Payday Loans in Mammoth Cave, Kentucky

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No payday loan companies in Mammoth Cave, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Trust Bank 201 N 3rd St, Williamsburg, KY 40769 +1 (606) 549 - 5000
Quik Cash 16492 Fort Campbell Blvd #2, Oak Grove, KY 42262 +1 (270) 640 - 1880
Payday Cash Advance 10880 KY-44, Mt Washington, KY 40047 +1 (502) 538 - 3776
Central Kentucky Ag Credit 640 S Broadway, Lexington, KY 40588 +1 (859) 252 - 4717
Town Square Bank 119 N Main Cross St, Louisa, KY 41230 +1 (606) 638 - 4579
Cash Express 408 N 12th St, Murray, KY 42071 +1 (270) 753 - 8999
BB&T 840 Whitley St, London, KY 40741 +1 (606) 878 - 7646
ABC Finance Co., Inc. 1550 Lowes Dr D, Murray, KY 42071 +1 (270) 759 - 9588
Heights Finance Corporation 2410 Ring Rd, Elizabethtown, KY 42701 +1 (270) 360 - 0084
World Finance Corporation 625 Chestnut Dr #108, Walton, KY 41094 +1 (859) 485 - 1465

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mammoth Cave, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loan Companies in Georgetown, KY, Short-term Loans in Hopkinsville, KY, Payday Loan Without a Credit Check in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mammoth Cave, KY.

Beautiful sights of Mammoth Cave, KY

Are Payday Loans Legal In Mammoth Cave, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Mammoth Cave, KY payday loan calculator

Everything You Need to Know About Payday Loans in Mammoth Cave, Kentucky

For many individuals in Mammoth Cave, Kentucky, payday loans are a convenient way to obtain quick cash for unexpected expenses or emergencies. While payday loans can be helpful in these situations, it’s important to understand the regulations and laws governing payday loans in Mammoth Cave, Kentucky.

What Are Payday Loans?

Payday loans are a type of short-term loan typically required to be paid back within two weeks or by the borrower’s next payday. The loans are designed to help people get through a financial emergency or unexpected expense between paychecks.

The loans are typically for small amounts, ranging from $100 to $500, and come with high fees and interest rates.

What Are the Regulations for Payday Loans in Mammoth Cave, Kentucky?

Payday loans are legal in Kentucky but are subject to regulation. Only check cashers are eligible to provide payday lending services.

The maximum loan amount a borrower can have in Kentucky is $500. The loan term cannot exceed 60 days with a maximum finance charge of $15 per $100 borrowed. Additionally, lenders are not allowed to charge more than $1 in verification fees per loan.

It’s important to note that Kentucky law prohibits rolling over loans or extending them. Therefore, borrowers must pay off their loans in full before they can take out another one.

How to Apply for a Payday Loan in Mammoth Cave, Kentucky?

Applying for a payday loan in Mammoth Cave, Kentucky is a simple process. Individuals need to meet the following requirements to apply for a payday loan:

  • Be at least 18 years of age or older.
  • Be a U.S. citizen or permanent resident.
  • Provide proof of income.
  • Provide a valid government-issued ID.
  • Have an open and active checking account.

Once an individual has met the requirements, they can apply for a payday loan by filling out an online application. If approved, the lender will deposit the funds directly into the borrower’s checking account within one business day.

Interesting Facts and Statistics on Payday Loans in Mammoth Cave, Kentucky

Did you know that in Kentucky, payday lending is a multi-billion dollar industry?

In 2019, payday lenders provided over $1.5 billion in loans to over 200,000 Kentuckians, with the average loan size being $375.

Moreover, there are over 400 payday lending locations throughout Kentucky.

Apply Now

If you’re in need of quick cash between paychecks, consider applying for a payday loan on TheGuaranteedLoans website.

We are a connector service that works with potential lenders to help match individuals with the loan that best meets their needs. Our online application process is quick and easy, and if approved, funds can be deposited into your bank account within one business day.

Remember, TheGuaranteedLoans is not a direct lender and does not make credit decisions. Rather, we facilitate your connection with potential lenders, who will then provide you with the loan terms and conditions that meet your needs.

The Bottom Line

Payday loans can be an effective tool to help people get through financial emergencies or unexpected expenses. However, it’s important to understand the laws and regulations governing payday loans in Mammoth Cave, Kentucky.

Remember to only borrow what you can afford to pay back on time and choose a reputable lender that adheres to the laws and regulations governing payday loans in Kentucky.

Apply for a payday loan on TheGuaranteedLoans website today and get the quick cash you need, hassle-free!

F.A.Q.

Can I apply for a payday loan if I am receiving Social Security benefits in Mammoth Cave, Kentucky?

Yes, individuals who are receiving Social Security benefits are eligible to apply for payday loans in Mammoth Cave, Kentucky. However, they will need to provide proof of income in order to qualify.

Can I apply for a payday loan if I am a student in Mammoth Cave, Kentucky?

Yes, students are eligible to apply for payday loans in Mammoth Cave, Kentucky, as long as they meet the other eligibility requirements. However, it is important to carefully consider whether a payday loan is the best option for managing their finances as a student.