Payday Loans in Melber, Kentucky

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No payday loan companies in Melber, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Trust Bank 205 S Main St, Greensburg, KY 42743 +1 (270) 932 - 7464
Faesy Tax Professionals 1100 US Highway 127 S, Suite B-1, Frankfort, KY 40601 +1 (502) 607 - 0303
Eagle Finance 130 W Tiverton Way 100, Lexington, KY 40503 +1 (859) 305 - 1020
Fifth Third Bank & ATM 800 Eastern Bypass, Richmond, KY 40475 +1 (859) 625 - 5353
Check Advance 75 Wal Mart Plaza Suite 7, Monticello, KY 42633 +1 (606) 348 - 1474
Dan's Discount Jewelry & Pawn 499 US-27, Somerset, KY 42501 +1 (606) 678 - 0006
Hancock Bank & Trust Co 8280 US-60 W, Lewisport, KY 42351 +1 (270) 295 - 3713
Advance America 189 Adam Shepherd Pkwy Ste. 21, Shepherdsville, KY 40165 +1 (502) 921 - 0477
Money Now 261 KY-44, Shepherdsville, KY 40165 +1 (502) 543 - 1355
Mariner Finance 2030 N Dixie Hwy, Elizabethtown, KY 42701 +1 (270) 234 - 8555

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Melber, KY, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Bad Credit Loans in Louisville, KY, Payday Loans in Owensboro, KY and Online Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Melber, KY.

Payday Loans Available in Melber, KY By The Following ZIP Codes:

42069

Are Payday Loans Legal In Melber, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Melber, KY payday loan calculator

Understanding Payday Loans in Melber, Kentucky

Life is unpredictable, and many people find themselves in unexpected financial emergencies at an inconvenient time. This is where payday loans come in. In Melber, Kentucky, payday loans are a popular way to access quick cash for those who need it the most. However, it’s essential to understand the terms and conditions before applying for a payday loan.

What are Payday Loans?

Payday loans are a short-term loan that typically has a high interest rate and fee. These types of loans are designed to be quick and easy to access, with many payday loan providers requiring very little documentation or collateral.

In Kentucky, payday loans are legal, but only for check cashers, and the maximum loan amount is $500. The repayment term for a payday loan is typically 14 days, and the lender can charge up to $15 per $100 borrowed as interest rates.

The quick accessibility and simplicity of payday loans make them an attractive option for those who need emergency cash. However, these loans also come with high costs and can lead to a cycle of debt for those who aren’t careful.

How to Apply for a Payday Loan in Melber, Kentucky

Applying for a payday loan in Melber, Kentucky is a straightforward process. Many lenders, including TheGuaranteedLoans, offer online applications, making it easy to apply from the comfort of your own home or office.

It’s important to note that TheGuaranteedLoans is a connector service, not a direct lender. We will facilitate your connection with potential lenders who can offer you a payday loan.

When filling out an online application for a payday loan, you’ll typically need to provide your personal and employment information, including your name, address, phone number, and income. Lenders may also require your social security number and bank account information.

The Pros and Cons of Payday Loans

While payday loans are a convenient way to access quick cash, there are pros and cons to this type of borrowing.

Pros:

  • Quick and easy access to cash
  • Minimal documentation needed
  • No collateral required

Cons:

  • High interest rates and fees
  • Short repayment terms
  • Potential for a cycle of debt

Interesting Facts and Statistics about Payday Loans in Melber, Kentucky

  • In 2019, Kentucky had the highest payday loan usage rate in the country, with 1.1 million payday loans taken out for a total of $439 million borrowed.
  • The average annual percentage rate (APR) for a payday loan in Kentucky is 460%.
  • In 2020, the Kentucky Supreme Court upheld the state’s new payday lending law restricting the loans to no more than two loans at once.

Apply Now for a Payday Loan in Melber, Kentucky

If you’re in need of emergency cash, a payday loan might be the right option for you. TheGuaranteedLoans can connect you with potential lenders who offer payday loans in Melber, Kentucky. Fill out our online application today and take the first step towards securing the cash you need to get back on track.

Remember, payday loans should be used responsibly and only in emergencies. If you’re struggling with debt or need long-term financial assistance, consider speaking with a financial advisor for guidance.

F.A.Q.

Are payday loans legal in Melber, Kentucky?

Yes, payday loans are legal in Melber, Kentucky.

What is the maximum loan amount I can borrow in Melber, Kentucky?

The maximum loan amount you can borrow in Melber, Kentucky is $500.