) 624 - 5224
Check Advance 1856 S. Main Street, Paris, KY 40361 +1 (859) 987 - 6680
Cash Express 90 Cs-1014, Tompkinsville, KY 42167 +1 (270) 487 - 1052
Monticello Banking Company 95 N Main St, Monticello, KY 42633 +1 (606) 348 - 8411

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lynch, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Online Loans in Louisville, KY, Short-term Loans in Owensboro, KY and Payday Loan Without a Credit Check in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lynch, KY.

Beautiful sights of Lynch, KY

Payday Loans Available in Lynch, KY By The Following ZIP Codes:

40855

Are Payday Loans Legal In Lynch, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Lynch, KY payday loan calculator

Payday loans are becoming increasingly popular in the US, with people turning to them to cover unexpected expenses or major purchases. If you live in Lynch, Kentucky, you may be wondering what options you have when it comes to payday loans. Fortunately, payday loans are legal in Kentucky for check cashers to provide, so you can explore this option if needed.

The Basics of Payday Loans

Before you take out a payday loan, it’s important to understand what they are and how they work. Payday loans are short-term loans that are typically due on your next payday. They are meant to help you cover unexpected expenses such as car repairs or medical bills, or to assist with one-off purchases.

When you apply for a payday loan, you’ll typically need to prove that you have a regular income, such as employment or government benefits. You’ll also need to provide identification, such as a driver’s license or passport. Some lenders may also require a post-dated check or authorization to withdraw funds from your bank account on your next payday.

It’s important to note that payday loans can come with high interest rates and fees, and may not be the best option for everyone. If you’re considering a payday loan, be sure to read the terms and conditions carefully and understand the interest and fees you’ll be charged.

Payday Loans in Lynch, Kentucky

If you live in Lynch, Kentucky and are in need of a payday loan, you have a few options. There are several check cashing businesses in Lynch that offer payday loans. You can also explore online payday loan lenders, but be sure to research them carefully and check their credentials before applying.

A quick online search for payday loans in Lynch, Kentucky brings up several results for local check cashers that provide this service. Additionally, many national payday loan lenders operate in Kentucky, and may be able to meet your needs.

Apply Now

If you’re ready to apply for a payday loan in Lynch, Kentucky, TheGuaranteedLoans can connect you with potential lenders. We are a connector service, not a direct lender, and can help you find reliable lenders that offer payday loans in Kentucky.

You can visit our website to fill out an online application. We’ll ask for basic information such as your name, address, and employment status. We’ll then match you with potential lenders who may be able to meet your needs.

It’s important to note that you’re under no obligation to accept a loan from any of the lenders we match you with. And, as always, be sure to read all the terms and conditions carefully before agreeing to a loan.

Interesting Facts and Statistics About Payday Loans in Lynch, Kentucky

  • The average interest rate for a payday loan in Kentucky is 460 percent APR
  • In Kentucky, borrowers can take out up to two loans at a time, with a maximum total amount of $500
  • According to the Kentucky Department of Financial Institutions, there were 692,614 payday loans issued in the state in 2020, totaling $261,882,244 in principal

Conclusion

If you’re in need of a payday loan in Lynch, Kentucky, there are several options available to you. Be sure to do your research and carefully read the terms and conditions before applying. And when you’re ready, TheGuaranteedLoans can help you find reputable lenders that offer this service.

F.A.Q.

Can I apply for a payday loan online in Lynch, Kentucky?

Yes, you can apply for a payday loan online in Lynch, Kentucky, as long as the lender is licensed to operate in the state.

Do I need a bank account to take out a payday loan in Lynch, Kentucky?

Yes, you will need a valid bank account to take out a payday loan in Lynch, Kentucky.