Payday Loans in Mc Quady, Kentucky

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No payday loan companies in Mc Quady, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance Corporation 2229 Everly Brothers Blvd, Powderly, KY 42367 +1 (270) 338 - 6766
Quick-Cash Inc. 547 Lafayette Ave, Bellevue, KY 41073 +1 (859) 291 - 4653
Home Federal Bank 1602 Cumberland Ave, Middlesboro, KY 40965 +1 (606) 248 - 1095
World Finance Corporation 433 N Mayo Trl, Paintsville, KY 41240 +1 (606) 788 - 9040
Heights Finance Corporation 37 Southpark Center Dr, Corbin, KY 40701 +1 (606) 528 - 7499
Citizens National Bank 149 W Main St, Lebanon, KY 40033 +1 (270) 692 - 2113
Cash Express 2621 Wayne Sullivan Dr, Paducah, KY 42003 +1 (270) 444 - 4097
Kentucky Highlands Investment 362 Old Whitley Rd, London, KY 40744 +1 (606) 864 - 5175
World Finance Corporation 1380 Flemingsburg Rd, Morehead, KY 40351 +1 (606) 780 - 0384
Community Trust Bank 155 Main St, Whitesburg, KY 41858 +1 (606) 633 - 0161

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mc Quady, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Emergency Loan in Hopkinsville, KY, Bad Credit Loans in Louisville, KY, Bad Credit Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mc Quady, KY.

Are Payday Loans Legal In Mc Quady, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Mc Quady, KY payday loan calculator

Payday Loans in Mc Quady, Kentucky: What You Need to Know

Payday loans, also known as cash advance loans, are a type of short-term loan that typically must be repaid within a few weeks or on the borrower’s next payday. While many states have strict regulations on payday lending, Kentucky allows check cashers to offer payday loans as a legal form of borrowing. If you’re in Mc Quady, Kentucky and considering a payday loan, keep reading for important information about how these loans work, what the requirements are, and what to watch out for.

How do payday loans work in Mc Quady, Kentucky?

In Mc Quady, Kentucky, payday loans are available from check cashers who operate under state regulations. The maximum amount of a payday loan in Kentucky is $500, and lenders may charge no more than $15 per $100 borrowed. Additionally, lenders may not charge more than $1 per week for a verification fee.

To obtain a payday loan in Mc Quady, you’ll need to provide proof of income and a valid government-issued ID. You’ll also need to provide a post-dated check or authorization for the lender to withdraw the loan amount plus fees from your bank account on your next payday.

What are the requirements for payday loans in Mc Quady, Kentucky?

To be eligible for a payday loan in Mc Quady, you must meet specific requirements:

  • You must be at least 18 years of age
  • You must be a US citizen or permanent resident
  • You must have a valid government-issued ID
  • You must have a regular source of income
  • You must have a checking account in good standing

Meeting these requirements does not guarantee approval for a payday loan, but they are necessary to apply for one.

What to watch out for with payday loans in Mc Quady, Kentucky

Prior to taking out a payday loan in Mc Quady, it’s important to be aware of the risks involved. Payday loans often come with high interest rates and fees that can trap borrowers in a cycle of debt. Be sure to read and understand the terms and conditions of any loan before agreeing to it. Additionally, be aware that payday lenders in Kentucky are not allowed to roll over loans, which means the loan must be paid in full upon its due date.

While payday loans can be a useful tool for managing short-term financial needs, they should not be relied upon as a long-term solution. If you’re struggling with debt, consider seeking help from a financial advisor or credit counselor to get your finances back on track.

Interesting Facts and Statistics about Payday Loans in Mc Quady, Kentucky

  • As per the Kentucky State Laws, payday loan borrowers can’t be charged between 36% and 455% APR interest on a payday loan.
  • The maximum amount a borrower can take out in a payday loan is $500 in Kentucky.
  • In Kentucky, a borrower can’t take out more than two loans at a time from the same lender.
  • The current statistics show that Kentucky residents borrow more than $300 million dollars in payday loans every year.

Apply Now

If you are considering a payday loan in Mc Quady, Kentucky, TheGuaranteedLoans can help connect you with lenders who may be able to assist you. We understand that every financial situation is unique, and we work with a vast network of lenders to offer borrowers a variety of options. Please note that TheGuaranteedLoans is not a lender but a connector service, and we cannot guarantee approval for a loan. To apply now, head to our website and fill out our secure online application.

You’re just a few clicks away from receiving the financial help you need.

F.A.Q.

Can I cancel or void my payday loan in Mc Quady, Kentucky?

Yes, you have the right to cancel or void your payday loan within 14 days of signing the loan agreement in Mc Quady, Kentucky.

Can I be charged a penalty for prepaying my payday loan in Mc Quady, Kentucky?

No, you cannot be charged a penalty for prepaying your payday loan in Mc Quady, Kentucky.