Payday Loans in Mount Eden, Kentucky

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No payday loan companies in Mount Eden, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Doctor Payday 423 Broadway St, Paintsville, KY 41240 +1 (606) 789 - 7779
First American Cash Advance 3348 Hikes Ln #109, Louisville, KY 40220 +1 (502) 459 - 3818
Traditions Finance Company 1877 Main St, Cadiz, KY 42211 +1 (270) 522 - 3377
Peoples Bank of Kentucky, Inc. 106 S Main Cross St, Flemingsburg, KY 41041 +1 (606) 845 - 2461
Premier Payday Loans & Cash 11317 KY-15, Vicco, KY 41773 +1 (606) 476 - 2300
Dan's Discount Jewelry & Pawn 499 US-27, Somerset, KY 42501 +1 (606) 678 - 0006
Cash Express 1310 Hustonville Rd, Danville, KY 40422 +1 (859) 238 - 7444
Check Exchange 2901 Richmond Rd UNIT 120, Lexington, KY 40509 +1 (859) 268 - 2121
World Finance 162 Appalachian Plaza, South Williamson, KY 41503 +1 (606) 237 - 5115
Cash Express 1202 N Main St, Beaver Dam, KY 42320 +1 (270) 274 - 8232

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mount Eden, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loan for Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mount Eden, KY.

Are Payday Loans Legal In Mount Eden, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Mount Eden, KY payday loan calculator

Payday Loans in Mount Eden, Kentucky: What You Need to Know

When you’re facing a financial emergency and need cash fast, payday loans can seem like an easy solution. However, it’s important to understand the risks and regulations involved, especially when it comes to payday loans in Mount Eden, Kentucky. Here’s what you need to know.

How Payday Loans Work

Payday loans are short-term loans typically borrowed against your next paycheck. To take out a payday loan, borrowers typically provide the lender with a post-dated check or access to their bank account. The amount you can borrow and the fees you’ll pay vary by state, but borrowers often end up paying high interest rates and fees due to the short term and high risk associated with these loans.

Payday Loans in Mount Eden, Kentucky

In Kentucky, payday loans are legal but limited to check cashers only. This means that payday lenders must partner with a check casher to be able to offer payday loans. Additionally, the maximum loan amount in Kentucky is $500 and lenders can charge up to $15 per $100 borrowed.

Risks and Regulations

While payday loans may seem like an easy solution to financial emergencies, they often come with high risks and regulations. In Kentucky, lenders must comply with several regulations to protect borrowers, including:

  • Limited loan amounts
  • Fee restrictions
  • Repayment terms of no less than 14 days and no longer than 60 days
  • Limitations on concurrent loans
  • Borrower education requirements

It’s important to be aware of these regulations and to carefully consider the risks and benefits of payday loans before taking one out.

Apply Now

If you do decide that a payday loan is the right choice for you, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we work with a network of trustworthy lenders to ensure that you get the best deal possible. Fill out our online application today to get started.

Interesting Facts and Statistics About Payday Loans in Mount Eden, Kentucky

  • The average payday loan in Kentucky is for $308
  • 78% of payday loans in Kentucky are taken out for recurring expenses rather than unexpected emergencies
  • The average interest rate on a payday loan in Kentucky is 391%
  • The payday loan industry generates $3.4 billion in fees annually

Remember, payday loans should be used as a last resort and only for true emergencies. If you’re struggling with debt or financial issues, there are many resources available to help. Contact a trusted financial advisor or credit counseling service for assistance.

F.A.Q.

Are there any alternatives to payday loans in Mount Eden, Kentucky?

Yes, there are several alternatives to payday loans in Mount Eden, Kentucky, such as small personal loans, credit union loans, or borrowing from friends or family.

What should I do if I am unable to repay my payday loan in Mount Eden, Kentucky?

If you are unable to repay your payday loan in Mount Eden, Kentucky, you should contact your lender immediately and discuss your options, such as negotiating a payment plan or seeking financial counseling.